07/20/2026
๐ก Realtor Rick & Mortgage Marty Minute
Today's lesson: Buy the house first... buy the toys later. ๐
We've actually seen it happen...
A buyer gets pre-approved, finds the perfect home, and then thinks:
๐ค "Now that I'm approved... I can finally buy that boat!"
Not so fast...
Until you have the keys in your hand, your lender may still verify:
โ
Employment
โ
Credit
โ
Bank accounts
โ
Debt-to-income ratio
That shiny new boat, truck, motorcycle, or even a new credit card could change your loan approval before closing.
Moral of the story:
The house is the dream. The toys can wait a couple more days.
๐ Rick Ramirez โ REALTORยฎ
248-789-5888
๐ Mortgage Marty
248-210-0412