Jeff Cooper, Loan Officer

Jeff Cooper, Loan Officer Serving homebuyers, homeowners, and Realtors in California and more! NMLS #1115139 Thank you for visiting my page!

My name is Jeff Cooper and I’m a Loan Officer NMLS #1115139 at First Nations Home Finance Corp. I’m dedicated to serving the needs of homebuyers and homeowners in California, Texas, New Jersey and many more states to come. In my years of dedicated service, I have worked with homebuyers and homeowners to find the right loan to fit their needs. With First Nations Home Finance being a Direct Lender I

have access to all the loan programs my clients need and the features they want such as FHA, USDA (Rural), HAMP, HARP, State Bond Programs, Jumbo, Foreign National, Low Down Payment Options, Fixed-Rate, Adjustable Rate, Reverse, 203(k), VA, and more. As one of the fastest growing mortgage bankers in the United States, First Nations Home Finance opened their doors in 1995 and today has many community-based branches across the nation. FNHF is a direct lender with delegated authority to underwrite, fund, and service Fannie Mae, FHA, USDA, VA, and Jumbo loan products in-house. FNHF has built its outstanding reputation by serving the lending needs of homebuyers, homeowners, real estate professionals, and builders. For more information or to get a free quote, you can reach me at 760-855-8825 or [email protected]

The views expressed are my own and do not necessarily reflect those of First Nations Home Finance Corp.

07/16/2026
Keeping the eye safe with these obnoxious glasses lol almost healed
06/25/2026

Keeping the eye safe with these obnoxious glasses lol almost healed

Hello everyone,Hope all is well. I wanted to check in and give my feedback on the market with some smart moves to make.R...
03/14/2026

Hello everyone,

Hope all is well. I wanted to check in and give my feedback on the market with some smart moves to make.

Rates (cost of rates) have been up and down this week with everything going on. They are still not bad. I believe the rates will settle down next week.

If you’re in a purchase, you may want to check in on rates closely next week with your Loan Officer and lock on a good day.

If you’re considering refinancing and/or need cash, get your documents in asap (hopefully to me :) https://www.loanfactory.com/cooperjeff
I can get you approved in the system and ready to lock on a great day!

There are several products for purchase and refinancing that make it much easier to qualify for what you’re trying to achieve.

As always I am a phone call away for any questions and to look into your specific scenario. I am still offering FREE credit repair and Fico boost.

Thanks for your support and have a great weekend!

Hello everyone,Hope all is well. I wanted to check in and give my feedback on the market with some smart moves to make.R...
03/14/2026

Hello everyone,

Hope all is well. I wanted to check in and give my feedback on the market with some smart moves to make.

Rates (cost of rates) have been up and down this week with everything going on. They are still not bad. I believe the rates will settle down next week.

If you're in a purchase, you may want to check in on rates closely next week with your Loan Officer and lock on a good day.

If you're considering refinancing and/or need cash, get your documents in asap (hopefully to me :) https://www.loanfactory.com/cooperjeff
I can get you approved in the system and ready to lock on a great day!

There are several products for purchase and refinancing that make it much easier to qualify for what you're trying to achieve.

As always I am a phone call away for any questions and to look into your specific scenario. I am still offering FREE credit repair and Fico boost.

Thanks for your support and have a great weekend!

Finally not hurt and made it out for some desert camping and riding. Perfect weather and even some moisture in the dirt!...
02/11/2026

Finally not hurt and made it out for some desert camping and riding. Perfect weather and even some moisture in the dirt!! Flowers were everywhere a good times with
my ❤️. She’s getting good at chasing me in the truck on my bike around the desert! 👌👍💯🙏

I am phone call/text away for all your Home Loan and Refinancing needs and questions!! 760-855-8825
02/06/2026

I am phone call/text away for all your Home Loan and Refinancing needs and questions!! 760-855-8825

Happy New Year!! Hope you’re off to a great first week of the year!!
01/09/2026

Happy New Year!! Hope you’re off to a great first week of the year!!

Wishing you and your family a Happy Thanksgiving! Time to enjoy your family, food and be thankful. Check out some Fall C...
11/26/2025

Wishing you and your family a Happy Thanksgiving!
Time to enjoy your family, food and be thankful.

Check out some Fall Classic and life lately pics.

Just a quick update on the home loan market.

There is no more minimum fico to get a home loan!

I can now offer DSCR loans ( you can buy an investment home just qualifying from projected rental income!

Fixed rate seconds if you need cash and don’t want to lose your low rate on your first loan.

Rates in general have dropped a little but feel free to use my site to see your scenario or call me anytime! There are several new programs that save you money on your monthly payment.

As always offering free credit repair and can provide any type of loan on the market.

Have a wonderful Thanksgiving!

Address

511 South Coast Highway 101
Encinitas, CA
92024

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm

Telephone

+17608558825

Website

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