Michelle Poirier Real Estate

03/25/2026

Homeownership comes with more tax advantages than many realize, and several valuable credits often go unclaimed.

Taking a few minutes to review eligible credits could mean significant savings on this year’s return.

Share this with someone preparing their taxes this month!

03/24/2026

The conversation around down payments often starts at 20%.

But here’s the truth: you don’t need 20% down to buy a home in the GTA.

A 5% down payment can create opportunity, earlier market entry, preserved liquidity, and the ability to begin building equity now. For many buyers, it represents access rather than limitation.

At the same time, there are other factors that must be weighed carefully. Every decision should align with financial comfort, long-term plans, and current market conditions.

Homeownership is not about chasing a “perfect” number. It is about understanding options and making informed moves.

Ready to explore your purchasing power in today’s market? Send a DM now!

03/20/2026

Economic uncertainty and shifting consumer confidence continued to weigh on the GTA housing market in February, keeping many buyers on the sidelines and allowing those active in the market to negotiate more aggressively.

Markets move in cycles. Short-term corrections don’t always reflect the longer-term trajectory.

What matters most right now is understanding how these broader trends translate within specific neighbourhoods and property types, where supply, demand, and buyer behaviour can vary significantly.

If you’re curious how these numbers apply to your local market, let’s take a closer look.

03/17/2026

03/13/2026

1.3B / $700K (avg. price) = approx. 1850 units

The "GTA Rental and Affordable Housing Initiative" is a partnership between High Art Capital and the Building Ontario Fund.

02/15/2026

Buying a home starts long before the search.

The first and very important step is setting a clear, informed budget.

From understanding debt ratios to factoring in closing costs, this guide breaks down what every serious buyer needs to know.

Planning ahead helps avoid surprises and positions buyers to act with confidence when the right home comes along.

A trusted real estate professional can connect buyers with experienced mortgage experts to prepare a strong budget and guide the process from pre-approval to purchase.

02/14/2026

01/21/2026

Mark your calendar, these 2026 Bank of Canada rate announcement dates are worth watching.

Rate changes can impact mortgage costs, affordability, and market trends. Whether you're buying, selling, or already own a home, these decisions matter.

Want to know what each change means for your plans? Rely on a trusted real estate professional to keep you informed.

01/19/2026

Today’s condos are more than just a place to live; they’re built around how life is lived.

Whether it’s about staying active, maximizing productivity, making memories with family, or hosting unforgettable nights, the right amenities make all the difference.

Whether buying or renting, an experienced agent can help find a condo that fits just right.

01/18/2026

Thinking of adding more space or income potential to a property?

Laneway houses are becoming a smart solution for homeowners in urban areas, offering flexibility, functionality, and long-term value.

From rental income to multigenerational living, these self-contained units can unlock new possibilities—right in your backyard.

But before starting, it’s essential to check if the property qualifies under local zoning rules.

Not all properties are eligible for a laneway suite.
Work with a real estate expert who understands zoning rules and can help find the right lot for future development.

01/17/2026

Thinking about buying a home, but not sure if now’s the right time?

Whether planning to purchase soon, continuing to rent, or just starting to explore options, having the right plan (and the right support) makes all the difference.

This step-by-step checklist is designed for renters preparing for homeownership, with practical tips tailored to the GTA market.

A dedicated agent can help map out the journey, no matter where it starts.

Connect today for expert guidance and personalized service.