Terry Matheus - Regency Real Estate Brokers

06/05/2026

Your informed agent keeping you informed

The Mid-Year Housing Market Update: Why Forecasts Changed in 2026

The housing market hasn’t rebounded as quickly as experts originally hoped. But that doesn’t mean it’s stalled.

Higher inflation and lingering economic uncertainty caused economists to revise their forecasts for this year. But importantly, when those two things settle down, many experts believe the market will regain its momentum.

So don’t see this revision in forecasts as a sign of trouble. See it as a temporary reaction to overall conditions and uncertainty.

If you want to know what’s happening in our local market, and what it could mean for your plans for the rest of this year, let’s connect.



Message me if you would like to talk. Terry Matheus, 949-295-5105 Regency Real Estate Brokers | Owner|Broker | DRE01014792

If the housing market feels confusing right now, you’re not alone.

06/03/2026

Your informed agent keeping you informed

What Waiting To Buy a Home Could Cost You

Stuck deciding whether to buy now or wait? Waiting too long could cost you a sizeable nest egg. Buying your first home at 30 (instead of 40) could give you $119,000 more in net worth by age 50. Wondering if now’s your moment? Let’s chat. 



Message me if you would like to talk. Terry Matheus, 949-295-5105 Regency Real Estate Brokers | Owner|Broker | DRE01014792

06/01/2026

Your informed agent keeping you informed

What Most Veterans Don't Know About Their VA Home Loan Benefit

VA home loans can put homeownership within reach, and a trusted lender can help make sure you understand the details before you move forward. If you’re active duty, you’ve served, or know someone who has, connect with a trusted lender who can walk you through whether you’d qualify and what the VA benefit offers. You may be able to buy a home sooner than you thought.



Message me if you would like to talk. Terry Matheus, 949-295-5105 Regency Real Estate Brokers | Owner|Broker | DRE01014792

Nearly half of Veterans (49%) feel homeownership is currently out of reach, according to a recent survey from NewDay USA.

05/29/2026

Your informed agent keeping you informed

The Real Reason Some People Are Still Moving Right Now

Life changes. Priorities shift. Families grow. Kids move out. Careers evolve. And eventually, the house you’re in may stop fitting the life you’re living.

If that’s been weighing on you lately, let’s talk through what your options could realistically look like today, no matter where rates or prices are.

Life can’t always wait for perfect market conditions. Maybe you don’t have to either.



Message me if you would like to talk. Terry Matheus, 949-295-5105 Regency Real Estate Brokers | Owner|Broker | DRE01014792

You may be telling yourself you’re going to wait to move – maybe you’re hoping mortgage rates will come down, prices will fall, or the market will feel a little easier.

05/27/2026

Your informed agent keeping you informed

You’ve probably heard of the Veterans Affairs (VA) home loan. But do you know what it offers?

In a recent survey, 68% of Veterans didn’t know they may be able to buy a home with zero money down. 77% didn’t know PMI isn’t always required.

Many also have no idea they may be able to count their Basic Allowance for Housing (BAH) and Basic Allowance for Subsistence (BAS) as income.

Any of those VA loan benefits could make homeownership more achievable than you realize.

If you’ve served (or know someone who has), get in touch with a trusted lender for more information on VA home loan options and what you may qualify for.



Message me if you would like to talk. Terry Matheus, 949-295-5105 Regency Real Estate Brokers | Owner|Broker | DRE01014792

05/25/2026

Your informed agent keeping you informed

Now might be a smart time to look at newly built homes.

Builders are motivated to keep their inventory moving, so they’re offering incentives like mortgage rate buydowns and closing cost help to draw in buyers.

It also means they may be more flexible on price. In fact, the median price for newly built homes just hit a five-year low for this exact reason.

Builder perks and lower prices? That’s a combo worth paying attention to.

DM me to talk through what’s available in our area and which builders are offering the best incentives today.



Message me if you would like to talk. Terry Matheus, 949-295-5105 Regency Real Estate Brokers | Owner|Broker | DRE01014792

05/22/2026

Your informed agent keeping you informed

Newly Built Home Prices Hit a 5-Year Low

Builder incentives and lower new home prices are working to your advantage in a way they haven't in years. Want to see what's available in your area and what kind of deal a builder may be willing to make? Let's connect.



Message me if you would like to talk. Terry Matheus, 949-295-5105 Regency Real Estate Brokers | Owner|Broker | DRE01014792

If you’ve always assumed a newly built home is just not in your budget, you should know the math just got a little friendlier.

05/20/2026

Your informed agent keeping you informed

Record High Mortgage Debt Sounds Scary. Here’s What the Headlines Leave Out.

Record mortgage debt makes for a scary headline. But context matters.

Equity is near an all-time high, home values have surged, and the vast majority of homeowners are in a position of real financial strength. The conditions that made 2008 a crisis simply don't exist right now.

If you're wondering what all of this means for your situation, whether you're thinking about buying, selling, or just trying to make sense of the market, reach out anytime. No pressure, just answers.



Message me if you would like to talk. Terry Matheus, 949-295-5105 Regency Real Estate Brokers | Owner|Broker | DRE01014792

You may have seen the headlines lately about mortgage debt in America hitting a record high.

05/15/2026

Your informed agent keeping you informed

The Pricing Mistake That Could Cost You Your Sale

A lot of homeowners think they can list high now and negotiate later, but that’s a mistake that costs them. And it’s the reason only 4 out of every 10 sellers are getting their asking price or more.

If you want to be in that group, it starts with getting the price right from day one.

Let’s connect so we can make sure you are.



Message me if you would like to talk. Terry Matheus, 949-295-5105 Regency Real Estate Brokers | Owner|Broker | DRE01014792

Most sellers come into the market with one number in mind. And it’s often the one that costs them the most.

05/13/2026

Your informed agent keeping you informed

Could Co-Buying Be the Answer for Some First-Time Buyers?

Affordability challenges are real, but they don't have to mean waiting indefinitely. Co-buying is helping some first-time buyers stop waiting and start putting down roots.

If you're curious whether it could work for your situation, let's talk. Reach out today and let's figure out your path to homeownership together.



Message me if you would like to talk. Terry Matheus, 949-295-5105 Regency Real Estate Brokers | Owner|Broker | DRE01014792

For a lot of would-be first-time buyers, affordability is the thing that’s standing in the way.