Summit Home Team / Exp Realty

Summit Home Team / Exp Realty Welcome to the Summit Home Team. Serving your Real Estate needs. Jerry Waltz & Jimmy Rule.

From your Summit Home Team:Sellers Are Cutting Prices To Meet Buyers Where They're AtRight now, sellers are flexible on ...
08/31/2026

From your Summit Home Team:

Sellers Are Cutting Prices To Meet Buyers Where They're At

Right now, sellers are flexible on the price in ways they weren't before. Let’s take advantage of that flexibility.

You may be surprised by what's available – and how willing today's sellers are to work with buyers.



If you have any questions about buying or selling, lets connect!

Thank You!

emails:
[email protected]
[email protected]

Website:
www.yoursummitteam.com

You're scrolling through listings on your phone and everything looks good until you see the price (or the estimated monthly payment). Then you close the app.

From your Summit Home Team:Quick question: what's the one word you'd use to describe this year so far?For a lot of peopl...
08/28/2026

From your Summit Home Team:

Quick question: what's the one word you'd use to describe this year so far?

For a lot of people, it's stressful. And when everything feels shaky, it’s easy to second-guess the move you were ready to make. But the truth is, the housing market is one thing that’s been remarkably stable.

Home prices have been relatively steady for about 4 years now. The number of homes for sale is right about where it was last year (up 2%). And mortgage rates have held in the same general 6-7% range since late 2022.

A steady market comes with a perk. You can actually plan. What works for your budget today probably won’t look all that different in a few months.

You don’t have to wait for things to calm down. The housing market’s already pretty steady. Send me a DM or drop...



If you have any questions about buying or selling, lets connect!

Thank You!

emails:
[email protected]
[email protected]

Website:
www.yoursummitteam.com

From your Summit Home Team:When's the last time someone told you what your house is worth?Not what some online estimate ...
08/24/2026

From your Summit Home Team:

When's the last time someone told you what your house is worth?

Not what some online estimate says. Not what your neighbor's place sold for. What your house is actually worth today.

If you're like most people, it's been years. And that number is worth a second look, especially now because it also tells you how much equity you have.

Data shows homeowners have an average of about $311k of equity today. That’s six figures. Once you sell, you can use that to put more money down or even buy your next house in cash.

So, today’s rates and prices may not be holding you back as much as you think.

If you're even thinking about what's next, let's talk. I’d be happy to do a free equity assessment and show you exactly what you're working with.

The number...

-UpHomebuyer

If you have any questions about buying or selling, lets connect!

Thank You!

emails:
[email protected]
[email protected]

Website:
www.yoursummitteam.com

From your Summit Home Team:Higher Rates Could Actually Help Housing Supply – Here’s How.The number of homes for sale is ...
08/21/2026

From your Summit Home Team:

Higher Rates Could Actually Help Housing Supply – Here’s How.

The number of homes for sale is growing slowly but surely, and that means more options for your move. Want to see what’s available in our area? Reach out, and let's take a look together.



If you have any questions about buying or selling, lets connect!

Thank You!

emails:
[email protected]
[email protected]

Website:
www.yoursummitteam.com

You may have heard the number of homes for sale isn’t growing like it was. And maybe that has you worried you won’t find a home you love when it’s time to make your move.

From your Summit Home Team:Here’s Why Mortgage Rates Are What They Are Right NowThat’s the trade-off with a narrowing sp...
08/17/2026

From your Summit Home Team:

Here’s Why Mortgage Rates Are What They Are Right Now

That’s the trade-off with a narrowing spread. Rates may not be where you want them, but they're better than they could've been. If you want help figuring out what that means for your monthly payment, reach out to a local lender



If you have any questions about buying or selling, lets connect!

Thank You!

emails:
[email protected]
[email protected]

Website:
www.yoursummitteam.com

If you're waiting for mortgage rates to fall a lot before you buy, you may be waiting a while.

From your Summit Home Team:Want to know who's got the upper hand in today's housing market? One number tells you almost ...
08/14/2026

From your Summit Home Team:

Want to know who's got the upper hand in today's housing market? One number tells you almost everything you need to know. It's the months' supply of homes for sale.

If there's fewer than 4 months? Sellers have the advantage.
Between 4-6 months? Buyers and sellers are on equal footing.
More than 6 months? Buyers have the power.

Right now, nationally, this is the most balanced market we've seen in years. But balanced doesn’t mean the market’s the same everywhere.

Some places are already leaning much more toward buyers. Others still strongly favor sellers.

If you're wondering who's got the upper hand where we live, let's talk. I'll show you what the numbers look like in our market and what they could mean for your next move.



If you have any questions about buying or selling, lets connect!

Thank You!

emails:
[email protected]
[email protected]

Website:
www.yoursummitteam.com

From your Summit Home Team:The Case for Putting 20% Down on Your Next HomeSo, no. You don't need to put 20% down to buy ...
08/10/2026

From your Summit Home Team:

The Case for Putting 20% Down on Your Next Home

So, no. You don't need to put 20% down to buy your next home. But you may want to. If your equity puts it within reach, going bigger can lower your costs and make moving more doable than you think – even with today’s rates.
A trusted lender can run the numbers on your financing. And when you want to know what your current house could add to your next down payment, let's talk.



If you have any questions about buying or selling, lets connect!

Thank You!

emails:
[email protected]
[email protected]

Website:
www.yoursummitteam.com

If you’re planning to buy your next home soon, you’ve probably heard the old rule about saving 20% for your down payment.

From your Summit Home Team:Think big investors are snapping up all the homes? The data says otherwise.The largest instit...
08/07/2026

From your Summit Home Team:

Think big investors are snapping up all the homes? The data says otherwise.

The largest institutional investors are now selling more homes than they're buying – and the gap is growing every quarter.

That means those homes are going back on the market for regular buyers. And since big investors tend to own lower-priced homes, a lot of them are right in the range first-time buyers want.

Less competition. More options for you.

DM me and I'll show you what's hitting the market in our area.



If you have any questions about buying or selling, lets connect!

Thank You!

emails:
[email protected]
[email protected]

Website:
www.yoursummitteam.com

Address

115 N Main Street
Morton, IL
61550

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm
Saturday 10am - 5pm
Sunday 10am - 5pm

Telephone

+13096570927

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