Rick Mikel at American Security Mortgage

Rick Mikel at American Security Mortgage A passionate mortgage lender who is an expert at choosing the loan solution that is right for you.

NMLS #225681
American Security Mortgage Corp
NMLS #40561
We are an Equal Opportunity Lender

Rates can change often, and watching them every day can get frustrating.The bigger picture matters more than any single ...
06/15/2026

Rates can change often, and watching them every day can get frustrating.

The bigger picture matters more than any single day.

If you want to see what this looks like for you, reach out and I’ll break it down.

📞 630-309-5455
📩 [email protected]

NMLS 225681 & 40561
Equal Opportunity Lender

The housing market often looks very different than the headlines suggest.This week's data was a good example of that.If ...
06/12/2026

The housing market often looks very different than the headlines suggest.

This week's data was a good example of that.

If you've been putting off a move because you're unsure about the market, let's talk through your options.

📞 630-309-5455
📩 [email protected]

NMLS 225681 & 40561
Equal Opportunity Lender

There are some loan options out there that don’t get talked about enough—but can make a big difference for the right sit...
06/10/2026

There are some loan options out there that don’t get talked about enough—but can make a big difference for the right situation.

Especially right now, a lot of families are looking for creative ways to make things work, whether it’s helping a parent, a child, or someone who depends on them.

Sometimes it’s less about finding the “perfect” scenario and more about knowing what’s possible.

If this is something that could apply to you or your family, happy to walk through it and see if it makes sense.

📞 630-309-5455
📩 [email protected]

NMLS 225681 & 40561
Equal Opportunity Lender

May was another month spent helping great people navigate an important decision.Congratulations to everyone who closed o...
06/09/2026

May was another month spent helping great people navigate an important decision.

Congratulations to everyone who closed on their home last month. Thank you for your trust, and thank you to everyone who helped make these closings possible.

I’m grateful for the opportunity to do what I do every day.

📞 630-309-5455
📩 [email protected]

NMLS 225681 & 40561
Equal Opportunity Lender

A new job can be exciting.But if you're planning to buy a home, it could impact your mortgage timeline in ways you might...
06/08/2026

A new job can be exciting.

But if you're planning to buy a home, it could impact your mortgage timeline in ways you might not expect.

Not every job change is a problem, but it's worth a conversation before making the move.

Reach out before making the switch.

📞 630-309-5455
📩 [email protected]

NMLS 225681 & 40561
Equal Opportunity Lender

A strong job market can have a ripple effect throughout the economy.This week's reports continued to show employers hiri...
06/05/2026

A strong job market can have a ripple effect throughout the economy.

This week's reports continued to show employers hiring and demand for workers remaining steady.

If you're trying to make sense of today's market or want to better understand your options, feel free to reach out anytime.

📞 630-309-5455
📩 [email protected]

NMLS 225681 & 40561
Equal Opportunity Lender

"What if I buy and home prices go down?"It's a question many buyers are asking right now.No one can predict exactly what...
06/03/2026

"What if I buy and home prices go down?"

It's a question many buyers are asking right now.

No one can predict exactly what home prices will do in the short term. But when you look at the long-term data, home values have historically trended upward over time.

While there have been periods of decline, they have been relatively rare compared to the number of years home prices increased.

Every market and situation is different, but looking at the bigger picture can help put today's headlines into perspective.

What are your thoughts on the current housing market?

📞 630-309-5455
📩 [email protected]

NMLS 225681 & 40561
Equal Opportunity Lender

It always starts with “just looking”…And then it gets real pretty quickly.If you're starting to look at homes, reach out...
06/01/2026

It always starts with “just looking”…

And then it gets real pretty quickly.

If you're starting to look at homes, reach out. We can make sure you're ready when the right one comes along.

📞 630-309-5455
📩 [email protected]

NMLS 225681 & 40561
Equal Opportunity Lender

Most people would assume fewer buyers are entering the market right now.This week's data showed purchase activity is act...
05/29/2026

Most people would assume fewer buyers are entering the market right now.

This week's data showed purchase activity is actually running ahead of the last three years.

If you have questions about today's market or your options, feel free to reach out anytime.

📞 630-309-5455
📩 [email protected]

NMLS 225681 & 40561
Equal Opportunity Lender

Think buying a home has to take months? Not always.Depending on the situation, some buyers can close in as little as 2–3...
05/27/2026

Think buying a home has to take months? Not always.

Depending on the situation, some buyers can close in as little as 2–3 weeks. Preparation upfront can make a huge difference once you’re under contract.

If you’re trying to move on a certain timeline, let’s talk through what’s realistic for your situation.

📞 630-309-5455
📩 [email protected]

NMLS 225681 & 40561
Equal Opportunity Lender

Address

201 Shannon Oaks Circle #202
Cary, NC
27511

Telephone

+16303095455

Website

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