09/15/2026
**We were under contract. Then the financing changed.**
Shortly after signing the contract, the buyers changed their financing from conventional to FHA.
A financing change isn't something I wanted to simply acknowledge and move past.
My responsibility was to understand what that change could mean for the transaction—and more importantly, **what it could mean for my seller.**
So we asked the questions.
What changes with the loan?
Are there different requirements we need to prepare for?
Could this affect the seller, the property, or our ability to close?
Based on the information provided by the lender and the parties involved, everything indicated we were still on track.
So we adjusted to the new financing structure and continued moving toward closing.
That's an important distinction.
Good representation isn't about assuming every change is a problem.
But it also isn't about assuming a change **won't** become one.
It's about asking the right questions, understanding the information available at the time, and helping your client make decisions with a clear picture of how those changes could affect them.
**Changes happen. Questions matter.**
Protect the seller. Keep the transaction moving.
**A guided process that makes the difference.**
11 / 15 — Behind the SOLD Sign
**Next: The path to closing.**
