Jimmy Hayden, Realtor

09/05/2026

MDSM2031880
24301 Old Hollywood Road
Hollywood, MD 20636
Get your private showing scheduled today to see this great property. Over 1 acre, No HOA, One owner for almost 60 years!

09/04/2026

Your credit can impact your mortgage options, interest rate, and monthly payment.

Simple habits like paying bills on time, keeping balances low, and avoiding major credit changes can help keep your homebuying plans on track.

Have questions about your credit and homeownership goals? Contact me to learn more.

09/04/2026

🏡🌳 𝐅𝐑𝐎𝐌 𝐕𝐀𝐂𝐀𝐍𝐓 𝐋𝐀𝐍𝐃 𝐓𝐎 𝐀 𝐅𝐔𝐓𝐔𝐑𝐄 𝐅𝐀𝐌𝐈𝐋𝐘 𝐇𝐎𝐌𝐄! 🌳🏡

Congratulations to this wonderful young family on purchasing the land where they’ll build their brand-new home! 🎉🔑

Even the smallest member of the family attended settlement—and was definitely the cutest person at the table! 👶🍼 While Mom and Dad handled the paperwork, this little one was already supervising the plans for the new family home. 📝🏠

Buying land and building a home is an exciting journey, and I’m grateful to have helped this family take such an important first step. Their dream now has an address—and soon, it will have a front door! ❤️

Please join me in congratulating them on their land purchase and the exciting new chapter ahead! 🥳👏

Thinking about purchasing land or building a home in Southern Maryland? I’d be happy to help you understand the process and find the right property.

📞 Jimmy Hayden, REALTOR® | SRES®
RE/MAX ONE
📱 240-925-1928
O 410-535-6291
🌐 JimmyHaydenRealtor.com

09/03/2026

This is what I’d love to provide here locally. Any appraisers/lenders interested?

As some of you are aware, I have been working with NAR, ….. REALTORS and local associations to try to bridge the gap between what's happening with appraisers and agents/brokers. Most of the presentations are a volunteer effort. I believe I've done 8 or 9 this year. I've interacted with Fannie Mae, Freddie Mac, VA, FHA, attorneys, and appraisers.

I read all of these different groups. Some comments forwarded to me indicate that we are providing truthful information. So I'm doing additional research to share. So here is my ask:

If you have completed two or more UAD 3.6 appraisals, would you be willing to speak with me and share your honest opinion on how this is going? I'm going to collect this information and use it in the presentations

I truly want to give everyone good information about this whole process. After forty years as an appraiser, I feel it's time to give back to my industry!

09/03/2026

Sounds like a good ole taste of Southern Maryland to me!

It’s Thursday, and you know what that means! Today’s special is a half pound of Southern Maryland stuffed ham and three fried crab balls for just $21!

Come by and enjoy a taste of Southern Maryland!

09/03/2026

As many are leaving, or planning to leave the state due to the high taxes and increasing regulations, here is a chart of Grading the States: Affordability & Homebuilding Report Cards—2026 Update you can use when deciding where to go...

States have a clear mandate to address housing affordability, so we are assigning grades based on how they are doing now and how well they are addressing the future, by building affordable homes. Data now updated for 2026.

09/03/2026

IMPORTANT SELLER/BUYER INFORMATION

🏠 𝐇𝐎𝐌𝐄 𝐀𝐏𝐑𝐀𝐈𝐒𝐀𝐋𝐒 𝐀𝐑𝐄 𝐂𝐇𝐀𝐍𝐆𝐈𝐍𝐆—𝐇𝐄𝐑𝐄’𝐒 𝐖𝐇𝐀𝐓 𝐁𝐔𝐘𝐄𝐑𝐒 𝐀𝐍𝐃 𝐒𝐄𝐋𝐋𝐄𝐑𝐒 𝐒𝐇𝐎𝐔𝐋𝐃 𝐊𝐍𝐎𝐖

Beginning 𝐍𝐨𝐯𝐞𝐦𝐛𝐞𝐫 𝟐, 𝟐𝟎𝟐𝟔, new appraisal reports submitted through the Uniform Collateral Data Portal for loans involving Fannie Mae or Freddie Mac must use 𝐔𝐀𝐃 𝟑.𝟔 and the redesigned Uniform Residential Appraisal Report.

Some lenders and appraisers are already using the new format during the transition period.

🔎 𝐖𝐡𝐚𝐭 𝐢𝐬 𝐔𝐀𝐃 𝟑.𝟔?

It is a more detailed, standardized appraisal-reporting system designed to provide clearer and more consistent information about a property’s:

🏡 Condition and construction quality
📐 Above-grade and below-grade finished areas
🛏️ Room count, layout and floor plan
🔨 Renovations, additions and converted spaces
🏘️ Accessory dwelling units and outbuildings
☀️ Solar panels and energy-efficient features
🌊 Flood zones and disaster-mitigation features
🚰 Wells, septic systems, utilities and property access
📸 Interior, exterior and comparable-sale photographs

𝐈𝐌𝐏𝐎𝐑𝐓𝐀𝐍𝐓 𝐅𝐎𝐑 𝐇𝐎𝐌𝐄 𝐒𝐄𝐋𝐋𝐄𝐑𝐒 🔑

UAD 3.6 does not automatically increase or decrease your home’s value. However, providing accurate information can help the appraiser understand your property and reduce avoidable questions or delays.

Before listing or appraisal day:

✅ Create a written list of renovations and improvements, including approximate completion dates.

✅ Gather permits, invoices, warranties and contractor documentation when available.

