09/18/2026
The Fed raised rates. Does that mean mortgage rates are going up too?
Not necessarily.
The Federal Reserve doesn't directly set mortgage rates—and that's one of the most misunderstood parts of yesterday's headline.
Mortgage rates are influenced by several factors, including the bond market, inflation expectations and the overall economy.
Before you put your real estate plans on hold because of one headline, it's worth understanding the bigger picture.
I break it down in under a minute. 👇
Are today's interest rates keeping you from buying or selling?