06/06/2026
🏡 Thinking about buying a home?
Homeownership isn't about having perfect credit or a huge down payment. It's about being financially prepared for the next step.
Ask yourself:
✔ Is my income stable?
✔ Can I comfortably afford the monthly payment?
✔ Do I have a plan for closing costs and savings?
✔ Is my credit profile improving?
✔ Am I planning to stay in the area for a few years?
If you're unsure where you stand, that's okay. Most buyers aren't as far away as they think.
I help buyers understand:
• Credit readiness
• Mortgage qualification options
• Down payment assistance programs
• What lenders are actually looking for
📩 Send me a message and let's create a game plan for homeownership.
Theresa Haywood
Haywood Homes Group by The BANC
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CALL -or- TEXT TODAY!
THERESA HAYWOOD
Team Lead | Realtor
Haywood Homes Group of Realty ONE Group Excellence
o: 443-233-6156
c: 443-388-3883