Kim Ryan Homes

Kim Ryan Homes Twin Cities real estate agent with Keller Williams. Twin Cities real estate agent with Coldwell Banker Burnet. Buy or sell with me and get a free stay in Hawaii.

Buy or sell with me and get a free stay in Fort Myers for free
Service You Deserve From a Realtor You Can Trust
Licensed in MN & FL Start your search today! (952) 212-9888

04/25/2026

Are you thinking about prepping your house for sale or maybe you’re dreaming about what your house could be with a few minor updates. Check out the video to get your free tickets to the Twin Cities’s home expo this weekend at the Minneapolis convention center and make your dreams come true

02/01/2026

When you sell a house, what is considered a fixture? What can you take & what can you leave?

When selling your house, the price you choose isn’t just a number it is a strategy.
08/02/2025

When selling your house, the price you choose isn’t just a number it is a strategy.

When selling your house, the price you choose isn’t just a number, it's a strategy. 

04/25/2025

Because real estate is life.

🔥 Just Listed – Updated 3BR/3BA Retreat in West Bloomington! ✅ Top-to-bottom upgrades: roof, HVAC, kitchen & more🛁 Luxe ...
04/18/2025

🔥 Just Listed – Updated 3BR/3BA Retreat in West Bloomington!
✅ Top-to-bottom upgrades: roof, HVAC, kitchen & more
🛁 Luxe primary bath + hot tub on the deck
🌿 Beautiful gardens, rock fountains & sunroom
🚗 Heated garage
❗No basement, but loaded with charm, space & style!

📋 Full update list available – this one’s SO special.
📍8205 Maryland Road 📞 952-212-9888 [email protected]

WHY YOU DON’T WANT TO SKIP YOUR HOME INSPECTION!
04/11/2025

WHY YOU DON’T WANT TO SKIP YOUR HOME INSPECTION!

Why You Don't Want To Skip Your Home Inspection
Blog April 10, 2025
For Buyers Agent

When you finally find the home you want to buy, it’s easy to get caught up in the excitement. You’ve toured the place, imagined your furniture in it, maybe even pictured your morning coffee on the porch. The last thing you want is to slow down the process with more steps or lose out to another buyer’s offer because they skipped their inspection.
But here’s the thing. Buying a home is one of the biggest financial decisions you’ll ever make. And no matter how perfect that house seems, skipping a home inspection is a risk that could cost you a lot more than just time.
What Exactly Is a Home Inspection?
A home inspection gives you a detailed look at the home’s condition, usually after your offer’s accepted but before closing. While what’s covered varies by state, an inspector usually goes over the home’s major systems and structure, including things like the roof, foundation, plumbing, electrical, HVAC, and more.
Why an Inspection Is Worth It
Here’s a quick rundown of some of the biggest benefits of getting an inspection.
• Helps you avoid unpleasant surprises. A house might seem move-in ready, but could have issues you didn’t see during your walkthrough. Knowing about these before closing day is important. That way, you have a better idea of what work may need to be done to the home.
• Gives you negotiating power. Depending on what the inspection turns up, you may want to re-negotiate with the seller. For that, lean on your agent. With their help, you can ask the seller to handle repairs before closing day or provide a credit so you can take care of them yourself.
• Offers you peace of mind. Buying a home is emotional, especially if you’ve been searching for a while. An inspection helps take some of the uncertainty off your plate, so you can move forward with confidence.
A few hundred dollars upfront for the home inspection could save you thousands in surprise repairs later. As the National Association of Realtors (NAR) says:
“Failure to obtain a home inspection could potentially cost you a great deal of money and hassles in the long run.”
Why You Don’t Want To Waive Your Inspection
According to the latest data from NAR, nearly 1 in 4 buyers are waiving (or removing) the inspection contingency when they buy a home. And with spring being peak homebuying season and buyer activity already heating up, you may be thinking about doing that yourself. As Realtor.com points out:
“ . . . if you're in a hot real estate market where homes are getting multiple offers, there might be a temptation to skip an inspection when you really want the house. However, waiving a home inspection comes with sizable risks.”
But skipping the inspection is a gamble that doesn’t necessarily pay off. Just remember, there are other ways to make your offer attractive to sellers, like being flexible with the closing date. Before making an offer, talk to your agent about other ways to get a seller’s attention without sacrificing your peace of mind.
Bottom Line
Even if skipping an inspection sounds like a way to make your offer more competitive or speed things up, it’s risky. It’s not just extra time and documentation, it’s a smart step that protects your wallet, your investment, and your future.
If you could ask a home inspector one question before buying, what would it be? Let me know and I’ll make sure it’s the first thing we bring up.

