Cooler Real Estate Appraisals LLC.

07/21/2026

Old Friends 2026 ⛳️🏌🏻
No crystal, some good shots, many laughs & a LOT of heat!

06/16/2026

‼️‼️FHA-Approved Appraisers‼️‼️

We are pleased to announce that we are now both FHA-approved appraisers in South Carolina.

For those unfamiliar, an FHA loan is a government-backed mortgage insured by the Federal Housing Administration. These loans are designed to make homeownership more accessible by offering more flexible down payment requirements and accommodating borrowers with lower credit scores or limited savings. While FHA loans are often associated with first-time homebuyers, anyone who meets the eligibility requirements may apply.

If you’re considering an FHA loan for a home purchase or refinance, be sure to refer us to your lender. We’d love the opportunity to assist and be part of the process!

DISCLOSURE: Not all lenders offer FHA loans. We are not advocating for, endorsing, or affiliated with FHA loans or any specific lenders. This post is intended for informational purposes only.

05/24/2026

“It only took you a day to inspect my property and finish the report. Why do I have to pay this fee?”

To be able to provide that quick turnaround, as a Certified General Appraiser, we have to:

* obtain a bachelor’s degree (3–4 years)
* work under a supervisory appraiser for 3,000 experience hours, with 1,500 hours dedicated to non-residential properties (4–5 years; experience hours are not the same as time hours)
* complete 300 hours of qualifying education (while passing exams at the end of each course)
* pass a 6-hour, 125-question certification exam
* complete 21 hours (28 this year) of continuing education every 2 years
* shall I say more?

Yes, we do set our fees based on location, property type, complexity, etc. However, “this fee” doesn’t just pay for your assignment — it pays for all the work completed and countless hours of studying/research leading up to this point. Not to mention the costs of licensing, insurance, software, supplies, gas, etc.

Anywho, y’all have a blessed MDW 🇺🇸 and God bless! At CREA, we are extremely thankful for those that have lost their lives defending this great country!

05/07/2026

04/14/2026

FOOD FOR THOUGHT
When inspecting improved properties, there are some key characteristics/factors that we are trained to look for, and these include:
- Roof condition (missing/damaged shingles, etc.)
- Crawlspace condition (moisture, insulated, v***r barriers, etc.)
- Kitchen cabinets beneath sink (evidence of moisture)
- CO/smoke detectors (very important for FHA loans)
- Interior/exterior door conditions (holes, cracked windows, etc.)
- Window conditions (peeling paint, broken glass, etc.)
- Fascia/soffit damage
- Evidence of past, or current, roof leaks (moisture on ceilings/walls)
- Siding condition (missing vinyl, cracked brick, peeling paint, etc.)
- Evidence of settlement (brick shifts, cracked drywall, etc.)
- Exposed wiring (missing breaker box cover, outlet covers, etc.)
Knowledge is power! We observe and inspect properties through the eyes of a typical buyer and seller.

02/17/2026

Check out our updated website!

With 45+ years of experience, Cooler Real Estate Appraisals, LLC specializes in competent appraising of residential, commercial and land properties.

02/03/2026

Had to jump on the trend! 😂

01/20/2026

Fact of the Day:
When you order an appraisal through a bank/AMC, the BANK/AMC is our CLIENT. Therefore, we send the BANK/AMC our report even though you may have paid for the appraisal. They are then obligated to send you a copy of the report.

01/01/2026

Your 2026 real estate goal should be..
TRUST BUT VERIFY.
TRUST the price your RE agent suggests to list your property. VERIFY with an appraiser.

12/29/2025

Dear Friends and Clients,

As we wrap up 2025, we want to express our gratitude to our many clients over the past 12-months. This has been a tough year for us personally, but bonds grow stronger when faced with adversity. We want to extend our heartfelt thanks for your trust and partnership. Over the past year, we have accomplished the following:

- Added 3 more counties of coverage (totaling 20-SC counties)
- Joined 4 additional AMC appraiser panels (Appraisal Management Companies)
- Increased residential assignments by 28% (from ‘24)
- Increased land/agricultural assignments by 21% (from ‘24)
- Increased commercial assignments by 9% (from ‘24)

These are just a FEW of our many accomplishments and we can’t wait to hit the ground running in 2026! Serving you has been the highlight of our work, and we’re grateful for the opportunity to support your goals. Thank you for your continued support, trust, and collaboration. Cheers to a fresh start and great things ahead!

Thanks,

Howard F. Cooler #1057
D. Sumner Cooler #8206