06/17/2026
Building your credit score is a little like planting a garden 🌱
You don't plant the seeds today and expect tomatoes tomorrow. It takes time, consistency, and a little patience.
The same goes for your credit score.
A few simple habits can make a big difference over time:
✔️ Pay your bills on time
✔️ Keep credit card balances low
✔️ Don't close older credit cards
✔️ Check your credit report for errors
✔️ Avoid opening a bunch of new accounts at once
And here's the good news: you don't need perfect credit to buy a home.
Whether you're thinking about buying next month, next year, or just somewhere down the line, it's never a bad idea to start building healthy credit habits now.
A little effort today can put you in a much better position when the time comes to buy.
