Sibcy Cline Mortgage Services

06/18/2026

🏠 Client Success Story 🏠

"Stories like Carrie's are exactly why I love what I do. ❤️🏡

Carrie was an absolute pleasure to work with. As a dedicated Cincinnati police officer and hardworking single mom, she had a dream of providing a home that fit her family's needs. Throughout our journey together, hearing her story and learning about everything she had overcome to raise her children, further her education, and achieve her goal of becoming a police officer was truly inspiring. Her determination and resilience never wavered. Like many homebuyers, we faced a few credit hurdles along the way, but together we created a plan, worked through the challenges, and made it to the closing table. With the help of the OHFA Ohio Heroes grant, along with excellent negotiations by her realtor for seller credits, Carrie not only purchased a beautiful home but actually received a $3,000 check back at closing to help her get settled. Helping people understand their options, utilize programs available to them, and create strategies to make homeownership affordable is the best part of my job.

Congratulations, Carrie! Thank you for trusting Connie, Sandy, and me to be a part of your journey. We are so excited for you and your family! ❤️🏡"

- Leah Carroll, Loan Officer

Visit our website here: https://www.sibcycline.com/mortgage

06/16/2026

Buying a home doesn’t always have to mean saving for years to get started. Down payment assistance programs can help bridge the gap between renting and owning by covering part of your upfront costs—making homeownership more accessible, especially for first-time buyers.

These programs can help you:

- Reduce the amount you need out of pocket at closing
- Get into a home sooner than expected
- Keep more savings available for moving, repairs, or emergencies

If you’ve been waiting for the “right time” to buy, down payment assistance might be the piece that makes it possible. Let’s see what programs you may qualify for and what your path to homeownership could look like.

Visit our website here: https://www.sibcycline.com/mortgage

06/12/2026

Amazing month of May from our loan officer Leah!

Thanks to all my clients for the support!!

06/12/2026

🚨 Review of the week! 🚨

Buying a home is one of the biggest decisions you'll ever make, and having the right mortgage consultant can make all the difference.

We're proud to recognize Tyler Mitchell for delivering an experience that was not only smooth and stress-free, but also personal, informative, and enjoyable from start to finish. Helping clients feel confident and informed throughout the mortgage process is what we strive for every day.

If you're thinking about buying a home and want a team that will guide you every step of the way, we're here to help.

Visit our website here: https://www.sibcycline.com/mortgage

06/11/2026

🏡Down Payment Assistance🏡

Saving for a down payment is one of the biggest hurdles for homebuyers—but it doesn't always have to be.

This example shows how a Down Payment Assistance (DPA) program could help reduce the upfront cash needed to purchase a home. On a $350,000 home, a 3% grant could provide $10,500 toward your down payment, helping eligible buyers get into a home sooner instead of waiting years to save.

Whether you're a first-time homebuyer or exploring your financing options, there may be programs available that can help. Let's see what you qualify for and build a plan that works for you!

Visit our website here: https://www.sibcycline.com/mortgage

06/10/2026

Great month of May for Gannon!

So rewarding to assist in the process of someone buying a new home!

06/10/2026

🏠 Client Success Story 🏠

"I wanted to give a shoutout to Sibcy Cline Mortgage for making what is usually a stressful process feel smooth and manageable. Gannon Craig especially made the lending process easy from start to finish. He was friendly and personable on the phone, incredibly responsive at all hours, and always took the time to explain things clearly whenever I had questions or didn’t fully understand something. Connie Perdikakis was also wonderful to work with. She guided me through gathering all the necessary documents and made sure everything stayed organized throughout the process. Together, they helped keep everything moving efficiently and got us to closing without any delays or issues. I truly appreciate all of their help and would highly recommend them to anyone going through the mortgage process."

- Rebecca S; Customer

Visit our website here: https://www.sibcycline.com/mortgage

06/05/2026

🚨 OHFA Rates Have Been Updated! 🚨

The Ohio Housing Finance Agency (OHFA) has released its latest rate sheet, and eligible homebuyers can still access interest rates as low as 5.250% through the Ohio Heroes Program. These rates remain below many standard market options and can provide significant savings for qualified borrowers.

OHFA funds are available on a first-come, first-served basis, and rates can change without notice. If you've been considering purchasing a home, now is a great time to explore your options and see if you qualify for one of these valuable programs.

📩 Reach out today to learn more about eligibility requirements, income limits, and available down payment assistance programs.

06/04/2026

🏠 Client Success Story 🏠

"Paty and Rudy Rodriguez were transferring to Northern Kentucky from Texas. When I first talked to them, I was quick to realize that they had already mastered the “y’all” from their time in Texas that would work so perfectly in their new home in the Bluegrass! Despite many challenges that came with the transfer to Kentucky and other changes that were related to that, we were able to close on time 30 days after receiving the contract from the agent, Kim Whalen. The title company prepared a POA for Paty who stayed behind in Texas on the day of the closing, but I look forward to meeting her sometime in the future when the time is right for a refinance."

- Gannon Craig, Loan Officer

Visit our website here: https://www.sibcycline.com/mortgage

06/01/2026

🚨 Exciting news — just released today! 🚨 You may qualify for one through OHFA's special homebuyer programs. 🏠

OHFA currently offers below-market interest rates for eligible borrowers through programs like First-Time Homebuyer, Ohio Heroes, and Grants for Grads. These rates are available on a first-come, first-served basis and income limits apply.

Whether you're buying your first home, serving your community, or exploring down payment assistance options, there may be a program designed to help make homeownership more affordable.

For details on these programs and other local homebuyer assistance opportunities, contact one of our loan officers today to see what you may qualify for.

Visit our website here: https://www.sibcycline.com/mortgage