Quartz Coast Realty Inc Florida

09/15/2026

The biggest mortgage appraisal overhaul in decades will take effect Nov 2, 2026.
📋The changes were announced Sep 8, 2025.
📋We are currently in a rollout period where lenders may use the old forms or the new forms.
📋Nov 2, 2026, the old forms will not longer be accepted.
📋May 3, 2027, the old forms will be fully retired.

𝗪𝗵𝘆 𝘀𝗵𝗼𝘂𝗹𝗱 𝘆𝗼𝘂 𝗰𝗮𝗿𝗲? If you are selling your home, the appraisal process will become stricter and more data-driven. You want to make sure your home appraises and doesn't fall short. Get a head start:
✅Put together a list of home improvements including dates and details
✅Keep all contractor paid invoices, receipts, and closed out permits to prove the work was done properly
✅Deep clean and declutter the interior
✅Test smoke detectors and irrigation heads
✅Repair any items that are functional, safety, or structure deficient
✅All fixtures and mechanicals should be working in the manner they're intended
✅Make sure attic accesses, electrical panels, air handler, water heater are unobstructed
✅Mow, edge, trim, power wash the exterior and keep it this way until you hand over the keys

You may think these don't matter. They do. If basic items are neglected or visibly in disrepair, it may have a negative impact on overall value.

This graphic is from Steven Fishman, President at Buckeye Lending Solutions that I worked with when selling real estate in Akron Ohio. He also works in Bonita Springs Florida. The information can be visually fatiguing, I know. But I like details and break them down then ask questions if I don't understand. I am neither a licensed mortgage broker nor licensed appraiser. It is valuable data for me as a real estate broker and salesperson to manage expectations with my sellers, buyers, and agents in my office.

I don't need to know how to do their jobs. I need to know how to keep contracts compliant and moving forward. Appraisals are critical to the process whether a home purchase is financed or not. Many cash buyers request appraisals even though they aren't required.

Make sure you are working with a reputable real estate professional who stays on top of process changes. This one is a big deal. Appraisals may take a bit longer as a result and that should be factored into the purchase contract closing timeline.

If your real estate agent isn't providing this leadership for you, contact me📲.

09/14/2026

Property fraud may begin with a forged deed, fraudulent lien, mortgage, or other document being filed in the public records.

Would you know if that happened to your property?

According to the FBI, 12,368 real estate fraud complaints were reported in 2025, resulting in approximately $275.1 million in reported losses. Complaints increased approximately 32% from 2024, while reported losses increased approximately 58%.

Florida property owners have access to a valuable monitoring tool. All 67 counties offer a free Property Fraud Alert service through the county Clerk of Court.

After registering, you may receive a notification when a document matching your name or property information is recorded. The service does not stop a document from being filed or determine whether it is fraudulent. It provides an early warning so you can review unfamiliar activity and respond quickly.

If you own a home, vacant land, seasonal residence, or investment property in Florida, register in every county where you own real estate.

Find your county’s free Property Fraud Alert service at:

flclerks.com/PropertyAlertServices

Source: FBI 2025 IC3 Annual Report and Florida Court Clerks & Comptrollers

09/03/2026

This is a really good electrician to follow and hire ⚡️👍.

Protecting Your Waterfront Property Starts Below the Surface. ⚡🛥️

If you own a coastal home in Sarasota or Manatee County, your electrical infrastructure faces harsh elements every day. Keeping up with National Electrical Code (NEC) and NFPA 303 safety standards isn't just an upgrade—it's Asset Protection.

🔹 Level 2 EV Charger Installations
Connecting an EV charger requires more than plugging it in. Under NEC Article 625 guidelines, a Master Electrician must verify load calculations, main panel capacity, breaker sizing, and dedicated surge protection to prevent system overload.

🔹 Docks, Boat Lifts & Shore Power
Marine electrical environments demand strict GFCI protection, weather-resistant hardware, and hardened wiring designed for salt air and exposure.

Backed by 29 years of experience, JEEC Electric LLC delivers Master-level, code-compliant electrical solutions tailored for luxury waterfront living.

📍 Serving Sarasota, Longboat Key, Lakewood Ranch, Siesta Key, Bradenton, Venice, Wellen Park & Parrish.

🌐 https://jeecelectric.com

JEEC Electric | Master Electrician | Proud Navy Veteran

08/27/2026

Under Contract! This is my listing. Another real estate professional brought the buyer. The interaction with all parties involved is outstanding: Sellers. Buyers. Realtors®. Lender. Title. The sellers at this home are like family to my family. It's extra special❣️

08/17/2026

Which would you choose?

A home that needs remodeled?

A fixer?

Behold 5650 Duval St located in The Harborage on the Braden River in Bradenton Florida. This professionally renovated townhome is in a gated, Key West vibe community with resort style amenities, a marina, canoe/kayak launch, dog park, and walking trails.

