Monica Yeung Real Estate

Monica Yeung Real Estate DRE 02080364 WeTrust Realty

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đź“Ť Best realtor & CFP serving Irvine, Lake Forest and Orange County
🔑Let's find your dream home!
✨Expert insights, market trends, & tips
Monica brings unique expertise and investment perspective.

09/24/2026

Fed Raises Key Rate to 3.75%-4%
The Federal Reserve has just raised its benchmark rate by 0.25%, moving it to a range of 3.75%-4%. This marks the first increase since July 2023. It's clear that persistent inflation—still above the Fed’s 2% target—is keeping monetary policy in focus. Another hike could still be on the table later this year, according to Fed officials. The next opportunity for reassessment comes at their October 27-28, 2026 meeting, when they’ll review inflation and broader economic conditions.

As someone who approaches real estate with a Certified Financial Planner’s mindset, I always pay close attention to these rate changes. Interest rates don’t just affect mortgages—they ripple through every aspect of your financial picture, from borrowing costs to investment returns. My background in wealth management has taught me the importance of timing and understanding how each decision can impact your long-term goals. Knowing where rates are headed helps us make informed choices about property purchases, sales, and overall financial planning. If you’re considering your next move, it’s worth viewing these changes through a wealth-focused lens.

09/23/2026

The Best Time to Buy a Home in 2026
Timing matters—and in real estate, it can shape your entire financial trajectory. As a Certified Financial Planner (CFP®) who’s spent 15 years guiding families through major investment decisions, I’ve learned that the best opportunities often appear when market factors align. For those thinking ahead to 2026, the period from September 27 to October 3 stands out: buyers could benefit from a national surge in inventory—up 31.9% from the start of the year and 13.3% above the typical week—providing more options across the country. During this window, listing prices were projected to be 3.5% below their seasonal peak, offering a potential savings of about $14,000 on a median-priced home of $416,000. Competition was expected to be 30.1% lower than the annual high, and homes were likely to sit on the market for around 64 days, giving buyers more time to make thoughtful decisions. This environment, with steadily increasing listings and softer demand, means the early fall may offer the best selection, while later fall could open the door to even better price flexibility. As always, I approach these moments with a wealth management mindset, helping clients see how the right move fits into their broader financial goals.

09/22/2026

Buyers Gain Unique Opportunities Amid Growing Inventory
We're seeing a notable shift in the housing market: pending home sales in the US have reached a six-month low, while both new listings and total inventory are on the rise. For buyers, this changing landscape can translate into rare negotiating leverage—an opportunity that doesn't come often. Median home prices have edged up 1.9% to $400,649, and high mortgage rates continue to push monthly payments higher. Still, the uptick in inventory means some markets are experiencing price reductions and more frequent seller concessions.

As a CFP®, I always look beyond the headline numbers. When weighing a purchase or sale, understanding how these market dynamics affect your long-term financial plan is essential. I focus on the total cost of ownership, potential net proceeds, and the broader impact on your wealth strategy. Navigating these shifts with clarity ensures every decision supports your family's financial future.

09/22/2026

Irvine - Most Affordable Homes of August 2026
Each month, I take a close look at the most accessible home options in Irvine—not just as a real estate professional, but with the perspective of a Certified Financial Planner who understands how real estate decisions shape your long-term financial wellbeing. For August 2026, here are the 15 most affordable listings in Irvine, with prices ranging from $439,999 to $549,900.

1. OC26141299 — $439,999
2. OC26155968 — $465,000
3. SW26183907 — $469,999
4. NP26164643 — $474,900
5. PW26116430 — $475,000
6. PW26160525 — $498,800
7. OC26171527 — $499,000
8. OC26116050 — $519,000
9. OC26143279 — $525,000
10. PW26169365 — $525,000
11. PW26175984 — $525,000
12. OC26099793 — $529,000
13. OC26133703 — $530,000
14. OC26179838 — $549,000
15. OC26159066 — $549,900

Whether you’re weighing the true cost of a purchase, considering the impact on your overall financial plan, or simply searching for a smart entry point in Irvine, these listings offer starting points for a thoughtful conversation. My approach is always to help you see the bigger financial picture—because every real estate choice is part of your broader wealth journey.

09/21/2026

Weekend event at Hoag Irvine

Buy and Sell a Home Simultaneously: Strategies for SuccessNavigating the challenge of buying and selling a home at the s...
09/20/2026

Buy and Sell a Home Simultaneously: Strategies for Success
Navigating the challenge of buying and selling a home at the same time is a balancing act—each path comes with its own financial considerations. Selling first can clarify your budget for the next purchase, but it may also mean arranging for temporary housing, which impacts both comfort and cost. On the other hand, buying before selling gives you breathing room to find the right new place, but it exposes you to the risk of carrying two mortgages at once. Contingent offers can help reduce this risk, yet they sometimes make your offer less attractive to sellers. As a CFP® with a background in investment management, I approach these decisions with your long-term financial wellbeing in mind—evaluating true costs, potential proceeds, and the broader implications for your overall wealth plan. Success here is all about careful planning and flexibility, ensuring each move fits seamlessly into your financial future.


https://www.roomvu.com/agent-news/monica-yeung/1967861-Buy-and-Sell-a-Home-Simultaneously%3A-Strategies-for-Success

09/19/2026

Beautifully remodeled 4 bedroom 3 bath home with bedroom and full bath on the main floor. Located in the Northwood neighborhood in Irvine. 1856 sq ft Single family home 🏠 on a large lot. No Mello-Roos and no HOA dues. Call or text Monica at (949) 668-5166 for more info and a private tour

Address

WeTrust Realty, 780 Roosevelt
Irvine, CA
92620

Opening Hours

Monday 8am - 10pm
Tuesday 8am - 10pm
Wednesday 8am - 10pm
Thursday 8am - 10pm
Friday 8am - 10pm
Saturday 8am - 10pm
Sunday 8am - 9pm

Telephone

+19496685166

Website

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