The Davis Team with Fitzgerald Financial

09/14/2026

Many buyers believe they need a 20% down payment to purchase a home, but that isn't always the case.

Depending on the loan program, qualified buyers may be able to purchase a home with much less down than they expect. Understanding your options can help make homeownership feel more attainable.

Ready to explore your homebuying options? Let's talk.

09/13/2026

Choosing a mortgage can feel overwhelming, but understanding your options is the first step toward a confident homebuying experience.

From Conventional and FHA loans to VA financing for eligible buyers, each loan type offers different benefits depending on your financial situation and goals. Taking time to explore your options can help you find the right fit for your homeownership journey.

The right loan is the one that works best for you.

Ready to get started? Reach out today.

09/11/2026

🏠OPEN HOUSE--EASTCHURCH

Come take a look at 940 Lindley Road, Frederick, MD 21701!

⏰2:00 PM- 4:00 PM Saturday September 12th

09/11/2026

New Maryland Mortgage Program Alert!

The Maryland Mortgage Program has launched First Homes for First Responders and Teachers, a new initiative designed to help eligible first-time homebuyers achieve homeownership with greater affordability.

Interested in learning more? Contact me today to see if you qualify for this exciting new homeownership opportunity.

09/04/2026

5.0 star review received on Experience.com for Jovan Davis by Laxmi K - I am very happy with the service you provided during the loan process,so I want to thank you very much for.

Click to see all 179 reviews of Jovan Davis, Mortgage Loan Officer NMLS #1771919

08/28/2026

Expanding your investment portfolio? DSCR loans are becoming a go‑to option for real estate investors looking to grow smarter and faster.

DSCR loans qualify investors based on a property's rental income and cash flow, not personal income-meaning no tax returns, W‑2s, or pay stubs required. With a more streamlined process, loan amounts up to $2 million, and options for purchases, refinances, and even cash‑out refinances, these loans are ideal for both seasoned and first‑time investors (with qualifying criteria).

If your rental income can cover the mortgage payment (minimum DSCR of 1.0), this strategy could help you scale efficiently. Reach out to us to see if a DSCR loan fits your investment strategy.

08/27/2026

Great news for first-time home buyers looking to purchase in Montgomery County! The Montgomery Homeownership Program provides eligible buyers with up to $50,000 in down payment and closing costs assistance. Contact us to learn more and see if you could qualify for down payment and closing costs assistance!

08/26/2026

Exciting news for first-time buyers looking for affordable home loans and down payment assistance in Virginia! Virginia Housing has made the following changes to help make homeownership more accessible. Contact us to learn more!

08/25/2026

Looking to purchase a home in Prince George's County, MD or know someone who is? Up to $50k available for qualified buyers. Contact us to find out if you qualify!

08/25/2026

Our expertise will guide you through first-time buyer programs and low down payment options. Contact us today to pre-qualify and get started on your path to homeownership!