Aspray Luton

Aspray Luton Helping people make successful buildings insurance claims in Luton (Bedfordshire), Stevenage, Hitchin and North Hertfordshire areas

Finding out your claim has been rejected can be devasting. You don’t expect to be faced with huge repair costs when you’...
09/09/2026

Finding out your claim has been rejected can be devasting. You don’t expect to be faced with huge repair costs when you’ve been paying your premiums.

When this happens, it is known as a repudiated claim – and there are a whole host of reasons it could happen.

Five of the main reasons for repudiation are:
-Poor Property Maintenance
- Your property has been unoccupied for a long period of time
- Incorrect information provided to the insurer at the time of taking out the policy
-Claiming for something for which you are not covered
-Waiting too long to claim

For more information on claim repudiation what to do next, our article offers some helpful information >> https://aspray.com/5-reasons-your-insurance-claim-may-be-rejected/

When you take out your insurance policy, your insurer agrees to payout for a valid claim - but only if you, the policyho...
07/09/2026

When you take out your insurance policy, your insurer agrees to payout for a valid claim - but only if you, the policyholder, meet the requirements of the ‘conditions’ set out within the policy.

Most policies will have conditions. However, your policy may have specific conditions and it is always worth reading through these at the start of your policy to avoid any nasty surprise when it comes to making a claim.

If you have not met the conditions of your policy your claim may be rejected, or reduced, by your insurer.

Visit https://aspray.com/ for help if you need to make a clam.

Every property claim is unique.These images show one example of a completed reinstatement following insured property dam...
03/09/2026

Every property claim is unique.

These images show one example of a completed reinstatement following insured property damage.

No two claims are the same, but careful planning and effective project management can help properties return to their previous condition wherever policy cover allows.

Save this checklist for future reference.Hopefully you'll never need it.If property damage does occur, these simple step...
24/08/2026

Save this checklist for future reference.

Hopefully you'll never need it.

If property damage does occur, these simple steps can help keep everything organised from day one.

MYTH"I have to accept the first settlement offered."FACTEvery insurance claim is different.If you have questions about a...
19/08/2026

MYTH

"I have to accept the first settlement offered."

FACT

Every insurance claim is different.

If you have questions about a settlement or your options, it's important to understand your policy and seek appropriate advice before making decisions.

Mistakes happen when people are under stress.Some of the most common include:• Throwing damaged items away too soon• Not...
17/08/2026

Mistakes happen when people are under stress.

Some of the most common include:

• Throwing damaged items away too soon

• Not photographing the damage

• Forgetting temporary accommodation receipts

• Starting repairs without checking policy requirements

• Assuming all damage is immediately visible

Being prepared can help make the claims process smoother.

Kitchen Fires – a fast spreading disaster 🏠🔥Did you know that kitchen fires are one of the most common causes of home fi...
17/07/2026

Kitchen Fires – a fast spreading disaster 🏠🔥

Did you know that kitchen fires are one of the most common causes of home fires.

What starts as a small spark can quickly escalate into a devastating disaster if not handled properly.

Here are some tips to stay safe:

· Never leave cooking unattended

· Keep flammable objects away from heat sources

· Have a fire extinguisher in the kitchen

· Ensure your smoke detectors are working

· Know how to safely put out a fire – NEVER use water on grease fires!



Remember, prevention is key! Keep your kitchen safe and be prepared.

A common mistake is confusing market value with rebuild value.Your buildings insurance should be based on the cost to re...
15/07/2026

A common mistake is confusing market value with rebuild value.

Your buildings insurance should be based on the cost to rebuild the property, not the price you paid for it.

Rebuild cost includes things like:

• Materials
• Labour
• Debris removal
• Professional fees

Land value and property demand are not part of the rebuild calculation.

10/07/2026

Your home is your sanctuary. If it becomes damaged and you need to make an insurance claim, you will want a reliable service to assist you in getting your property back to the way it was before.

Aspray are industry renowned for the quality service we offer to homeowners, commercial property owners and landlords.

Our company ethos is all about making customers less anxious and as comfortable as possible when making a claim. We shoulder the potential burdens that making an insurance claim could bring.

When something as personal as your property is at stake, you want a service you can trust.

Find out more about our award-winning service at www.aspray.com

Address

Luton, Dunstable, Stevenage, Hitchin, Letchworth, Baldock
Luton
LU1,LU2,LU3,LU4,LU5,LU6,SG1,SG15,SG16,SG17,SG2,SG£,SG4,SG5,SG6,SG7.

Telephone

+441582325877

Website

Alerts

Be the first to know and let us send you an email when Aspray Luton posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Aspray Luton:

Shortcuts

Share

Category