Nerem & Associates Real Estate & Insurance

09/22/2026

IMPROVED PRICE!

09/22/2026

SOLD!

09/22/2026

Middle School Delivery has been delivered! ✅ Thank you, again, to everyone who donated to make this possible! 🍎✂️✏️📚

09/22/2026

Can you believe there are only 100 days left in the year? Before the final stretch gets away from you, it is worth pausing to ask one simple question: has your life changed this year?

A new car, a home purchase, a career change — these are the kinds of milestones worth celebrating. They are also the kinds of changes that can quietly create gaps in your insurance coverage if your policies have not kept up.

Here are some of the most common life events that can affect your coverage:

✅ You bought a new home or renovated your home. A new home purchase or extensive renovations require coverage that reflects the property's true replacement cost, not just its market value.

✅ You purchased a new car. Purchasing a new car is a change that always merits a check-in about your insurance coverage, especially if you purchased a car worth more than the vehicle you were previously driving.

✅ Your family or household situation changed. Marriage, divorce, welcoming a new child, adding a teen driver, sending a child off to college, or welcoming an adult child back home are all changes that can affect your auto and homeowners coverage.

✅ You’ve acquired new valuables or heirlooms. If you’ve recently obtained or inherited new jewelry, art, or other collectibles, it may be worth reviewing whether these items would be fully covered under your current homeowners policy.

✅ Your income, assets, or career changed. A promotion, a new job, a side business, or an inheritance can all increase your financial exposure in ways your current coverage may not reflect.

If any of these sound familiar, our team would love to take a few minutes to review your policies together and ensure everything still aligns with where you are now. It's a simple conversation that can make a real difference.

Feel free to reach out anytime. We are here to help ensure your coverage keeps up with your needs.

09/17/2026

09/17/2026

Our first delivery was made to Ledges Elementary yesterday! 🍎📚✏️✂️

Feeling all the love from Nerem & Associates! Thank you for all the gifts for our teachers and classrooms!

09/17/2026

TODAY!

09/17/2026

We are so happy to be able to support our community educators with the help of so many amazing donors! We were able to purchase over $6500 worth of supplies for the teachers in the Boone Community School District. Thank you so much to everyone who helped us with this project-we are full of gratitude!

09/16/2026

We dropped off our first Teacher Supply delivery to Ledges Elementary this morning! So excited to be able to do this for the educators in our community! Thank you so much to everyone who donated to make this possible!!