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Unitas Funding LLC

Name: Unitas Funding LLC
Address: 25 Commerce Drive, Cranford, NJ, 07016, US
Telephone: +18622176326

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Unitas Funding LLC

At Unitas Funding LLC we empower real estate investors with reliable private financing solutions.

06/05/2026

𝗔𝗳𝗳𝗼𝗿𝗱𝗮𝗯𝗶𝗹𝗶𝘁𝘆 𝗵𝗮𝘀 𝗶𝗺𝗽𝗿𝗼𝘃𝗲𝗱 𝗳𝗼𝗿 𝘀𝗲𝘃𝗲𝗻 𝘀𝘁𝗿𝗮𝗶𝗴𝗵𝘁 𝗺𝗼𝗻𝘁𝗵𝘀 — 𝗮𝗻𝗱 𝘁𝗵𝗮𝘁'𝘀 𝗴𝗿𝗲𝗮𝘁 𝗻𝗲𝘄𝘀 𝗶𝗳 𝘆𝗼𝘂'𝗿𝗲 𝗳𝗹𝗶𝗽𝗽𝗶𝗻𝗴 𝗶𝗻 𝘁𝗵𝗲 𝗺𝗶𝗱-𝗺𝗮𝗿𝗸𝗲𝘁.

Buyers need to earn $116,780 to afford a typical home today — down $2,400 from last year (Redfin). A wider buyer pool means faster exits, shorter days on market, and fewer price concessions on your finished product.

Most homeowners are locked into rates above 6%, so inventory from motivated sellers is there. The investors positioned to move quickly are the ones capturing these deals.

Unitas Funding's Fix & Flip Loans close fast and keep your rehab on track with milestone-based draws.

DM us "BUYER" and let's talk deal structure for your target market.

06/04/2026

𝗗𝗼𝗻’𝘁 𝗝𝘂𝘀𝘁 𝗧𝗿𝗮𝗰𝗸 𝘁𝗵𝗲 𝗠𝗮𝗿𝗸𝗲𝘁—𝗕𝗲𝗮𝘁 𝗜𝘁: 𝗪𝗵𝘆 𝗙𝗶𝘅-𝗮𝗻𝗱-𝗙𝗹𝗶𝗽 𝗜𝗻𝘃𝗲𝘀𝘁𝗼𝗿𝘀 𝗠𝘂𝘀𝘁 𝗠𝗼𝘃𝗲 𝗡𝗼𝘄

If you're a fix-and-flip investor or broker waiting for the "perfect" moment — it's happening right now.

Inventory is normalizing. Prices have cooled. And the next rate drop could trigger a buying frenzy that rewards investors who are already positioned with renovated, move-in-ready properties.

The investors who act during the setup phase win when the buyers show up.

Unitas CPO John Santilli walks through the market data and what it means for your next deal — including how Unitas structures fix-and-flip financing to match the pace of this opportunity.

Read the full article here: https://hubs.li/Q04jqTyZ0

06/03/2026

𝗕𝗶𝗴 𝗻𝗲𝘄𝘀 — 𝗨𝗻𝗶𝘁𝗮𝘀 𝗙𝘂𝗻𝗱𝗶𝗻𝗴 𝗵𝗮𝘀 𝗯𝗲𝗲𝗻 𝗻𝗮𝗺𝗲𝗱 𝘁𝗼 𝗦𝗰𝗼𝘁𝘀𝗺𝗮𝗻 𝗚𝘂𝗶𝗱𝗲'𝘀 𝟮𝟬𝟮𝟲 𝗧𝗼𝗽 𝗣𝗿𝗶𝘃𝗮𝘁𝗲 𝗟𝗲𝗻𝗱𝗲𝗿𝘀 𝗿𝗮𝗻𝗸𝗶𝗻𝗴.

Scotsman Guide's list is the only ranking in private lending where volume data is independently verified. This year's honorees closed 84,240 loans and more than $33 billion in 2025.

We built Unitas Funding on one promise: when we say yes, we mean it — same-day approvals, reliable terms, and capital that closes.

Whether you're flipping, building, or holding — we have a program for you.
Fix & Flip · Bridge · New Construction · Fix-to-Rent · $75K–$4.5M

Click to read the full announcement
https://hubs.li/Q04jQpDP0

06/02/2026

𝗦𝗼𝗺𝗲 𝗟𝗲𝗻𝗱𝗲𝗿𝘀 𝗛𝗲𝘀𝗶𝘁𝗮𝘁𝗲. 𝗪𝗲 𝗖𝗹𝗼𝘀𝗲.

Benny Umbra and the Unitas Funding team closed a $1,200,000 loan in Oceanport, New Jersey — and we couldn't be more proud of how this one came together.

