Master Your Move

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Master Your Move This page is for people that want to empower themselves
in a housing market that has gotten out of control.

Getting a home in this market is all about working with someone who has a portfolio of options to present and help you in your current situation. That is why we offer multiple cash offers before your home is listed, free marketing to sell your home before it is even listed, pre-qualified buyers ready to buy your home before it is listed, first-time buyer programs, rent-to-own homes with the option (not the obligation) to buy, rentals, lenders with new-age financing, partners that help with credit repair, insurance vendors that have saved our clients thousands, and much more.

Renting in Maricopa County, Arizona, and hearing about Home in Five Advantage? Here's how it works. Under its lender gui...
10/12/2026

Renting in Maricopa County, Arizona, and hearing about Home in Five Advantage? Here's how it works. Under its lender guidelines effective 6/10/2026, the program adds a second loan of 3% to 6% toward your down payment and closing costs, for homes in Maricopa County only. The program's own site lists a 640 minimum credit score. The part that matters most: that second loan comes in four versions. Some forgive a slice each month, one is repaid monthly with interest, and one waits 30 years. Between 620 and 639? HOME Plus starts at 620 statewide. Under 620? The guide shows your next step too.

https://www.masteryourmovenow.com/post/home-in-five-advantage-maricopa-county-explained?utm_source=gbp&utm_medium=social&utm_campaign=home-in-five-advantage-maricopa-county-explained

Selling in Arizona and your listing agent says they have a buyer too? That's called dual agency, and Arizona's rule allo...
10/12/2026

Selling in Arizona and your listing agent says they have a buyer too? That's called dual agency, and Arizona's rule allows it only if everyone in the deal agrees in writing first. You're one of the people who has to agree, and the decision is yours.

The best time to ask about it is before you sign the listing agreement, not with an offer on the table. Ask to see the consent form, and ask what your agent will and won't do for you on price once the buyer is also their client.

Our new guide walks through the questions to ask.

https://www.masteryourmovenow.com/post/dual-agency-arizona?utm_source=gbp&utm_medium=social&utm_campaign=dual-agency-arizona

Waddell has 214 active for-sale listings as of October 5, 2026, with a median list price of $559,995 and a median 38 day...
10/12/2026

Waddell has 214 active for-sale listings as of October 5, 2026, with a median list price of $559,995 and a median 38 days on market.

Behind on payments in Waddell? An Arizona short sale lets the home sell for less than the loan balance with the lender's written approval. A.R.S. 33-808 gives you 91 days after a Notice of Trustee Sale before the auction. The earlier you start, the more options remain.

See the full Waddell foreclosure market dashboard updated weekly.

https://www.masteryourmovenow.com/stats/waddell-az-foreclosures?utm_source=gbp&utm_medium=social&utm_campaign=weekly-stats-waddell

Selling in Arizona and been pitched a quiet, off-market sale? Know what you'd trade away. In the Phoenix-area MLS, a Com...
10/09/2026

Selling in Arizona and been pitched a quiet, off-market sale? Know what you'd trade away. In the Phoenix-area MLS, a Coming Soon listing stays off the big public home-search portals for up to 30 days, and an Office Exclusive never reaches them at all. The buyer relocating from Seattle or Denver shops on those portals, so they may never learn your home was for sale. Fewer buyers, less competition. We walk through both options, the page you'd be asked to sign, and six questions to ask first.

https://www.masteryourmovenow.com/post/pocket-coming-soon-listing-cost-sellers?utm_source=gbp&utm_medium=social&utm_campaign=pocket-coming-soon-listing-cost-sellers

Here's what nobody tells Arizona buyers about paying off a collection: it doesn't remove it, and the score that moved on...
10/08/2026

Here's what nobody tells Arizona buyers about paying off a collection: it doesn't remove it, and the score that moved on your phone is probably not the one a mortgage lender pulls. Paid collections stopped counting against you in FICO Score 9. Mortgage lending typically runs on FICO Scores 2, 4 and 5, all older than that change. So one number moves and the other doesn't. There is still a real place where paying helps, and it shows up at underwriting rather than in the score. Worth five minutes.

