Andrew Napoli/Broker Owner

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https://www.dos.ny.gov/licensing/docs/FairHousingNotice_new.pdf

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New York Home Prices Dip but the Market Stays CompetitiveWhile we’re seeing a slight dip in New York home prices, the co...
09/18/2026

New York Home Prices Dip but the Market Stays Competitive
While we’re seeing a slight dip in New York home prices, the competition for properties remains strong. Active listings in the metro area are up by 3.2%, but new listings have actually dropped 1.7%. The median list price sits at $749,000, and about 10.2% of listings have seen price reductions. On average, homes are spending 56 days on the market. As someone who lives and works right here in Staten Island, I know firsthand how these numbers reflect the fast-moving pace and evolving dynamics of our local market.


https://www.roomvu.com/agent-news/andrew-napoli/1970252-New-York-Home-Prices-Dip-but-the-Market-Stays-Competitive

09/17/2026

More Homes Hit the Market as Demand Cools
We're seeing a subtle but important shift in the housing market: over the four weeks ending August 23, new listings across the US rose 0.4% and total homes for sale climbed 0.5%, marking the highest inventory levels since early Q2. Even with more options available, pending home sales dipped 1.1% to a six-month low, largely because high housing costs are still keeping many buyers on the sidelines. The median home-sale price nationally is now up 1.9% from last year, sitting above $400,000, and the average mortgage rate remains near 7%—close to its highest point in over a year. For buyers, this combination of increased inventory and softer demand is creating more opportunities to negotiate, whether that's on price or with seller concessions. Homes that have been on the market for a few weeks are often where buyers find the most leverage. On the other hand, sellers who price realistically—rather than holding out for last year’s numbers—are seeing the best results. Here in Staten Island, I’m seeing these national trends reflected locally, reminding both buyers and sellers that timing and strategy matter more than ever.

09/16/2026

New York Buyers Search Beyond Metro
I've noticed a growing trend among New York buyers: many are expanding their search for new-construction homes well beyond the city limits. As someone who works in Staten Island, I regularly see clients weighing the appeal of newly built properties outside our metro area—drawn by the promise of more attainable prices and a shift in lifestyle. With builders responding to a more price-sensitive market by offering reductions, it's clear that flexible pricing is making these options even more attractive. Experts predict that as these pricing strategies continue, the gap between new and existing home prices could narrow, opening up even more opportunities for New Yorkers willing to look farther afield. It’s all about finding that balance between value and lifestyle, and watching how the market adapts to meet buyers’ needs.

09/15/2026

Cities Where Dave Ramsey’s 25% Housing Rule Still Works
When we look at the 25% housing rule popularized by Dave Ramsey—spending no more than a quarter of your income on housing—it’s clear that in cities like Los Angeles, San Diego, San Francisco, Seattle, and New York, this standard just doesn’t line up with reality. Even with a strong 20% down payment and a 15-year mortgage at 5.82%, median home prices in these major metros are far outpacing what’s considered affordable for most households. For many buyers, this means exploring alternatives like stretching out loan terms, considering homes that need some work, or seeking ways to boost income. Here on Staten Island, I see these dynamics play out every day, and navigating them requires a real understanding of both our local market and your options for making homeownership a reality—even when the old rules no longer fit.

09/14/2026

Three U.S. Housing Signals for September
September’s housing market has been full of signals worth watching. Pending home sales slipped year-over-year, ending an eight-month run of growth, as higher borrowing costs slowed buyer activity. Contracts signed also dipped, homes are taking about 60 days to sell, and mortgage rates have climbed from around 6% in late Q1 to the high-6% range now. Buyers are getting a bit more negotiating room: the median list price edged down to $424,500, about 20% of listings saw price cuts, and there were fewer delistings compared to last year—even as active inventory ticked up about 4%. Still, national inventory is running about 11% below what we’d expect pre-pandemic, underscoring just how tight supply remains, even as some buyers hold back. Right now, many in the industry—including here in Staten Island—are focused on how sellers approach pricing, delisting trends, and whether the gap between different markets will keep shrinking as everyone adjusts to firmer borrowing costs.

09/11/2026

List Prices Climb in Kings County, NY
As someone who keeps a close eye on our neighboring markets, I noticed that list prices in Kings County, NY made a significant jump in July 2026. This uptick is a strong indicator of the ongoing strength in property values across Brooklyn. Understanding these shifts is key for anyone considering a move or investment in the area. I’m always watching how trends in nearby markets might influence opportunities for buyers and sellers here in Staten Island.

09/10/2026

Start With a Plan, Not a Listing

09/09/2026

U.S. Office Downturn: Where Investors Look
Hybrid work has truly changed the landscape for U.S. office spaces, and as I see in the Staten Island and greater New York area, investors are rethinking their strategies. Rather than sticking with traditional, passive leasing, many are exploring conversions, specialized spaces, and more flexible models that can adapt to shifting needs. Office-to-residential conversions are gaining momentum, especially in areas with strong transit links and amenities—though these projects require careful due diligence given the challenges with floor plates, plumbing, and HVAC. Demand is now focusing on premium spaces and niches like medical offices, labs, and workplaces packed with amenities. Flexible lease models are also on the rise, offering much-needed agility. With lenders becoming more cautious, we may see more distressed sales, so having a robust business plan, alternative funding sources, and a clear strategy for stabilizing or repurposing assets is crucial. The approaches that seem to work best draw on local insight, invest in sustainability and smart-building upgrades, and leverage public incentives. Experts agree: this isn’t a quick turnaround, but rather a multi-year rebalancing for the office sector.

09/07/2026

Expert Tips for Selling Your Home This Fall and Winter
Luxury home sales across the US paint a fascinating picture right now, with major metro areas seeing top deals anywhere from $3.7M all the way up to a remarkable $130M. The highest recorded sale hit that $130M mark, while other notable transactions included $47M, $40.2M, $40M, $21.2M, $19M, $18M, and $17.5M. It’s interesting to note that in four of the most active markets, even the fifth-highest sales were all above $10M, highlighting just how deep the demand runs for luxury properties in those areas. One particular market stood out for its consistency, with the top five sales ranging from $24M to $40M—a tight band at this level. These figures are based on publicly available listings, so private sales and nondisclosure markets might show even more activity behind the scenes. As someone who follows high-end market shifts from New York, I always find these trends offer valuable perspective for buyers and sellers alike.

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