09/21/2026
That new car can wait… your dream home comes first! 🏡🚘
One of the biggest mistakes buyers make is making major financial changes while under contract.
Your lender may check your credit, employment, and finances again before closing. That means even if you’re already pre-approved, you’re not in the clear just yet!
🚫 5 things NOT to do while buying a home:
* Don’t finance or lease a new car.
* Don’t open new credit cards or take out loans.
* Don’t make large purchases on credit, including furniture and appliances.
* Don’t change jobs or quit without speaking to your lender.
* Don’t make large, unexplained deposits or move money around without consulting your lender.
Even one financial decision can affect your debt-to-income ratio, loan approval, or closing date.
Moral of the story: Get the keys to the HOUSE before the keys to the Porsche! 😂🔑
Thinking about buying a home? Let’s make sure you’re prepared from pre-approval to closing!
📩 DM me HOME to get started!
Mabel Martinez | NJ Realtor® Coldwell Banker Realty 📲 973-332-3494
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