Raymond Underwood

Raymond Underwood I Utilize my experience and expertise in real estate to represent my sellers and buyers with competence and provide the highest level of customer service.

my goals are simple: they are yours!

Ranked: Housing Costs in Every U.S. State in 2026It's always interesting to see how housing costs stack up across the co...
09/20/2026

Ranked: Housing Costs in Every U.S. State in 2026
It's always interesting to see how housing costs stack up across the country. For anyone navigating their next move, the numbers can be eye-opening—Hawaii tops the list at 302.4, while Oklahoma comes in lowest at 66.9. States like Massachusetts, D.C., California, and New York are on the pricier side, while the South and Midwest tend to offer more affordable options. As someone who works every day with Connecticut buyers and sellers, I know how important it is to understand where our market fits into the bigger picture. If you’re curious about how Connecticut compares or just want to talk local trends, I’m always happy to share insights.


https://www.roomvu.com/agent-news/ray-24/1963672-Ranked%3A-Housing-Costs-in-Every-U.S.-State-in-2026

NAHB Builder Confidence Rises to 35 in August 2026Builder confidence is on the rise, with the August 2026 Housing Market...
09/19/2026

NAHB Builder Confidence Rises to 35 in August 2026
Builder confidence is on the rise, with the August 2026 Housing Market Index ticking up to 35. While this is progress, it's important to note the market still faces challenges like high borrowing costs, rising construction expenses, and shifting demand. For those interested in single-family homes, 35% of builders are currently reducing prices by about 6% to encourage sales. The Midwest is seeing the most momentum, while the South and West are moving at a slower pace. As your local Connecticut REALTOR, I stay on top of these trends to help you navigate the market with confidence—whether you're planning to buy, sell, or just want to understand what these shifts might mean for your next move.


https://www.roomvu.com/agent-news/ray-24/1937344-NAHB-Builder-Confidence-Rises-to-35-in-August-2026

09/19/2026

Raymond was very nice and helpful to us! We highly recommend him to others! We are so happy to have...
Let’s connect and talk about the latest insights in the industry!

Understand Key Factors Driving the Real Estate MarketThe real estate market is influenced by a mix of factors—demographi...
09/18/2026

Understand Key Factors Driving the Real Estate Market
The real estate market is influenced by a mix of factors—demographics, interest rates, economic cycles, and government policies all play a role. These elements impact everything from property demand to mortgage costs, home values, and even investment returns. As someone who is deeply invested in our Connecticut communities, I keep a close eye on these trends so I can guide my clients through every step of their home journey. Whether you’re considering buying, selling, or just want to better understand our local market, staying informed is key to making confident decisions.


https://www.roomvu.com/agent-news/ray-24/1946596-Understand-Key-Factors-Driving-the-Real-Estate-Market

09/17/2026

US Confidence Hits Seven-Mo Low
Noticing a shift in confidence across the US lately? In Mid-Q3, while many Americans felt a bit more secure about their immediate situation, their outlook for income, business, and jobs in the coming months grew more cautious. The present-conditions index rose by about 7 points to 121, but expectations slipped by 6 points to 68—dipping below a level that’s often watched for signs of recession risk. Early in Q3, employers cut 23,000 jobs and unemployment ticked up to around 4%, mostly due to fewer people participating in the workforce, rather than an uptick in hiring.

Even with these softer confidence numbers, expectations around homebuying stayed resilient—rising slightly in Mid-Q3. About 61% still expected interest rates to increase. With policymakers holding rates steady and markets not expecting much short-term relief, it looks like borrowing costs will likely remain high through the end of the year. As a local Connecticut REALTOR, I’m always watching these trends to help guide my clients through the current market landscape—whether you’re considering buying, selling, or just keeping an eye on what’s next.

09/16/2026

More Homes Hit the Market as Demand Cools
Lately, we’ve seen a subtle shift in the national real estate landscape—something many of you have been feeling locally as well. Over the four weeks ending August 23, new listings across the US increased by 0.4%, and total homes for sale rose by 0.5%. That’s the highest inventory we’ve seen since early spring. Yet, despite this boost in available homes, pending sales dipped 1.1% to a six-month low. High prices and mortgage rates hovering around 7% (a 13-month high) are giving many buyers pause, even as the median sale price pushes up 1.9% year-over-year to just over $400,000.

For those actively searching, this environment could be a real advantage: more listings, less competition, and greater opportunity to negotiate on price or concessions, especially for homes that have been on the market for several weeks. As a REALTOR here in Connecticut, I always encourage realistic pricing—today’s market rewards thoughtful strategy over chasing last year’s numbers. If you’re curious about how these trends are playing out in our community, I’m always here to share insights or answer your questions.

09/15/2026

NAHB Highlights Growing Homeownership Demand Amid Rate Changes
As someone who helps Connecticut families find the right home, I’m seeing firsthand how rising mortgage rates and home prices are creating new challenges. Recent data shows median-income buyers now need to devote 34% of their earnings to cover a new mortgage, while low-income families may need to spend as much as 67–71%. In certain metro areas, that number climbs over 50%. With a housing shortage of 1.2 million units, it’s no wonder so many are feeling the strain. Navigating these shifts isn’t easy, but understanding where you stand is the first step to making informed decisions about your next move.

09/15/2026

US Luxury Home Sales Vary Widely
Luxury home sales across major US metros show just how varied—and impressive—today’s top-tier real estate can be. Recent data reveals transactions ranging from $3.7M all the way up to a remarkable $130M. Some of the nation’s most competitive markets saw fifth-place sales that still exceeded $10M, a testament to both depth and demand at the highest levels. Interestingly, one market stood out for its tight price range, with its five priciest deals falling between $24M and $40M. These figures reflect only publicly marketed properties, so private sales may reach even higher. As someone passionate about helping clients navigate the Connecticut market, I always keep an eye on these national trends—they set the tone for what’s possible here at home.

America's Best Buyer's and Seller's Markets, Ranked by ZIP CodeCurious about which neighborhoods give buyers or sellers ...
09/13/2026

America's Best Buyer's and Seller's Markets, Ranked by ZIP Code
Curious about which neighborhoods give buyers or sellers the upper hand? A recent analysis of over 6,000 ZIP codes highlights just how much local market conditions shape your real estate experience. From supply levels to sale-price ratios and average time on market, each area tells its own story. As someone who lives and works right here in Connecticut, I keep a close eye on these trends to help my clients make confident decisions—whether you’re looking to buy, sell, or simply understand what’s happening in your community. If you ever want to chat about what these numbers mean for your own plans, I’m always happy to share local insights.
https://www.roomvu.com/agent-news/ray-24/1944838-America%27s-Best-Buyer%27s-and-Seller%27s-Markets%2C-Ranked-by-ZIP-C

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185 Plains Road #101e
Milford, CT
06461

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