Winona Farris-Yogi Realtor / HELM Real Estate

09/24/2026

As your real estate advocate, I keep a close eye on the numbers that matter most—and this week’s mortgage rates are worth a look! 📊

Whether you’re thinking about buying, selling, or simply planning ahead, understanding how rates impact your next move is key. Let’s talk about what today’s market means for you. 🏡

📲 Reach out anytime—I’m here to guide you every step of the way.

💼 Rate info courtesy of Mike Hoyt | OriginPoint
📞 415.517.0900
📧 [email protected]
NMLS 653785

WINONA FARRIS | 415.799.3719
Realtor®
DRE # 02134443
WinonaFarris.com

09/23/2026

Wheel Talk for Real Estate: The Housing Market Is Split in Two

09/22/2026

Buyer Tip: Don't Skip Understanding Contingencies

When you're buying a home, contingencies can be some of the most important protections built into your offer.

Think of them as safety nets that give you time to do your homework before fully committing to the purchase.

Common contingencies include:

🔍 Inspection Contingency – Allows you to investigate the property's condition and negotiate repairs or credits if needed.

💰 Appraisal Contingency – Protects you if the home appraises for less than the purchase price.

🏦 Loan Contingency – Gives you an opportunity to secure financing and protects you if your loan approval falls through.

While every situation is different, understanding what these contingencies do—and when they can be removed—is key to making informed decisions during the home-buying process.

✨ The more you understand your protections, the more confident you'll feel when it's time to submit an offer.

09/17/2026

Wheel Talk for Real Estate: Should You Use Your 401(k) to Buy a Home?

09/17/2026

JUST LISTED!
1311 48th Avenue, San Francisco
8-UNIT INVESTMENT OPPORTUNITY
OuterSunset8Units.com
1311 48th Avenue, an 8-unit apartment building in one of San Francisco’s resilient rental neighborhoods.

✨ 8 spacious 1BR/1BA units
🚗 8 parking spaces
🧺 On-site laundry
📈 Current rents below market, creating meaningful upside
🔑 One unit delivered vacant at close of escrow
🌊 Steps from Golden Gate Park, Ocean Beach & Sunset Dunes
🚋 Easy N-Judah access to downtown and beyond

With strong neighborhood amenities, established tenancy and multiple paths to increase NOI over time, this is a compelling opportunity for the long-term investor looking for both cash flow and potential upside.

For more information, call/text me.

WINONA FARRIS | 415.799.3719
Realtor®
DRE # 02134443
WinonaFarris.com



Listed by Joy Liu • DRE 1342372 • HELM Real Estate

A rare offering in one of San Francisco's most resilient rental submarkets: an 8-unit apartment building in the heart of the Outer Sunset, ideally positioned for the long-term investor seeking both stable cash flow and meaningful upside.

09/16/2026

Seller Tip: Consider a Pre-Listing Inspection

Thinking about selling your home? A pre-listing inspection can be a valuable tool to help you prepare before your home goes on the market.

🔍 By identifying potential issues early, you have the opportunity to:
✔️ Address repairs before buyers discover them
✔️ Reduce the risk of surprises during escrow
✔️ Better understand your home's condition
✔️ Price and market your home more strategically
✔️ Give buyers added confidence when making an offer

No home is perfect, and uncovering issues before listing doesn't necessarily mean you need to fix everything. Sometimes it's simply about knowing what to expect and being prepared to discuss it with potential buyers.

✨ The smoother the transaction, the less stressful the process tends to be for everyone involved.

A little preparation upfront can help prevent a lot of headaches later.

09/16/2026

🌿 JUST LISTED
15 Sulgrave Lane, San Rafael, CA
A LITTLE SLICE OF MARIN
PeacockGapRetreat.com

OPEN: Sat & Sun | 9/12 9/13 | 2-4PM

Welcome to 15 Sulgrave Lane, a sunlit 3BD/3BA retreat tucked into Peacock Gap where life feels a little more relaxed—and a lot more connected to nature.

Soaring ceilings, a cozy fireplace, brand-new stainless-steel appliances, private patios and balconies, and peaceful views toward China Camp make this home as comfortable as it is inviting.

And when it’s time to head outside? Golf, hiking, biking, swimming, boating, and the beauty of Marin are all close by. Plus, there’s a 2-car tandem garage, driveway parking, and street parking for guests.

🏡 15 Sulgrave Lane, San Rafael
✨ 3 Bedrooms | 3 Bathrooms
🚗 2-Car Garage + Additional Parking

A little slice of Marin. And perhaps exactly where you’re meant to be.

For more info or to schedule a private tour. Call/text me.

WINONA FARRIS | 415.799.3719
Realtor®
DRE # 02134443
WinonaFarris.com



Listed by Marcus Miller • DRE 01327948 • HELM Real Estate

09/14/2026

Amazing weekend of music! Ended the weekend with Sunset on the U.S.S. Hornet! Yoga and iconic DJs were on deck for sunset vibing. Epic.

09/14/2026

Wow…1st annual Alameda Porchfest (besides the ones going on during the pandemic) was so much fun. The community came out and was great seeing so many folks from all my walks of life. The bands were amazing. Alameda has definitely got talent! Can’t wait to see what’s next! And the weather made it all too perfect!

Here’s just some of the bands we saw…

09/13/2026

Thievery Corporation! Another amazing show celebrating their 30th anniversary!