Cindy Larussa, REAgent

Cindy Larussa, REAgent Real estate agent since 2012 Moving Friends forward.🏠 Resourceful with helping you with all aspects of your purchase.

Through dedication to being an expert in my field, I place my client’s needs before any personal gain and you can be assured you’re in good hands, when I represent you. Lender referral to get your the best deal and get your contract to the closing table. Insurance referral to help with your mortgage companies request for insurance binder, Inspector referral for the best inspection of the property you want to purchase. Home warranty added to your contract to help with pre-owned equipment. New Home purchase and Lender requirements can be tricky, let me help guide you. Selling a property can be stressful, Let me represent your property and you. If you need to buy, sell, or lease, my clients will receive constant contact and you are personally considered my #1 priority. Having lived in Arlington TX for over 30 years. I attended school and married and raised two successful sons. I have been a Business owner with Tony Larussa “the other Tony Larussa” of Kings Roofing and Siding in Arlington since 1989 (with a A+ BBB membership) serving as sales coordinator and finance manager. Consumer Protection TREC information
https://drive.google.com/file/d/1OGSvouUz3JhHUbLUs-b0HN-DTUvZ3iaD/view?usp=sharing

Information about Brokerage Services
https://drive.google.com/file/d/1iruhB1L6N0pn0Y7SQHd57TCtfBixVNRU/view?usp=sharing

09/20/2026

How to Save $500 by Avoiding Extra Real Estate Fees
If you’re planning to buy or sell a home, it’s worth knowing that U.S. homebuyers are footing the bill for about $2 billion in undisclosed 'junk fees' each year—sometimes adding anywhere from $400 up to $2,500 to a single transaction. These extra charges, often labeled as administrative or processing fees by brokerages, can be especially tough for first-time buyers to spot and understand. Over the years, working as a residential specialist here in Mineola, I’ve seen how confusing closing costs can be and why transparency matters so much. I always encourage clear, upfront communication about every fee involved, so clients know exactly what they’re paying for—no surprises along the way. Staying informed is your best tool for a smooth home buying or selling experience.

Home Warranties: Smart Ways to Protect Your AppliancesAs more homeowners in Mineola are upgrading with smart appliances,...
09/19/2026

Home Warranties: Smart Ways to Protect Your Appliances
As more homeowners in Mineola are upgrading with smart appliances, I’m seeing questions come up around how these tech-savvy features fit into home warranty plans. While smart appliances can bring a lot of convenience to daily life, their Wi-Fi and software components often aren’t covered by standard home warranties—and repairs on these features can be costly. If you’re considering a purchase or already have smart appliances, it’s important to look closely at what your warranty actually covers and whether you’ll need to add extra protection for those smart features. Having helped many clients navigate these details since 2012, I always recommend double-checking the fine print before counting on your plan.


https://www.housing-trends.com/agent-news/cynthia-jane-larussa/1952402-Home-Warranties%3A-Smart-Ways-to-Protect-Your-Appliances

What Buyers and Sellers Should Expect to Pay at ClosingWhen it comes to closing on a home in Mineola, understanding the ...
09/18/2026

What Buyers and Sellers Should Expect to Pay at Closing
When it comes to closing on a home in Mineola, understanding the full scope of closing costs is essential—whether you’re buying or selling. Over my years as a real estate agent, I’ve helped clients navigate everything from commissions and title insurance to taxes, inspections, and those sometimes surprising prepaid expenses. Some costs are set in stone, like taxes, while others can be discussed or negotiated. Each side—buyer and seller—takes on different expenses, and it’s important to know which are yours. My goal is always to make sure you’re prepared for each step, so nothing catches you off guard at the closing table.


https://www.housing-trends.com/agent-news/cynthia-jane-larussa/1966854-What-Buyers-and-Sellers-Should-Expect-to-Pay-at-Closing

09/17/2026

What Smaller U.S. Homes Could Mean for Buyers
In the past decade, I’ve watched new single-family homes in the U.S. shrink from an average of 2,700 sq-ft to 2,400 sq-ft—even as the price per square foot jumped nearly 72%. By 2025, one in four new homes sold will measure under 1,800 sq-ft, a notable shift from about one in six just ten years ago. Meanwhile, larger homes over 3,000 sq-ft are becoming less common, dropping from roughly one-third of sales to about one in five. Builders are adapting with smaller floor plans to help balance the rising costs of land, labor, and materials, which has been crucial as mortgage rates hover around 6%–7%. For first-time or budget-conscious buyers, these smaller homes can make the upfront down payment and monthly expenses more manageable—even if the higher price per square foot still keeps housing prices elevated. As someone who’s been helping Mineola families navigate these changes since 2012, I see how these trends open doors for many buyers, even as the market evolves.

