05/27/2026
Common Mortgage Myths Busted š”š”
Thereās a lot of misinformation around mortgages, and they can hold buyers back. Letās clear a few up:
š āThe interest rate is the most important factorā ā It matters, but loan terms, fees, and overall structure also impact the true cost.
š° āYou need 20% downā ā Not always. There are options with lower down payments depending on qualifications.
š āPrequalification = guaranteed approvalā ā Not quite. Itās a helpful first step, but full approval requires a deeper review.
Understanding the full picture helps you make more confident, informed decisions. Letās connect to walk through your options and set you up for succes!