Here's a look at the deal:

📍 Oceanport, NJ
🏠 3 Bed | 3 Bath | 2,500 sqft
💰 Purchase Price: $850,000
📊 After Repair Value: $1,390,000
✅ Loan Amount: $1,200,000 | 86% ARV

Strong asset. Strong borrower. Strong ex*****on.

This is what we do — provide predictable capital solutions at every stage of the project so our borrowers can stay focused on what they do best.

Working a deal right now? Reach out to our team. We'd love to help you get to the closing table.

06/01/2026

𝗕𝘂𝗶𝗹𝗱𝗲𝗿 𝗰𝗼𝗻𝗳𝗶𝗱𝗲𝗻𝗰𝗲 𝘁𝗶𝗰𝗸𝗲𝗱 𝘂𝗽 𝟯 𝗽𝗼𝗶𝗻𝘁𝘀 𝗶𝗻 𝗠𝗮𝘆 — 𝗯𝘂𝘁 𝘁𝗵𝗲 𝗿𝗲𝗮𝗹 𝘀𝘁𝗼𝗿𝘆 𝗶𝘀 𝘄𝗵𝗮𝘁'𝘀 𝗵𝗮𝗽𝗽𝗲𝗻𝗶𝗻𝗴 𝘄𝗶𝘁𝗵 𝗽𝗿𝗶𝗰𝗲 𝗰𝘂𝘁𝘀.

The share of builders discounting dropped from 36% to 32% in a single month (NAHB). That means buyers are paying asking prices — not holding out for concessions. For ground-up builders and heavy-rehab investors, that's a signal your exit comps will hold.

The national housing shortage sits at roughly 1.2 million units. New product keeps entering an undersupplied market — and demand isn't going anywhere.

Unitas Funding's Ground-Up Construction Financing is built for today's cost environment — flexible draws, institutional capital, practical underwriting.

DM us "BUILD" to talk your next ground-up project and how we structure draws.

05/29/2026

𝗪𝗲’𝘃𝗲 𝘀𝗲𝗲𝗻 𝘁𝗵𝗶𝘀 𝗰𝘆𝗰𝗹𝗲 𝗯𝗲𝗳𝗼𝗿𝗲. 𝗗𝗲𝘀𝗽𝗲𝗿𝗮𝘁𝗲 𝗟𝗲𝗻𝗱𝗶𝗻𝗴 𝗶𝘀 𝗶𝗿𝗿𝗲𝘀𝗽𝗼𝗻𝘀𝗶𝗯𝗹𝗲.

When private money lenders lose core DSCR volume — sometimes by more than half — they rush back into fix-and-flip. Term sheets appear within the hour. 95–100% LTC. "Competitive" leverage. But here's what they're not saying:

A lender offering 100% LTC on a heavy rehab doesn't have a product. They have a math problem — and they're making your borrower responsible for it.

Fix-and-flip margins are tight. An unexpected $15,000 mold remediation bill at 100% LTC doesn't trim the margin. It eliminates it — and then some.

At Unitas Funding, we structure light rehab deals with real loss mitigation: up to 92.5% LTC, in-house draw management, and capital that was in place before we issued the term sheet.

DM us "FLIP" with your deal scenario — we'll show you how we actually underwrite it, and what the real leverage ceiling should be.

05/28/2026

𝗧𝗵𝗲 𝗽𝗿𝗶𝘃𝗮𝘁𝗲 𝗹𝗲𝗻𝗱𝗶𝗻𝗴 𝗺𝗮𝗿𝗸𝗲𝘁 𝗶𝘀 𝘀𝗲𝗽𝗮𝗿𝗮𝘁𝗶𝗻𝗴. 𝗧𝗵𝗲 𝗰𝗹𝗼𝘀𝗶𝗻𝗴 𝘁𝗮𝗯𝗹𝗲 𝘄𝗶𝗹𝗹 𝗰𝗼𝗻𝗳𝗶𝗿𝗺 𝘄𝗵𝗼 𝗮𝗰𝘁𝘂𝗮𝗹𝗹𝘆 𝗵𝗮𝗱 𝘁𝗵𝗲 𝗰𝗮𝗽𝗶𝘁𝗮𝗹.

The private lending market is entering a separation phase — and the brokers and investors paying attention to it right now are the ones who will be best positioned when it completes.

Over the last twelve months, the structural cracks have become harder to ignore. Warehouse lines are tightening. Capital providers who were aggressive eighteen months ago are quietly pulling back from commitments they made in a different environment. The exposure does not announce itself in advance. It shows up as a delayed draw, a re-traded term sheet, or a lender who is suddenly harder to reach when a file gets complicated.

The question sophisticated brokers and investors are now asking — one they were not asking two years ago — is straightforward: where does the capital actually come from?