09/16/2026

Three U.S. Housing Signals for September
September brought some important signals for our U.S. housing market, and I’m seeing these play out firsthand here in Mineola. Pending home sales just dipped year-over-year for the first time in eight months, as higher borrowing costs have started to slow buyer enthusiasm. Contract signings also cooled, homes are now taking about 60 days to sell, and mortgage rates have risen from around 6% in late Q1 to the upper-6% range. Buyers are starting to regain a bit of leverage: the median list price eased to $424,500, nearly 20% of listings saw price cuts, and delistings dropped compared to last year, while active inventory is up roughly 4%. Still, even with more homes on the market, national inventory remains about 11% below pre-pandemic norms—so the underlying shortage is far from over, despite some buyer hesitation. Lately, I’ve been keeping a close eye on seller delistings, pricing strategies, and how different regions are reacting as everyone adjusts to these firmer borrowing costs. Every market shift is also a new opportunity to navigate wisely.

09/15/2026

Why Exterior Upgrades are a Smart Investment for Homeowners
As someone who’s helped families buy and sell homes in Mineola since 2012, I’ve seen firsthand how exterior upgrades can make a world of difference. Simple changes like updating garage doors, adding stone veneer, replacing front doors, new siding, or creating inviting outdoor spaces do more than just boost your home’s curb appeal—they also increase energy efficiency, strengthen security, and, most importantly for many homeowners, can deliver returns over 200%. Investing in your home’s exterior isn’t just about looks; it’s a smart move that can pay off when it’s time to sell.

09/14/2026

Short Sales Can Leave Mortgage Debt
Short sales are a unique option for homeowners facing tough financial situations, and I’ve seen firsthand how they can impact both sellers and buyers here in Mineola. In a short sale, if a property sells for less than what’s owed on the mortgage, the lender receives the proceeds and must approve the sale. Sometimes the lender forgives the remaining balance, but other times they may require repayment of some of the difference. The process is often detailed and can stretch over several months, requiring documentation of financial hardship and a solid offer from a buyer. Before considering a short sale, it’s wise for owners to talk to their lender about alternatives like loan modifications or new payment plans—sometimes there’s help available through private mortgage insurance as well. For buyers, short sales can mean lower prices, but homes are typically sold as-is, and there can be significant delays waiting on lender approval. A thorough inspection is always important. While short sales tend to have less impact on credit than foreclosures, and some sellers may even qualify to purchase another home sooner, it’s essential to understand every step. Since 2012, I’ve worked with many local families navigating options like these, always with the goal of finding the right fit for their needs.

09/13/2026

Cities with the fastest-growing home prices in the Tyler metro area
As someone who’s been guiding clients through the Tyler and Mineola real estate markets since 2012, I’ve seen how quickly home prices can shift. Right now, the Tyler, TX area is experiencing a bit of a change: while mortgage rates have climbed, home values are holding steady between $167,334 and $347,659. Over the past five years, we’ve seen increases from 5.3% up to 29.0%, but in the past year, some areas have even dipped by as much as 2.4%. These numbers reflect how dynamic our local market can be. Whether you’re thinking about buying or selling, understanding these trends is key to making smart decisions.

Inventory Tightens as Homes Move Faster in West, TXI've been closely watching the trends in our region, and right now in...
09/12/2026

Inventory Tightens as Homes Move Faster in West, TX
I've been closely watching the trends in our region, and right now in West, TX, homes are moving off the market at a brisk pace and available inventory is tightening. This kind of competitive summer market reminds me how crucial it is for buyers and sellers to have a clear plan—and a sharp strategy. With years of experience in residential real estate and a commitment to staying on top of shifts like these, I know how important timing and preparation are for anyone hoping to make a move in today’s environment.


https://www.housing-trends.com/agent-news/cynthia-jane-larussa/1933377-Inventory-Tightens-as-Homes-Move-Faster-in-West%2C-TX

09/11/2026

List Prices Climb in China, TX: Seller Confidence Grows
This summer, we've seen list prices surge in China, TX—clear signs that sellers are feeling confident and home values are on the rise. As someone who’s dedicated to understanding our local market trends, I always watch these shifts closely. Drawing on my experience since 2012, I know that changes like these can impact not just sellers, but buyers planning their next move. If you want to talk about what this means for your own real estate plans, I’m always here as your Mineola area specialist.

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Mineola, TX

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