✅ Document upgrades such as a new roof, HVAC system, windows, kitchen, bathrooms, insulation or water heater.

✅ Identify whether solar panels are owned, financed, leased or covered by a power-purchase agreement.

✅ Be prepared to explain additions, finished basements, converted garages, accessory apartments and other modified areas.

✅ Make every area accessible, including the attic, crawlspace, basement, garages, sheds and other outbuildings.

✅ Complete obvious repairs and address visible safety or condition concerns before the appraisal.

✅ Make sure your listing accurately describes the property. More detailed reporting makes accurate MLS information increasingly important.

💡 𝐒𝐞𝐥𝐥𝐞𝐫 𝐁𝐞𝐧𝐞𝐟𝐢𝐭: Better documentation gives the appraiser reliable information to consider when describing your home’s features, quality and condition. The market—not the original cost of an improvement—still determines whether that feature contributes additional value.

𝐈𝐌𝐏𝐎𝐑𝐓𝐀𝐍𝐓 𝐅𝐎𝐑 𝐇𝐎𝐌𝐄 𝐁𝐔𝐘𝐄𝐑𝐒 🔍

The redesigned report should provide a more detailed picture of the property you are purchasing.

Buyers should:

✅ Review how the appraisal separates above-grade living area from below-grade finished space. A beautifully finished basement may not be reported the same way as above-grade square footage.

✅ Make sure seller-paid closing costs, concessions and personal property included in the transaction are clearly disclosed in the contract.

✅ Pay attention to condition, quality, renovations, energy features, outbuildings and accessory living areas shown in the report.

✅ Ask questions when public records, the MLS listing, the appraisal and the property’s actual features do not agree.

✅ Remember that an appraisal is an opinion of market value for the lender—it is not a substitute for a professional home inspection.

✅ Allow adequate time in the financing process, especially while lenders and appraisers transition to the new system.

💡 𝐁𝐮𝐲𝐞𝐫 𝐁𝐞𝐧𝐞𝐟𝐢𝐭: The new report is designed to provide clearer, more structured property information, which may make it easier to understand how the appraiser analyzed the home and selected comparable sales.

📌 𝐓𝐇𝐄 𝐁𝐎𝐓𝐓𝐎𝐌 𝐋𝐈𝐍𝐄

Preparation and accurate information will matter more than ever. Whether you are selling or buying in Southern Maryland, I’ll help you prepare for the appraisal process, identify questions early and keep your transaction moving forward.

🔑 𝐎𝐧𝐞 𝐂𝐚𝐥𝐥. 𝐄𝐯𝐞𝐫𝐲 𝐌𝐨𝐯𝐞.

𝐉𝐢𝐦𝐦𝐲 𝐇𝐚𝐲𝐝𝐞𝐧, 𝐑𝐄𝐀𝐋𝐓𝐎𝐑®
𝐒𝐑𝐄𝐒® | 𝐒𝐭. 𝐌𝐚𝐫𝐲’𝐬 𝐂𝐨𝐮𝐧𝐭𝐲 𝐍𝐚𝐭𝐢𝐯𝐞
𝐑𝐄/𝐌𝐀𝐗 𝐎𝐍𝐄
📱 240-925-1928
☎️ Office: 410-535-6291
📧 [[email protected]](mailto:[email protected])
🌐 [www.jimmyhaydenrealtor.com](http://www.jimmyhaydenrealtor.com)

09/02/2026

I wish I had of known sooner. There’s a website that tracks the broken ice cream machines & the name is No other than MCBROKEN.com 😂😂😂. Cracked me up! Might want to check it out before heading out to be disappointed.

Real time tracker for 30,000+ McDonald's locations across the US, UK, Germany, Canada, Australia, and Japan. See where you can get a McFlurry right now.

09/02/2026

Post Idea #4: Seniors: Real Estate Scams Are Evolving—Here’s How to Protect Yourself

Link for post: https://www.fool.com/retirement/2025/04/06/seniors-beware-these-real-estate-scams-are-aimed-a/
According to the FBI, seniors were scammed out of over $3.4 billion in 2023. Here are five common real estate scams aimed at seniors—and how to protect yourself:

🔏 Deed Theft & Title Fraud
Scammers forge your signature and file a fake deed to “steal” your property.
✅ Check your property records regularly with your county recorder or registrar of deeds.

💸 Wire Transfer Scams
You receive a message from someone claiming to be your title or mortgage company, asking you to urgently wire funds.
✅ Always verify directly by phone with your mortgage company before sending any money.

👥 The “Helpful” Friend or Relative
Someone close offers to “buy” your home at a discount to help you out—then sells it for a profit.
✅ Place your home in a trust or set up a power of attorney with safeguards in place.

🧰 Fake Contractor Scams
A contractor insists there’s an urgent problem—then takes your money and disappears.
✅ Always get at least two quotes and never sign anything under pressure.

🏦 Reverse Mortgage Pressure
Scammers push reverse mortgages as an easy solution—but with hidden costs or outrageous fees.
✅ Always consult a trusted financial advisor or attorney before signing.

As an SRES® designee, I work with adults 55+ to protect what they’ve built and make informed real estate decisions. If you have questions about safe transactions or want referrals to trusted professionals, I’m here to help.

Seniors Beware: These Real Estate Scams Are Aimed at You

09/01/2026

Getting to help the family of lifelong friends is a great perc of my job. I had the pleasure of helping them sell one and buy one. Two beautiful homes, one sold and one purchased. Congratulations Andrew and Kelcee and thank you so much for trusting me to assist with both sales. I wish you the best future in your new home.