Luma Realty

Name: Luma Realty
Address: 1524 E Stroop Road, Suite 200, Kettering, OH, 45429, US
Telephone: +19375450864
Price range: Not Applicable

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Boutique real estate brokerage Luma Realty is located in Kettering, OH, serving the Dayton and Cincinnati markets. Boutique means all about you!

Enjoy ultimate flexibility, speed, and elite care from our local real estate experts.

10/11/2026

Before you hang a single picture frame 🖼️ — do these five things:

🔐 Change the locks. Previous owners, their dog walker, that one contractor... you have no idea who has copies. 🗝️😬
💧 Find the main water shutoff — in an emergency you'll want muscle memory, not a scavenger hunt.
⚡ Locate the breaker panel and label anything mysterious. 🏷️
🔋 Test every smoke + CO detector. Fresh batteries all around. 🚨
🌬️ Swap the HVAC filter — it's $15 and sellers almost always forget.

Send this to someone who just got keys! 🔑📤

10/07/2026

"We got the house!! ...now what?" 🎉😅 Here's your next 30–45 days:

📅 Week 1 — earnest money deposited 💰, inspection on the books 🔍
📅 Week 2 — inspection findings + negotiations 🤝, appraisal ordered 📊
📅 Week 3-4 — underwriting (the lender wants documents; send them FAST ⚡, it keeps everything on schedule)
📅 Week 5-6 — clear to close ✅, final walkthrough 🚶‍♀️, closing table ✍️, KEYS 🔑🎊
The best part is this is shorted with an awesome lender!

My job during all of this: keeping every party on deadline, translating the jargon, and making sure nothing sits in someone's inbox for a week. 📬 You focus on the moving boxes. 📦

Save this for when your offer gets accepted — or send it to someone house-hunting right now! 📤

10/04/2026

Fall listings can absolutely compete with spring ones — if you let the season help you instead of hurt you. 🍁🏡

🍂 RAKE BEFORE EVERY SHOWING — a leaf-covered lawn reads as neglect, not ambiance. Clean beats seasonal every time.
🎃 ONE OR TWO SIMPLE PUMPKINS — cozy accent, not a full haunted-house display. Buyers should picture THEIR décor, not yours.
💡 WARM PORCH LIGHTING — sunset creeps earlier every week in October; make sure evening showings still shine.
🍁 CLEAN GUTTERS — buyers look up more than you'd think, especially with leaves falling.

Fall buyers tend to be serious and motivated — don't let a messy exterior cost you their first impression. 🚗

Thinking about listing this season? Let's walk your curb appeal together. 📋

10/02/2026

The bill nobody budgets for (but you will, because you follow me) 🧾😉

Beyond your down payment, plan for roughly 2-4% of the purchase price in closing costs: 💰
🏦 Lender fees
📄 Title + escrow work
🏛️ Prepaid property taxes and insurance

On a $250K home, that's $5,000-10,000 — better to know NOW than at the closing table. 😅

Good news: closing costs are negotiable territory! 🎯 Seller credits, lender credits, and program assistance can all shrink that number — strategies we build into your offer from day one.

No surprises. That's the whole point of having a good team. 💪🤝

09/28/2026

Two walkthroughs, two totally different jobs 🏠🔍

🔧 INSPECTION → protects YOU. A licensed inspector spends hours checking the roof, HVAC, plumbing, electrical, foundation — and hands you a report on everything from "fix this weekend" to "negotiate this now." 📋 Optional? Technically. Skippable? Not on my watch. 🙅‍♀️

💵 APPRAISAL → protects THE LENDER. An appraiser confirms the home is worth the loan amount. If it appraises low, we renegotiate — that's a strategy conversation, not a crisis. 🧘‍♀️

Buyers who understand the difference make calmer, sharper decisions under contract. Now you're one of them. 🎓✨

Address

1524 E Stroop Road, Suite 200
Kettering, OH
45429

Telephone

+19375450864

Website

http://www.LumaRealtyOhio.com/

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