06/22/2026
π Mortgage Mondays: Freddie Mac reported the average 30-year fixed rate at 6.47% last week, down 0.34% from a year ago, while the 15-year fixed sits at 5.81%. Rates have moved off their recent highs, but have largely spent the past year finding a more stable range after years of volatility.
Perspective matters. Today's rates may not be 2021, but they're also not 1981. While interest rates tend to dominate headlines, affordability remains the bigger storyβshaped by home prices, wages, and local market dynamics just as much as borrowing costs.
π‘ National Reach. Local Expertise. Understanding the trend is one thing. Understanding what it means in your market is another.