Presena Brooks

12/24/2025

😂😂😂

12/19/2025

Looking Forward To My Favorite Time Of The Year On Dec 21st When The Sun Moves Into Capricorn!! ♑️ 🐐

12/19/2025

It’s Just That Easy! 🏡🌞

Your journey to homeownership starts here! From finding a KHC-approved lender to exploring down payment assistance and closing the deal, this checklist is your roadmap to the keys.

12/17/2025

Dreaming of homeownership but worried about the down payment? KHC’s Down Payment Assistance program offers up to $12,500 to help make it happen. Talk to your KHC-approved lender today and take the next step toward your new home!

Learn more about KHC programs at https://ow.ly/UgGh50X16MB.

12/16/2025

2026 Is Going To Be The Best Year Ever!

From a party at Fourth Street Live!, to fireworks at Kentucky Kingdom and golf at Topgolf, here are 32 New Year's Eve parties around Louisville: https://tinyurl.com/3pxn9z6p

12/16/2025

November’s numbers show rising inventory and steady home values across our region!

➡️ Buyers: more choices
➡️ Sellers: values remain solid

Check out this week's Realtor Direct for the full November report!

12/15/2025

🎯🎯🎯

🗣 IMPORTANT information to get your affairs in order‼️

💰Make sure all bank accounts have direct beneficiaries. The beneficiary need only go to the bank with your death certificate and an ID of their own.

🏡 TOD = Transfer On Death deed if you own a home. Completing this document and filing it with your county saves your heirs THOUSANDS. This document allows you to transfer ownership of your home to your designee. All they need to do is take their ID and your death certificate to the county building and the deed is signed over. Doing this will avoid the home having to go through probate.

👨‍👩‍👧‍👦Living Will: Allows one to put in writing exactly what you want done in the event you cannot speak for yourself when it comes to healthcare decisions as well as other final decisions.

👩🏽‍⚖️Durable Power of Attorney: Allows one to designate a person to make legal decisions if you are no longer competent to do so.

🏥Power of Attorney for Healthcare: This document allows one to designate someone to make healthcare decisions for them.

🛍Last Will and Testament: Designates to whom personal belongings will go to.

🪦Funeral Planning Declaration: Allows one to say exactly one’s wishes as far as disposition of the body and the services.
If the above documents are done, you can AVOID probate.
If all the above is not done, you have to open an estate account at the bank. All money that doesn’t have direct beneficiaries goes into this account. You have to have an attorney to open the estate account. The attorney also has to publicize your passing in the newspaper or post publication at the county courthouse, to allow anyone to make a claim on your property. - It’s a complete PAIN.

📚 💳Make a list of all banks and account numbers, all investment institutions with account numbers, lists of credit cards, utility accounts, etc. Leave clear instructions as to how and when these things are paid.
Make sure heirs know where life insurance policies are located. 📂

📝Make 100% sure SOMEONE knows your Apple ID, bank ID account logins and passwords!

🚗 Make sure you have titles for all vehicles, campers, etc!
Set up a TRUST for intended beneficiaries, especially those that are too young, and appoint a trustee of said trust.
MOST IMPORTANTLY!!!! - Talk with those closest to you and make all your wishes KNOWN. Talk to those whom you’ve designated, as well as those close to you whom you did not designate. - Do this to explain why your decisions were made and to avoid any lingering questions or hurt feelings.

⚡️Hope this helps!

⚡️Hope this lights a spark to encourage all your friends and family to take care of these things to make it easier for those we all leave behind!
My hope is that the above list at least helps you start an important conversation with your loved ones...

❤️REPOST, LIKE & SHARE-it’s a very necessary conversation

Pictured(LADY JUSTICE)

12/14/2025

I Hate The Winter Time! 😭

12/13/2025

😍😍😍

12/12/2025

🎁 Happy Holidays 🎁

Give The Gift That Last Forever : HOMEOWNERSHIP

Please Think About Me For All Of Your Real Estate Needs!

This Is A JUDGE-FREE ZONE‼️‼️

🏡 Buying Real Estate
🏡 Selling Real Estate
🏡 Planning Ahead
🏡 Probate | Estate
🏡 Credit Repair
🏡 Finding A Loan Officer
🏡 Title | Liens | Loan Modifications
🏡 Needing A Good Home Inspector
🏡 DownPayment Assistance

If I Don’t Know The Answer, I Will Find Out For YOU!! 💫🤞🏾💥

PresenaSellsLuxuryHomes
Canfield Realty & Development
📲(502)296.9335
📲[email protected]