https://www.masteryourmovenow.com/post/why-credit-score-dropped-after-paying-collection?utm_source=gbp&utm_medium=social&utm_campaign=why-credit-score-dropped-after-paying-collection

Most Arizona sellers worry about the wrong thing when a buyer cancels after the inspection. They worry about the earnest...
10/07/2026

Most Arizona sellers worry about the wrong thing when a buyer cancels after the inspection. They worry about the earnest money. The bigger issue is what you now know. Once an inspection has identified a defect, that knowledge follows the house to the next contract, and how you handle it in the first 48 hours shapes the rest of your sale. Here is what to disclose, what is worth fixing, the short list Arizona says you do not have to disclose, and how fast to get back on the market.

https://www.masteryourmovenow.com/post/buyer-cancel-inspection-period-arizona?utm_source=gbp&utm_medium=social&utm_campaign=buyer-cancel-inspection-period-arizona

If you're selling an Arizona home in an HOA and the demand statement lists fees you don't recognize, there is a ceiling ...
10/05/2026

If you're selling an Arizona home in an HOA and the demand statement lists fees you don't recognize, there is a ceiling worth knowing about. Arizona law caps what an association may charge the seller for resale disclosure at $400 in total, plus a limited rush fee and a limited update fee. It also says those are collected no earlier than close of escrow, and only once per transaction. Condominiums carry identical figures under their own statute. Here is what the law actually says, subsection by subsection.

https://www.masteryourmovenow.com/post/who-pays-hoa-transfer-fees-arizona?utm_source=gbp&utm_medium=social&utm_campaign=who-pays-hoa-transfer-fees-arizona

Most Phoenix renters don't know a forced move can become a buying plan. If your landlord sold the house you rent, you al...
10/05/2026

Most Phoenix renters don't know a forced move can become a buying plan. If your landlord sold the house you rent, you already have the thing most would-be buyers never get: a real deadline. Your lease end date. Work backward from it and the next nine months stop being a scramble and start being a plan. Arizona's HOME Plus program sets a minimum credit score of 620, and Maricopa County's Home in Five Advantage sets 640. Here is the month by month version, and where the rent you are already paying fits into it.

https://www.masteryourmovenow.com/post/forced-to-move-rental-sold-arizona-buying-plan?utm_source=gbp&utm_medium=social&utm_campaign=forced-to-move-rental-sold-arizona-buying-plan

Laveen has 198 active for-sale listings as of September 28, 2026, with a median list price of $469,995 and a median 60 d...
10/05/2026

Laveen has 198 active for-sale listings as of September 28, 2026, with a median list price of $469,995 and a median 60 days on market.

Behind on payments in Laveen? An Arizona short sale lets the home sell for less than the loan balance with the lender's written approval. A.R.S. 33-808 gives you 91 days after a Notice of Trustee Sale before the auction. The earlier you start, the more options remain.

See the full Laveen foreclosure market dashboard updated weekly.

https://www.masteryourmovenow.com/stats/laveen-az-foreclosures?utm_source=gbp&utm_medium=social&utm_campaign=weekly-stats-laveen

One question we hear every week: do I really need a septic inspection to sell my house in Arizona? Yes. Arizona rule req...
10/02/2026

One question we hear every week: do I really need a septic inspection to sell my house in Arizona? Yes. Arizona rule requires a transfer of ownership inspection within six months before the property transfers, and the duty sits with the seller, not the buyer. It also cannot be written around by agreement. The six month window is where sellers get caught: inspect on listing day, go under contract four months later, and you pay for it twice. Here is the rule, the timing, and which agency actually receives the filing.

https://www.masteryourmovenow.com/post/selling-house-with-septic-arizona?utm_source=gbp&utm_medium=social&utm_campaign=selling-house-with-septic-arizona

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