Homes Of Myrtle Beach

06/19/2026

Mortgage Rates Ease Slightly — But Experts Say Higher Rates May Be Here for a While - article from Homes.com

Mortgage rates moved lower this week, offering a small measure of relief for buyers and homeowners.

According to Freddie Mac, the average 30-year fixed mortgage rate declined to 6.47%, down from 6.52% the previous week. The average 15-year fixed mortgage rate also decreased to 5.81%.

While lower rates are welcome news, economists caution that significant rate reductions may not happen anytime soon.

Recent inflation concerns, global economic uncertainty, and Federal Reserve policy continue to put pressure on borrowing costs. Experts believe mortgage rates may remain "higher for longer" as inflation remains a concern through 2026 and potentially into 2027.

WHAT THIS MEANS FOR HOMEOWNERS & BUYERS

✔ Small improvements in affordability may continue.
✔ Waiting for dramatically lower rates may not be the best strategy.
✔ Buyers should focus on long-term affordability rather than trying to time the market.
✔ Current homeowners may benefit from reviewing refinancing opportunities if rates continue to improve.

SOURCE

Information adapted from reporting by Moira Ritter, Homes.com, regarding Freddie Mac mortgage rate data and commentary from Homes.com Chief Residential Economist Brad Case.

06/18/2026

Just For You!

Think Home Prices Will Crash? Here's What the Experts Actually Expect.

A lot of buyers are waiting because they think prices will fall, but that’s not what the experts are saying.

If you're trying to decide whether waiting still makes sense, let's connect. That way you understand what's happening in our local market and what it could mean for your plans.

Call 843-353-0393

One of the biggest reasons buyers are still sitting on the sidelines is because they think home prices are going to come down.

06/18/2026

Just For You!

Is It Still a Seller's Market? Here's What the Data Says.

Right now, local markets are moving in very different directions. And your strategy as a buyer or seller should reflect your market.

Want to know which way our local market is leaning and what that means for your move? Let's connect.

Call 843-353-0393

Remember a few years back when sellers held all the power and buyers were stuck offering way over asking or waiving inspections just to get a chance at the house? In many markets, those days are behind us.

06/18/2026

Veterans get help to avoid foreclosure through VA's Partial Claim Program.

06/16/2026

Just For You!

Two Big Reasons To Move This Summer

Could waiting until later this year work out? Sure. But it's important to understand what you may gain by moving now too – that way you have the full picture before you decide.

If a 2026 move is on your radar, let’s connect and talk about what matters most to you. Depending on your priorities, Summer could be your moment.

Call 843-353-0393

A lot of people who want to move are telling themselves the same thing: "Maybe I'll just wait until later this year once things calm down."

06/15/2026

Give us a call if we can help!!!

SOUTH CAROLINA FORECLOSURE TIMELINE
What Homeowners Need to Know When Mortgage Payments Fall Behind

1–30 DAYS LATE

Late fees may be assessed.
Your lender will begin contacting you.
Review your budget and contact your lender immediately.
Ask about hardship assistance, repayment plans, or loan modification options.

30–90 DAYS LATE

Collection efforts typically increase.
Missed payments begin impacting credit.
You may receive notices regarding delinquency.
Gather financial documents and explore available options before the situation worsens.

90–120+ DAYS LATE

Federal mortgage servicing rules generally require lenders to wait at least 120 days before starting most foreclosure actions.
Loss mitigation options may still be available.
Short sale, deed-in-lieu, modification, or repayment programs may be considered depending on circumstances.

FORECLOSURE ACTION FILED

South Carolina is a judicial foreclosure state.
Foreclosures are handled through the court system.
Homeowners receive legal notices and have the right to respond.
Do not ignore court documents.

BEFORE THE FORECLOSURE SALE

Some homeowners may still qualify for:
Loan Modification
Repayment Plans
Short Sale Programs
Deed-in-Lieu Options
Other lender-approved alternatives

IMPORTANT
Every situation is different. Acting early often provides the greatest number of options. Waiting until the last minute can significantly reduce available solutions.

KNOW YOUR RIGHTS

✔ Right to receive notices
✔ Right to review available loss mitigation options
✔ Right to seek professional guidance
✔ Right to respond to court proceedings

KNOW YOUR RESPONSIBILITIES

✔ Open and review all lender correspondence
✔ Respond promptly to requests for information
✔ Keep records of all communications
✔ Seek assistance before deadlines expire

Confidential • Compassionate • Professional Guidance

06/13/2026

Just For You!

If affordability has been the biggest thing standing between you and a home, there’s a little bit of good news.

Asking prices have started to ease – the typical asking price this May came in under where it was a year ago.

And these lower prices are good news for your move – not a sign the market’s in trouble. It points to a market that’s rebalancing with more realistic seller expectations and a little more breathing room for buyers again.

So, if you’ve been waiting for an opening, let’s connect. I’ll help you see what that looks like in our area.

Call 843-353-0393

06/11/2026

Just For You!

A lot of people who want to move are telling themselves the same thing: "Maybe I'll just wait until later this year."

But before you decide, make sure you understand what you could be giving up too. Because moving this Summer does have its advantages.

For buyers, it could give you more options in your price point. Historically, there are over 30% more fresh listings in the Summer compared to the rest of the year.

For sellers, it can mean a better sales price. Data shows, on average homes sell for 4% more in the typical Summer month compared to usual month in the Fall or Winter (when demand typically falls off).

The point isn't to rush into anything. It's just to make sure you have the full picture before deciding whether waiting is really your best move.

DM me if you want to talk through your options. No pressure, just perspective based on years of experience.

Call 843-353-0393

06/09/2026

Homes for sale: 2398 Hotel ST, Alcolu, SC 29001 (MLS #: 2602029) with 4 beds, 2.0 baths, 1225 sqft, and listed for $108000.