Move right in and enjoy the Florida lifestyle from the solitude of your own home and enclosed courtyard patio, or, hop over to nearby Lakewood Ranch, University Town Center, or Anna Maria Island beaches with an abundance of dining, shopping, community events, and attractions.

If you are type "A," this home is for you.

Listed at $349,000.

08/14/2026

SOLD in Parrish Florida!

💯Listed by Kimberly Jatich.
💯Sold by a cooperating brokerage.

Quartz Coast Realty Inc welcomes cooperating brokerages to show and sell our listings🤝. When your home gets maximum exposure, it drives higher buyer demand, creates market competition, strengthens negotiations, and decreases market time. We believe these are in both sellers and buyers best interests.

Contact me any time to review this in more detail if you're considering selling your home.

08/13/2026

According to this list, it appears we should not be reheating ANYTHING in the microwave! We hardly use our microwave except to heat water or cook frozen vegetables. How about you?

Microwave tips:
✅If you are selling your home, make sure the inside of your microwave is sparkling clean. This is often overlooked and can be off putting to the buyers who peek inside.
✅Use a glass cover when heating food that may splatter to help prevent food from getting encrusted on the inside then reheated and harder to clean.
✅Replace the glass turntable if you're unable to remove hardened food.
✅If your built-in microwave is no longer heating, try replacing the magnetron (heating element) before replacing the entire microwave. Often times this $35+ part will save you an $800+ replacement. Because this is an electrical repair, remember to turn off the breaker before replacing. Hire a handyman or electrician if you are not comfortable or experienced with an electrical repair. You will have to remove the entire microwave from its mount, disassemble, replace, and remount. It's heavy. You might also want to pull out the range from underneath so you don't accidentally drop it and shatter the range top.
✅If you have a countertop microwave that is no longer heating, it is best to replace the entire microwave.
✅Never use harsh chemicals. They may leave toxic residues. Use a hot water + dish soap + vinegar hand steamer solution to spray inside, let sit, wipe down, repeat until clean.
✅By no means do not run the microwave empty. Many people spray a cleaning solution then turn on the microwave to steam clean it. The radio waves from the magnetron have nothing to absorb the energy and can melt parts as well as bounce off the walls back on to the magnetron causing it to overheat, fail, or even start a fire.

Who knew microwaves needed so much finesse? 🤣♨️

Avoid the risks of microwaving certain foods. Find out which common foods can become hazardous or lose flavor when reheated in the microwave.

08/10/2026

Know this before buying acreage‼️

A chunk of my real estate career included listing and selling vacant land not in a development; also development lots; land to be developed; and land for commercial use.

Buying vacant land requires more due diligence than buying an existing or new construction home. Work with a real estate professional who knows how to lead you through the process.

Types:
▶️raw, unimproved
▶️semi-improved
▶️improved

Zoning:
▶️residential
▶️commercial
▶️industrial
▶️agricultural
▶️recreational

Condition:
▶️topography
▶️soil quality
▶️flood zones
▶️neighboring drainage patterns
▶️wetlands
▶️environmental hazards above or below grade
▶️zoning restrictions
▶️association restrictions
▶️easements
▶️boundary lines
▶️ingress and egress
▶️utilities availability
▶️air space
▶️is the road to the land public or private? who maintains it?

It is very hard to get a bank loan for land because:
▶️there is no structure on the land that can be used for collateral
▶️it's hard to appraise land due to disparities with comparable sales, and, once a structure is put on the land, it changes its value
▶️unknown costs before the land is usable such as fill dirt for elevation and grading, swales, berms; how to avert pooling or flooding such as culverts, drains, or excavating retention ponds; installing or hooking up to utilities
▶️if you find a bank that will loan, it will most likely want to see a big down payment, charge a higher interest rate, require you to have a high credit score, proof of plans and timeline. *ALWAYS TALK WITH AN EXPERIENCED LENDER* about your land financing options. Many land purchases fall apart due to inability to finance.

I gather as much information as possible up front for buyers who hire me to find them land.
▶️deed
▶️survey with topography
▶️FEMA flood risk map
▶️zoning
▶️taxes
Then we walk ALL the land and gather more information after to determine if the property is a fitting use and what offer price and terms are reasonable.

We may have to wear muck boots 🥾, waders🎣, raincoats with hoodies ☔, and carry cinch bags🎒with supplies. I've cleared a lot of spider webs 🕸️ too.

Come prepared!

08/07/2026

If you owned and still own your primary Florida residence that was damaged by Debby, Helene, or Milton, and would like to apply for the Home Recovery Program, you must submit your pre-application by Monday, August 31, at 11:59 P.M.

Click the link below to see eligibility requirements and how to apply.

Lasting Manatee (CDBG-DR) is the name of Manatee County Government's Community Development Block Grant Disaster Recovery to address damages in Manatee County with tie back to the 2024 hurricanes Debby, Helene, and Milton. LastingManatee.org has all the information about the housing, infrastructure,....