Ory Comeaux -CrossCountry Mortgage

Ory Comeaux -CrossCountry Mortgage Equal Housing Opportunity

I am a local mortgage lender here in Lafayette, LA that provides guidance through the home-buying process for my clients by educating and communicating with them so they can feel confident in their home purchase.

Pretty excited to finally help Aiden build this engine over the weekend! We’ve been looking at it in the box for a while...
09/24/2026

Pretty excited to finally help Aiden build this engine over the weekend! We’ve been looking at it in the box for a while now and on Sunday he decided it was time we get it done.

Jokes on him though, there’s a 6.4L Powerstroke sitting in the garage that I’m going to make him tear down and rebuild next 😅

09/23/2026

Two homes. The same asking price. Different monthly costs.

How does that happen?

When buying a home in Lafayette, Louisiana, the price is only one part of the budget.

Property taxes, homeowners insurance, flood insurance and homeowners association fees can vary from one home to another.

That means a house in Broussard and a house in Youngsville with the same asking price may not cost the same to own.

“How much house can I afford in Acadiana?”

A useful answer starts with more than an online calculator. It starts with your income, debts, savings, comfort level and the details of the property.

Before making an offer, review:

• The estimated total monthly housing cost
• The estimated cash needed at closing
• Money you want to keep in savings
• Repairs or upkeep the home may need

For Lafayette-area real estate agents, this is a helpful conversation to have before a buyer falls in love with a listing.

A home should fit more than your wish list. It should fit your budget, too.

Shopping in the Acadiana area? Drop a comment below and I'll reach out to you to do a complimentary review with you to go over the numbers for the home you are considering.

09/12/2026

Trying to time mortgage rates sounds smart… until you realize you have to be right twice.

You have to know:

1. When rates are about to fall.

And

2. When they’ve fallen far enough to act.

That’s harder than it sounds.

Mortgage News Daily shows the 30-year fixed rate has moved between a 2026 low of 5.99% and a year-to-date high of 7.12% as of September 11.

Same year.

Very different borrowing environment.

And nobody knew in real time which day would become the low.

That is why phrases like:

“I’m waiting for rates to drop.”

can become dangerous when there’s no actual plan behind them.

What does “drop” mean?

Half a point?

One point?

Back into the 5s?

And what happens if home prices, inventory, competition, insurance costs, or the buyer’s own finances change while they wait?

That doesn’t mean everyone should buy today.

Sometimes waiting is absolutely the right decision.

But there is a major difference between:

“I’m waiting because the numbers don’t work for me yet.”

and

“I’m waiting because I think I know where mortgage rates are going.”

One is planning.

The other is forecasting.

For buyers and sellers, I’d rather build the decision around the things we can actually evaluate:

Your budget.
Your timeline.
Your goals.
The house.
The numbers available today.

And for Realtors, this is the conversation I’d have when a buyer tells you they are “waiting on rates.”

Don’t try to predict the market for them.

Help them identify what would actually make them ready to move forward.

Because the perfect rate usually becomes obvious only after it’s already gone.

: : Meet Magnolia : :The kids have been asking for quite some time now if we could get another dog. Little did they know...
09/10/2026

: : Meet Magnolia : :

The kids have been asking for quite some time now if we could get another dog.

Little did they know that we had been planning on getting them one for a few months now. Needless to say, the kids are extremely excited to finally have another dog.

A little rain never hurt anybody! Tigers looked GOOD this weekend against Clemson, hopefully they can carry that energy ...
09/07/2026

A little rain never hurt anybody!

Tigers looked GOOD this weekend against Clemson, hopefully they can carry that energy through the rest of the season.

GEAUX TIGAHS!

Address

100 Asma Boulevard Suite 100
Lafayette, LA
70508

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Website

,

Alerts

Be the first to know and let us send you an email when Ory Comeaux -CrossCountry Mortgage posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category