09/29/2026
🏡💰 **Think you need 20% down to buy a home?**
That number gets repeated a lot—but it’s not the only option available to homebuyers.
Depending on your situation and the type of loan you qualify for, there may be programs and financing options that require less upfront.
So if the 20% rule has been keeping you from even *looking* at homes, it may be worth learning what your actual options are.
👉 **Read the article and find out what you should know about down payments before you count yourself out of homeownership.**
https://www.sibcycline.com/blog/do-you-need-a-20-downpayment-on-a-home?agentid=13280
Don't let this myth stop you from checking into your options.