10/07/2026
🏡 Buying your first home? The amount you need depends on more than the down payment!
Here’s what to budget for:
💰 **Down payment:** The amount varies by loan program and your qualifications.
📋 **Closing costs:** Separate expenses associated with your loan and purchase.
🔎 **Inspection and appraisal:** These may need to be paid before closing.
📦 **Moving and savings:** Leave room for moving expenses and unexpected home repairs.
Down payment assistance or a negotiated seller contribution may help reduce your upfront costs, depending on eligibility and loan guidelines.
The best first step? Talk with a lender about your total cash needed and a monthly payment you’re comfortable with.
📲 Message me “FIRST HOME” or call 770-821-1938. I’ll help you connect with a lender and map out your next steps!
Rusty Cole
Your Home Sold Guaranteed Realty – Heritage Oaks
Rusty Cole | Broker/Owner
Your Home Sold Guaranteed Realty – Heritage Oaks
YOUR HOME SOLD GUARANTEED OR I’LL BUY IT!
*Buy This Home and I’ll Buy Yours!
*Multiple Cash Offer Program
Buyer Satisfaction Guarantee
*Open House Every Day
Serving Douglasville and communities throughout West Georgia since 2005.
Call or text: (770)-821-1938
8493 Bowden Street
Douglasville, GA 30134
Rusty Cole — GA License #347005
Brokerage License #76658
Brokerage: 770-821-1938
Built on family, trust, and determination!
*Certain conditions apply. Guarantees and programs vary based on eligibility