It is the right question. And the answer matters more than the rate.
Unitas Funding is owned by the same individuals as Fidelis Investors — a private capital firm with over $1.1 billion in assets under management and 18 years of consistent returns across economic cycles including 2008. When we commit to a deal, the capital is there at closing, at every draw, and through to payoff. No warehouse line. No securitization pipeline that requires monthly volume to function.
The separation between lenders who can perform in this market and those who cannot is already underway. The closing table will confirm it.

DM "FLIP" or "HOLD" and let's talk through how our capital structure protects your deal.

05/27/2026

𝗗𝗲𝗮𝗹 𝗖𝗹𝗼𝘀𝗲𝗱 | 𝗖𝗮𝗺𝗯𝗿𝗶𝗱𝗴𝗲, 𝗠𝗔 — $𝟯.𝟴𝟲𝟱𝗠 𝗙𝗶𝘅 & 𝗙𝗹𝗶𝗽

Ryan Bassinger and the Unitas team closed another one — and this deal is a standout.

An old duplex. A bold vision. And a borrower who needed a lending partner that could move fast and think creatively. Ryan and the team delivered, funding a full gut renovation that will transform a dated duplex into two luxury townhomes on Garden Street in Cambridge — one of the most sought-after real estate markets in New England.

Here's how they structured it:

📌 Loan Amount: $3,865,000
📌 LTC: 92.5%
📌 Down Payment: 10%
📌 Deal Type: Fix & Flip
📌 Exit: Sell-off of two individual townhome units

At Unitas Funding, we back experienced investors with the capital and speed they need to execute — without the red tape.

💬 Working on a renovation or value-add project? Let's talk.

05/26/2026

𝗥𝗲𝗻𝗼𝘃𝗮𝘁𝗲. 𝗥𝗲𝗽𝗹𝗲𝗻𝗶𝘀𝗵. 𝗥𝗲𝗽𝗲𝗮𝘁. 𝗧𝗵𝗲 𝗺𝗮𝘁𝗵 𝗶𝘀 𝘀𝗶𝗺𝗽𝗹𝗲 — 𝗲𝘅𝗲𝗰𝘂𝘁𝗶𝗼𝗻 𝗶𝘀 𝘄𝗵𝗲𝗿𝗲 𝗱𝗲𝗮𝗹𝘀 𝗮𝗿𝗲 𝘄𝗼𝗻 𝗼𝗿 𝗹𝗼𝘀𝘁.

Why do lenders treat light renovation and heavy rehab as two different products? Because the ex*****on risk is completely different — and so is what it costs you when something slows down.

A light renovation turns faster, draws fewer inspections, and gets your capital back sooner. A heavy rehab puts more pressure on every party in the process. When the contractor falls behind, the lender's draw timeline becomes the next variable. And in a market where national gross ROI has compressed to 23.1% per ATTOM Data Solutions, that variable is no longer something the deal can absorb quietly.

The equation is simple: renovate faster, replenish your capital, repeat more often. Three clean 90-day projects outperform two drawn-out ones at almost any margin level.

At Unitas Funding, draw inspections are managed in-house. No third-party scheduling. Inspection typically within one business day. Draw typically cleared within 24 to 48 hours.

Before your next project, ask your lender who manages the draw inspection and how long it takes from request to funding. The answer tells you more about the deal's real cost than the rate does.

DM "DRAW" and we'll walk through ours.

4.6Adaptive

05/23/2026

𝗛𝗼𝗻𝗼𝗿𝗶𝗻𝗴 𝘁𝗵𝗼𝘀𝗲 𝘄𝗵𝗼 𝗴𝗮𝘃𝗲 𝗲𝘃𝗲𝗿𝘆𝘁𝗵𝗶𝗻𝗴 — 𝗮𝗻𝗱 𝘀𝗽𝗲𝗻𝗱𝗶𝗻𝗴 𝘁𝗵𝗶𝘀 𝘄𝗲𝗲𝗸𝗲𝗻𝗱 𝗰𝗹𝗼𝘀𝗲 𝘁𝗼 𝘁𝗵𝗲 𝗼𝗻𝗲𝘀 𝘄𝗲 𝗹𝗼𝘃𝗲.

This Memorial Day, we pause to remember and honor the brave men and women who made the ultimate sacrifice in service to our country. Their courage and commitment remind us of what truly matters — and why we never take the freedoms we share for granted.

We hope you're able to slow down this weekend and soak in what the holiday is really about: gratitude, community, and the people around your table. Whether it's a backyard cookout, a quiet moment of reflection, or making memories with family and friends — we're wishing you a safe and meaningful Memorial Day.

From all of us at Unitas Funding, thank you for being part of our community. It's an honor to serve you, every single day.

Address

25 Commerce Drive
Cranford, NJ
07016

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+18622176326

Website

http://www.unitasfunding.com/

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