06/12/2026
Before assuming you have to start over with a new mortgage, it helps to know whether your current one can move with you.
Mortgage porting lets some homeowners move their existing mortgage to a new property, which can matter a lot if your current rate is lower than what’s available now. It’s not automatic, and the details depend on your lender, mortgage terms, timing, and whether you need to borrow more. Still, if ...