Kristen Maddox- Top Flite Home Loans

Kristen Maddox- Top Flite Home Loans As an experienced Loan Officer, I understand the process of securing a mortgage can be intimidating. Message me or call me today to find out more!

💕Your mortgage bestie—here to guide you home.
🏡Licensed in GA, FL, AL, TN, NC, and VA

NMLS #1532918
Top Flite Home Loans NMLS #4181
Branch NMLS # 377883
www.nmlsconsumeraccess.org
Top Flite Home Loans is an Equal Housing Opportunity Lender That’s why I take the extra time to discuss any financial or budgetary concerns and guide my clients through the mortgage process every step of the way. If you’re ready to leap into homeownership, discover the Top Flite difference and see what loan options are available. I specialize in home purchase loans, refinancing, first time homebuyer programs, construction loans, commercial lending, and a variety of non-traditional lending options for those out-of-the-box scenarios.

Yes, fall slows the showings down. Slower is not the same as stalled.Fewer buyers out looking often means less competiti...
09/17/2026

Yes, fall slows the showings down. Slower is not the same as stalled.

Fewer buyers out looking often means less competition and more room to negotiate on the home you want.

This is your opening. Let's use it.

Another year of rent is another year in someone else's home.If owning has felt out of reach, it is worth running the rea...
09/15/2026

Another year of rent is another year in someone else's home.

If owning has felt out of reach, it is worth running the real numbers before you renew.

Let's see where you actually stand.

Remembering the lives lost, the heroes who stepped up, and the strength our country showed on September 11. We will neve...
09/11/2026

Remembering the lives lost, the heroes who stepped up, and the strength our country showed on September 11. We will never forget.

You do not need twenty percent down to buy a home.Some loan programs let qualified buyers put down as little as three pe...
09/10/2026

You do not need twenty percent down to buy a home.

Some loan programs let qualified buyers put down as little as three percent.

Let's find the number that works for you.

A W-2 is one way to prove income. It is not the only way.Bank statement programs may fit some self-employed buyers whose...
09/08/2026

A W-2 is one way to prove income. It is not the only way.

Bank statement programs may fit some self-employed buyers whose income does not show up on a traditional pay stub.

Your income tells the story. Let's document it.

Wishing you a relaxing Labor Day and a well-deserved break. Hope your day is filled with good company, a little rest, an...
09/07/2026

Wishing you a relaxing Labor Day and a well-deserved break. Hope your day is filled with good company, a little rest, and maybe something off the grill too.

Fall has a way of making people ready for a change.If a new home has been sitting on your mind, this is a good season to...
09/03/2026

Fall has a way of making people ready for a change.

If a new home has been sitting on your mind, this is a good season to see what is possible.

Ask me where to start. I will walk you through it.

The average person will spend about one-third of their life at home. That’s a big reason why home means so much. It’s wh...
09/01/2026

The average person will spend about one-third of their life at home. That’s a big reason why home means so much. It’s where life happens, memories are made, and everyday moments turn into the ones we remember most.

Buying a home involves more than finding the right property. A little preparation can help you feel more confident befor...
08/27/2026

Buying a home involves more than finding the right property. A little preparation can help you feel more confident before you begin.

Here are four quick tips I share with my clients:
Start with a pre-approval
Plan for expenses beyond the down payment
Avoid major financial changes during the process
Schedule a professional home inspection

Every buyer’s financial picture is different. I’m here to answer your questions, review your options, and help you create a plan for your next move.

Send me a message when you are ready to get started.

Nothing says home quite like a happy dog waiting at the door. Happy National Dog Day to all the four-legged family membe...
08/26/2026

Nothing says home quite like a happy dog waiting at the door. Happy National Dog Day to all the four-legged family members out there.

Address

1420 Peachtree Street NE, Suite 100
Duluth, GA
30309

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