06/06/2026
We've all heard of how crazy real estate transactions can be, sometimes in a good way and sometimes in a bad way.😵💫 This one had it all!
I met David when he bought something from me on Facebook Marketplace, random chit chat while he was here picking up the item led to real estate and he told me he's a veteran and could only dream of owning a home.🤩🏡✨️ I said you have to talk to my contact Mark Villano who does probably 90% VA loans....if anyone can give you the straight up truth of your buying capability, it's him!!! 🏆
David & Liesl Roth met with Mark IN PERSON, because that's how "old school" people like to do business! Soon after, got the approval and we started shopping. After weeks & weeks of touring many many houses, we finally found the perfect fit, but it had some obvious large ticket repairs needed, so we negotiated up front for a new roof to be done prior to closing. Additionally we negotiated for some substantial closing cost credits so ideally they would close with literally zero out of pocket....just trading "rent" for a "mortgage" payment. After inspection, we negotiated for a few more repairs and were all set to move towards closing. Repairs got completed and re-inspected, everything looked great. We sent in photos of the repairs and expected everything was good to go. Then BAM, the VA decided at the 11th hour that they wanted appraiser to re-vist...her next available date was 3 days AFTER we were contracted to close.😳 OK, so Mark's team was all over that and got us a waiver on the appraiser re-visit...phew! Then BAM, they notified us that a well water test was required🤦🏼♀️...so I scrambled up to deep, out of the normal flow of travel portion of Everett and got the well water test kit from Everett Analytical Labs and ran out to the property(Granite Falls) with my daughter(had to be an unaffiliated 3rd party) to collect the water sample....then raced that sample to the Edmonds ferry line where I handed it off to Mark, who drove up all the way from Lakewood to run this sample over to Spectra Labs in Poulsbo who said they could test and give results by Monday....phew! Right? We thought we were in the clear. Then BAM, the VA decides they want to see an easement for access to the property from whoever owns the private road.🤯 There was NO easement because the private road is owned by all the parcels who share it. You don't need an easement to use something you own. But they were adamant that this was required. We pulled in everybody we could to problem solve this requirement and FINALLY, they accepted a statement from the legal counsel at First American Title saying exactly what we had been saying, they already have legal access to & from the property, but she also had to agree to make special mention on the title insurance policy that this property does in fact have legal accesscto a public road.👍🏼🚙💨 FINALLY....they gave us the CTC(Clear To Close). Hallelujah!!!🙌🏼 Escrow & lender worked as fast as humanly possible to balance the numbers and got us recorded and closed yesterday!🎉🍾🥂 Only 4 days beyond original contract date. I would call that a major win!!! I'm so grateful for this opportunity to place a ❤️🤍💙veteran❤️🤍💙 first time buyer in their own home. NO MORE RENT!!! 😝💸 Official congratulations to my VERY excited clients! We celebrated with dinner at Tulalip last night! Key chain charm reads "Mother Effing Homeowner!" Truly perfect for this super fun & feisty couple!🤩 Welcome home you two!💕🏡✨️
I must also add that listing agent kept cool as a cucumber during all of this....he is a true class act! Cheers to Kelly Black!🍾🥂✨️