The Parade of Homes is Right Around the Corner! Why You Need a Realtor When Buying a New Construction Home in Minnesota ...
03/10/2025

The Parade of Homes is Right Around the Corner! Why You Need a Realtor When Buying a New Construction Home in Minnesota & Florida

The Parade of Homes is an exciting time to explore the latest in home design, innovative features, and new construction communities. If you're considering purchasing a newly built home in Minnesota or Florida, you might wonder: "Do I really need a REALTOR if I’m buying directly from the builder?" The answer is a resounding YES!

Here’s why having a real estate professional by your side is crucial when purchasing a new construction home in MN & WI:

1. Representation That Puts You First
When you walk into a model home, the on-site sales agent represents the builder—not you. Their obligation is to sell homes at the best terms possible for the builder (not you). If you hire a real estate professional to represent you, however, they will ensure your interests are prioritized, helping you navigate builder contracts and negotiations.

2. Expert Knowledge of Local Builders & Developments
Minnesota and Wisconsin have a variety of builders with different features, warranties and programs. A local realtor has firsthand knowledge of which builders may have what you're looking for and can guide you to the best communities based on your needs and long-term goals.

3. Guidance Through Builder Contracts
New construction contracts are different from standard home purchase agreements. In MN & WI, builders often use their own custom contracts that likely have clauses favoring them. A realtor is familiar with terms offered by competing builders and helps you navigate the fine print, including timelines, contingencies, and warranties.

4. Ensuring Proper Inspections & Building Standards
Even brand-new homes can have issues. In areas with extreme seasonal weather like Minnesota and Wisconsin, it’s crucial to verify that homes are built well. Your agent can join you during construction meetings and walk-through appointments to help work with your builder to ensure industry standards are understood and met.

5. Assistance with Financing & Incentives
Builders often have preferred lenders, but that doesn’t always mean you’re getting the best deal. In MN & WI, local banks and credit unions often offer competitive loan options, including special programs for first-time buyers. A realtor helps you explore all financing options and helps you obtain favorable terms.

6. Protection During the Closing Process
In Minnesota and Wisconsin, title companies play a critical role in ensuring a smooth transaction. A realtor works closely with these professionals to ensure all necessary documents are in order and that you’re protected from unexpected liens, fees or loopholes.

7. Commissions
You and your agent will agree to a buyer representation fee. In most cases, your agent will be able to negotiate it to be paid by the seller. Before you set out on showings, you should have a strong picture of the fees that you may incur in your home purchase.

Bottom Line
Buying a new construction home is a major investment, and having an experienced Professional in Minnesota or Wisconsin ensures you make the best decision. If you're visiting the Parade of Homes and considering a new build, don’t go it alone—partner with a trusted local real estate professional to guide you every step of the way.

Have questions about buying a new construction home in MN or FL? Contact me today—I'm always here to help!

Housing Inventory is Increasing, Buyers Have More Choices, Are Seller Concessions an Option For You To Consider to Offer...
02/21/2025

Housing Inventory is Increasing, Buyers Have More Choices, Are Seller Concessions an Option For You To Consider to Offer Buyers?

For the past few years, it’s been mostly a seller’s market. But dynamics are shifting as the number of homes for sale grows.

It is a 29 year low in annual home sales. Interest rates can determine if and when the market will change. But what is r...
02/18/2025

It is a 29 year low in annual home sales.
Interest rates can determine if and when the market will change. But what is really interesting is home prices are continuing to rise. The cost to build homes/update homes have increased as well. The lack of inventory on the market has also driven up home valuations. So, is it a good time to buy? You might be buying at the top of the market but you will never buy at the top of the moment. Real estate is a constantly changing market. Buy real estate and give it time.

02/11/2025

The market value of a home 🏡 is determined by several factors:
Location 🌍:
Proximity to schools 🏫, work, shopping 🛍️, and public transportation 🚇 can impact value.
Size 📏: The square footage of the home and lot size 🌳.
Condition 🔧: The home's age, maintenance, and any recent renovations 🛠️.
Comparable Sales 📊: Prices of similar homes nearby that have recently sold 🏠.
Market Trends 📈: The current real estate market, whether it's a buyer's or seller's market 💰.
Economic Factors 💵: Interest rates, inflation, and local economic conditions can all affect home values.

Each of these influences combines to shape the home's final market value!

Curious about your home's value? Let's chat!
Call or DM me at 952-212-9888📞
No obligation..just information from your trusted realtor

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Saint Paul, MN
55124

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