05/29/2026
🏡 THINK MORTGAGE RATES ARE HIGH?
HISTORY SAYS OTHERWISE
Since 1971, 30-year mortgage rates have been:
📊 7% - 9% → 27.2% of the time
📊 3% - 5% → 22.2% of the time
📊 5% - 7% → 18.7% of the time
📊 9% - 11% → 16.6% of the time
📊 11%+ → 13.2% of the time
📊 3% or lower → Only 2.1% of the time
The Truth?
The ultra-low rates of 2020-2021 were the exception, not the rule.
Today’s rates are much closer to historical norms, and home prices have adjusted accordingly.
✅ More inventory
✅ More negotiating power
✅ More seller concessions
✅ Opportunities for rate buy-downs
Waiting for 3% rates to return could mean missing out on today’s opportunities.
Home isn’t just a place… it’s your Destini.
Destini Evans
MAG Real Estate
📞 Call or message me to discuss your options.