Lisa Giacomini at Guaranteed Rate Affinity NMLS 290781

Lisa Giacomini at Guaranteed Rate Affinity NMLS 290781 I am a Carlsbad-based mortgage loan officer helping people buy a home and find the best loan option. 30years mortgage lending experience and 5 * reviews !

Vice President of Mortgage Lending NMLS #290781
Privacy and Legal Info CA licensed by the Dept I’m a Carlsbad-based mortgage loan officer serving buyers and homeowners throughout North County San Diego, with over 30 years of experience and a strong track record of five-star client reviews. I specialize in purchase and refinance transactions, including conventional, jumbo, VA, and solutions for self-employed borrowers. I’m known for being accessible, solution-driven, and helping buyers navigate competitive markets with confidence. I live and work in Carlsbad and stay closely connected to the local community and real estate market, including partnering with Coldwell Banker Carlsbad to support local buyers and homeowners. Coldwell Banker and Guaranteed Rate Affinity, LLC share common ownership and because of this relationship the brokerage may receive a financial or other benefit. You are not required to use Guaranteed Rate Affinity, LLC as a condition of purchase or sale of any real estate. Guaranteed Rate Affinity 2023/ NMLS 1598647/NMLS Consumer Access- Licensing information CA-Ca-DOC290781

Increased rates don’t necessarily mean you should put your home search on hold. In fact, today’s decision could lead to ...
09/23/2026

Increased rates don’t necessarily mean you should put your home search on hold. In fact, today’s decision could lead to more inventory and reduced competition. When sellers are motivated to get buyers to the table, you’re the one who benefits.

Let’s talk about how you could use this to your advantage and make homeownership a reality.

https://myoc.io/husL6WZPK2d/kOfML

NMLS # 290781

Up and at ‘em! We’ve increased our conforming loan limits, which means your buying power is moving up too. Want to learn...
09/23/2026

Up and at ‘em! We’ve increased our conforming loan limits, which means your buying power is moving up too.

Want to learn more? Let’s connect!

https://myoc.io/husL6WZPK2d

NMLS # 290781

09/23/2026

Instead of paying your landlord’s mortgage, why not pay your own and build equity at the same time? Buying a home is a long-term investment for your financial future.

See how you could make the most of your money.
https://myoc.io/husL6WZPK2d/ybotQ



NMLS # 290781

09/22/2026

Trying to skip the appraisal process? Did you know a minimum down payment option of 10% could get you one step closer to your new home? Now you could save** on your down payment and lower your upfront costs. Contact me to learn more.

https://myoc.io/husL6WZPK2d/Yi0Wr

NMLS # 290781

09/21/2026

Your down payment is only one piece of the puzzle. Closing costs are a separate expense, and understanding them early can help make your homebuying journey go more smoothly. Find out what else you should know before buying a home.
https://myoc.io/husL6WZPK2d/zcghN



NMLS # 290781

The latest housing data shows that buyers are still making moves. Pending home sales increased in August, although it’s ...
09/18/2026

The latest housing data shows that buyers are still making moves. Pending home sales increased in August, although it’s below last year’s levels.

What it means for you: it’s a market worth paying attention to. Want to talk about your homebuying goals? Let’s plan together.
https://myoc.io/husL6WZPK2d/mKFtg



NMLS # 290781

Increased rates don’t necessarily mean you should put your home search on hold. In fact, today’s decision could lead to ...
09/17/2026

Increased rates don’t necessarily mean you should put your home search on hold. In fact, today’s decision could lead to more inventory and reduced competition. When sellers are motivated to get buyers to the table, you’re the one who benefits.

Let’s talk about how you could use this to your advantage and make homeownership a reality.
https://myoc.io/husL6WZPK2d/AqFPC



NMLS # 290781

Up and at ‘em! We’ve increased our conforming loan limits, which means your buying power is moving up too. Want to learn...
09/16/2026

Up and at ‘em! We’ve increased our conforming loan limits, which means your buying power is moving up too.

Want to learn more? Let’s connect!
https://myoc.io/husL6WZPK2d

NMLS # 290781

09/16/2026

You may be able to buy a home sooner than you think. Putting 20% down isn’t a hard and fast rule. In fact, PMI (Private Mortgage Insurance) is one of the best ways to balance the scales and help you qualify for funding when you have a lower down payment.

Ready to learn more mortgage lingo?
https://myoc.io/husL6WZPK2d/t3Av6



NMLS # 290781

09/14/2026

Your income is only one piece of the puzzle. To better understand your buying power, consider your expenses, existing debts, savings and financial goals.

Together, let’s look at what home fits comfortably within your budget.
https://myoc.io/husL6WZPK2d/U8DxY



NMLS # 290781

Address

505 Oak Avenue Suite A
Carlsbad, CA
92008

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm
Saturday 12am - 12am
Sunday 12am - 12am

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