Simon Pennellier Realtor

Simon Pennellier Realtor Doing it right! Real Estate Services in Trenton Ontario

If you’re thinking about buying your first rental, this is a good reminder that the numbers matter more than the hype.
08/21/2026

If you’re thinking about buying your first rental, this is a good reminder that the numbers matter more than the hype.

Getting started in real estate investing can feel overwhelming, especially with so much noise around “easy” passive income. This BiggerPockets piece focuses on the basics that actually matter for new investors: running the numbers, understanding financing, and setting realistic expectations for ...

Ontario’s new-home market is still fragile, but more proposed homes and warranty enrolments since March are giving the i...
08/20/2026

Ontario’s new-home market is still fragile, but more proposed homes and warranty enrolments since March are giving the industry a few reasons to feel cautiously optimistic.

Ontario’s new-home sector has been through a sharp slowdown, with warranty enrolments falling from more than 75,000 units in 2022 to 25,000 in 2025. Tarion says there are now some early positive signals, including increases in proposed homes and new warranty enrolments since March, although it cau...

With a few tips and clever design techniques, you can make your outdoor space appear more spacious.
08/18/2026

With a few tips and clever design techniques, you can make your outdoor space appear more spacious.

Don't allow space limitations to destroy your dreams of having a lovely garden. With a few tips and clever design techniques, you can make your outdoor space appear more spacious. As you enhance the perception of your garden's size, it's important to make a plan and stick to it. Avoid cluttering the...

Carrying a mortgage into retirement isn’t automatically a mistake, especially when the rate is low and paying it off wou...
08/14/2026

Carrying a mortgage into retirement isn’t automatically a mistake, especially when the rate is low and paying it off would drain savings you may need later.

Entering retirement with a mortgage can make sense in some situations, particularly when the interest rate is low and paying off the balance would leave too little cash available for emergencies. For others, removing the monthly payment may provide greater stability and peace of mind. The decision d...

If your rental is sitting vacant, a small concession can sometimes cost less than another month without rent.
08/13/2026

If your rental is sitting vacant, a small concession can sometimes cost less than another month without rent.

Vacancy can get expensive fast, which is why some landlords offer concessions like a free month, reduced deposit, or move-in credit to attract tenants faster. The key is understanding the tradeoff. A short-term incentive can preserve long-term rental income better than lowering the asking rent acros...

If you’re waiting to save 20% down, you may have more buying options than you realize, especially with the right loan pr...
08/11/2026

If you’re waiting to save 20% down, you may have more buying options than you realize, especially with the right loan program.

A 20% down payment can be helpful, but it isn’t a rule for every homebuyer. Many loan programs allow qualified buyers to purchase with less upfront, though the tradeoffs can include mortgage insurance, different monthly payments, or stricter approval requirements. If you’re planning to buy, this...

Whether you’re a new rural homeowner, a first-time cottage owner, or a seasoned pro opening up the property for the seas...
08/10/2026

Whether you’re a new rural homeowner, a first-time cottage owner, or a seasoned pro opening up the property for the season, spring is the ideal time to take a few simple precautions.

Whether you’re a new rural homeowner, a first-time cottage owner, or a seasoned pro opening up the property for the season, spring is the ideal time to take a few simple precautions. Wildlife-proofing your home or cottage can help prevent damage, protect local animals, and make it easier to share ...

If your patio feels a little plain, borrowing a few ideas from an English cottage garden can make the space feel warmer,...
08/07/2026

If your patio feels a little plain, borrowing a few ideas from an English cottage garden can make the space feel warmer, softer, and more inviting.

A great patio doesn't have to be perfectly polished to feel special. These English cottage-inspired ideas focus on comfortable seating, colorful plantings, natural textures, and lived-in charm that makes an outdoor space feel welcoming. Whether you're working with a small courtyard, a backyard patio...

The purchase price is only the beginning, so include closing costs, taxes, insurance, maintenance, and possible vacancie...
08/06/2026

The purchase price is only the beginning, so include closing costs, taxes, insurance, maintenance, and possible vacancies when deciding what you can comfortably carry.

Buying another property in Canada requires a close look at how you’ll use it, how much equity you have, and whether your income can support both homes. A rental property may require a larger down payment, while accessing equity through refinancing or a home equity line of credit adds another payme...

It's interesting how the best design trends aren't always brand new. Some classic details are making a comeback because ...
08/04/2026

It's interesting how the best design trends aren't always brand new. Some classic details are making a comeback because they add warmth and personality that many homes have been missing.

Home design trends are shifting away from spaces that feel overly polished and toward rooms with more warmth, texture, and personality. This 2026 article looks at several classic design details that are returning in fresh ways, showing how familiar materials and finishes can make a home feel more in...

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253 Dundas Street East
Trenton, ON
K8V1M1

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