10/20/2026
You Have the Keys! Now What? 🔑 Tip Tuesday
Closing day is exciting, but there are a few things to take care of once that house is yours!
🏡 Right away
• Locate your main water shutoff valve and other utility shutoffs before you need them.
• Change the locks or have them rekeyed. You don’t know who may still have a key!
• Have a home warranty? Keep your booklet and your contact person’s phone number handy. Before arranging rekeying, check whether your plan includes that service!
• Put your closing documents somewhere safe. Keep them for next year’s tax preparation and your long term records.
📬 During the first couple of weeks
• Watch your mail for your recorded deed. Delivery times vary, so confirm with your closing office when to expect it and follow up if it hasn’t arrived.
• Contact your county assessor about property tax benefits you may qualify for, such as a homestead exemption or farm use valuation. Ask about eligibility, applications, and deadlines.
📁 As you settle in
• Start a home improvement folder for your wish list and completed projects. Keep receipts, appliance manuals, warranty booklets, and contractor information together.
💰 Each year
• Review your annual escrow statement. Your monthly mortgage payment can change as property taxes and homeowners insurance costs change, even with a fixed interest rate.
My help doesn’t end at the closing table. If questions come up, reach out. I’m here to help!
Gwen Samms, Salesperson/REALTOR®, GRI, ABR, RENE, CFSP
📱 304-419-7600
🌐 www.GwenSamms.com
Better Homes and Gardens Real Estate Central
Josh McGrath, Broker
2 Chase Dr., Hurricane, WV 25526
304-201-SOLD (7653)