Joy Gallagher, Realtor

09/17/2026

Interesting article.

Key takeaways: The median household income in the U.S. hit a record $87,460 in 2025, giving homebuyers a rare affordability boost despite high

07/18/2026

05/16/2026

Set in the Village of Washingtonville, this well-maintain...

05/11/2026

05/11/2026

Give home buyers something to think about!...

Key takeawaysMost mortgages are built to be sold to investors soon after they are made, which requires standardized terms so lenders can recycle funds

04/18/2026

FHA is a great loan for first time home buyers.

Buying the home is only the FIRST STEP! https://www.fha.com/fha_article?id=4228

04/18/2026

Something to think about...

Baby Boomers remained the largest generational group of home buyers this year, while the share of first-time buyers fell to the lowest level on record, according to the 2026 Home Buyers and Sellers Generational Trends report from NAR.
https://www.nar.realtor/newsroom/baby-boomers-remain-largest-share-of-home-buyers-as-first-time-buying-falls-to-record-low

04/16/2026

Let's buy and sell some houses friends!

Key takeawaysMortgage rates fell for a second straight week, with the 30-year fixed-rate averaging 6.3% and the 15-year at 5.65%, according to Freddie

03/25/2026

Things that make you go hmmm.🤔

Key takeawaysMortgage applications fell 10.5% last week, marking a second week of double‑digit declines as rates climbed amid the ongoing conflict in