Sophia Zhengping Qi Lin - Oxford Property Group

Sophia Zhengping Qi Lin - Oxford Property Group Real Estate agent serving New York

04/15/2025

用退税金开启您的购屋之门！
若您今年预计有退税，这正是您充实购屋资金的大好机会！随着平均退税金额上升，现在就是行动的最佳时机！
聰明運用退稅金三大攻略：
*累積購屋頭期款
*支付過戶相關費用
*折抵房貸利率，減輕每月還款壓力
专业团队帮助您
*量身规划储蓄目标
*分析最适购屋方案
每分錢都在為夢想之家鋪路！
現在就聯繫我們，制定專屬購屋策略！ #退税与购屋 #纽约购屋 #纽约买房攻略


04/14/2025

It’s peak homebuying season, and that could mean more competition for you. If you’re ready for a home you”ll love, don’t just hope for the best. Work with an agent who can help you make a strong smart offer that stands out. They know simple strategies boost your chances based on what’s working for other buyers in your area.
What’s one thing you’d want to know before making an offer on a home?

04/11/2025

随着各大机构对美国进入经济衰退的可能性逐步提高，很多人对房价的走势也很好奇？ 经济衰退会导致房价大跌吗？ 房屋抵押贷款利率会下降吗？ #经济衰退与房价 #纽约房价 #抵押贷款

04/09/2025

Retirement: Downsizing for a Dream Life!
Are you ready to turn retirement into the adventure you’ve always dreamed of? With the cost of living soaring 23% in the last five years, it’s crucial to ensure your savings also support your dream retirement. Discover how relocating or downsizing can not only reduce expenses but also provide more time for travel, hubbies, and making memories with your grandkids! Don’t miss out on the opportunity to design your best chapter yet.

There’s a misconception going around that you have to put 20% of the purchase price down when you buy a home. But the tr...
12/20/2024

There’s a misconception going around that you have to put 20% of the purchase price down when you buy a home. But the truth is, many people don’t put down that much unless they’re trying to make their offer more competitive. And if you want to give your savings a boost, look into down payment assistance. There are thousands of programs that offer an average benefit of nearly $17,000. To learn more about loan options or down payment assistance programs, connect with a trusted lender and check out downpaymentresource.com.

Data shows 7 out of 10 prospective homebuyers don’t know the minimum credit score required by lenders or that it varies ...
12/13/2024

Data shows 7 out of 10 prospective homebuyers don’t know the minimum credit score required by lenders or that it varies by lender and loan type. According to Experian, the range is anywhere from 500 to 700 for the minimum credit score. That means you don’t need perfect credit to buy a home. Your credit score is important – but that doesn’t mean it needs to be perfect. Work with a lender to learn more about home loan options that may work for you.

More homeowners are choosing real estate agents to sell their houses – and it’s no surprise why. This market is complex ...
12/09/2024

More homeowners are choosing real estate agents to sell their houses – and it’s no surprise why.

This market is complex to navigate, so you don’t want to try to go it alone.

From pricing your home right to handling the paperwork, having a pro by your side is key.

I’m here to make the process as smooth as possible. DM me if you want to learn more about what I can do for you.

Thinking about selling your house? History shows winter may be your sweet spot. With serious buyers still looking and ty...
12/06/2024

Thinking about selling your house? History shows winter may be your sweet spot.

With serious buyers still looking and typically fewer homes for sale than at other times of year, your house could really stand out.

If you want to get your house listed and take advantage of these perks, DM me.

Most people hit pause on their moving plans during the holidays—but guess what? When the temperature drops, your chance ...
12/03/2024

Most people hit pause on their moving plans during the holidays—but guess what? When the temperature drops, your chance to sell heats up. In fact, your house might be the #1 thing on a buyer’s wish list right now. Ready to make a move? This might just be your season.

Today’s mortgage debt doesn’t mean a housing bubble is brewing. Homeowners today have built up record equity, and it’s n...
11/25/2024

Today’s mortgage debt doesn’t mean a housing bubble is brewing.

Homeowners today have built up record equity, and it’s nearly triple the amount of mortgage debt. This extra cushion gives homeowners more security, making the market much more stable than it was in 2008.

Planning to move in 2025? Now’s the time to get the ball rolling on prep work. And if you want to make sure you’re spend...
11/22/2024

Planning to move in 2025? Now’s the time to get the ball rolling on prep work.
And if you want to make sure you’re spending your time and effort on the right things, you need to lean on a local agent.
DM me for info on what buyers are looking for and what updates have the best ROI in our area.

Wondering why mortgage rates are bouncing around a bit right now?It has to do with what’s happening in the economy, the ...
11/20/2024

Wondering why mortgage rates are bouncing around a bit right now?

It has to do with what’s happening in the economy, the rate of inflation, the market’s reaction to the election, and a whole lot more.

The best thing you can do to navigate the volatility right now is lean on a team of professionals who can keep you up to date on what’s happening and what it means for you.

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5 W 37th Street FL 12
New York, NY
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