Celebrity Financial Services

Celebrity Financial Services Owner Celebrity Financial Services a dba of Lending House nmls 2141418. Honor, Humility, Hustle, Hospitality and High capacity is the guiding code.

Jack Miller 1650526 full service loan originator for primary residence and investor needs. TEXAS RECOVERY FUND NOTICE: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. C

OMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENTโ€™S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENTโ€™S WEBSITE AT WWW.SML.TEXAS.GOV. Gold Financial Services is a division of AmCap Mortgage, Ltd. (NMLS ID # 129122 โ€“ www.nmlsconsumeraccess.org), an Equal Housing Lender.

06/15/2026

๐Ÿก๐Ÿ“ˆ ๐—ง๐—ต๐—ถ๐—ป๐—ธ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ฐ๐—ฟ๐—ฒ๐—ฑ๐—ถ๐˜ ๐˜€๐—ฐ๐—ผ๐—ฟ๐—ฒ ๐—ถ๐˜€๐—ป'๐˜ ๐—ด๐—ผ๐—ผ๐—ฑ ๐—ฒ๐—ป๐—ผ๐˜‚๐—ด๐—ต ๐˜๐—ผ ๐—ฏ๐˜‚๐˜† ๐—ฎ ๐—ต๐—ผ๐—บ๐—ฒ?

You might be surprised.

One of the biggest misconceptions I hear is that you need perfect credit to qualify for a mortgage. The truth is many buyers can qualify with credit scores much lower than they think.

Don't talk yourself out of homeownership before you know your options.

You may be closer than you realize.

๐Ÿ‘‰ Message me or email at [email protected] and let's see where you stand.

๐Ÿก๐Ÿ˜‚

06/12/2026

๐Ÿก "๐—œ'๐—น๐—น ๐—ช๐—ฎ๐—ถ๐˜ ๐—™๐—ผ๐—ฟ ๐—ฅ๐—ฎ๐˜๐—ฒ๐˜€ ๐—ง๐—ผ ๐——๐—ฟ๐—ผ๐—ฝ..."

Sounds reasonable... until you realize your rent payment is building equity for your landlord, not for you.

Every situation is different, and buying isn't right for everyone. But many people spend years waiting for the "perfect" market while continuing to pay rent month after month.

The question isn't just what the interest rate is today.

The question is: What's the cost of waiting?

๐Ÿ‘‰ Let's compare renting versus buying and see what makes sense for your situation. Shoot me a message or email me at [email protected]

๐Ÿก๐Ÿ˜‚

06/12/2026

๐Ÿก๐Ÿ’ฐ FIRST-TIME HOMEBUYER MYTH ALERT ๐Ÿ’ฐ๐Ÿก

One of the biggest myths I hear is that you need 20% down to buy a home.

The truth is many buyers purchase with as little as 3%, 3.5%, or 5% down, and some programs even offer down payment assistance.

Don't let bad information keep you from exploring your options.

If you've been wondering whether you're closer to homeownership than you think, let's talk.

๐Ÿ‘‰ Comment HOME and I'll show you what it takes to buy in today's market.

๐Ÿก๐Ÿ˜‚

06/08/2026

๐Ÿก Monday Mortgage Market Update

Mortgage rates improved slightly last week, inventory continues to increase, and seller concessions are making a comeback. Buyers have more options, more negotiating power, and more opportunities than we've seen in quite some time.

While rates remain a key factor, they're only one piece of the puzzle. Increased inventory, price reductions, and seller-paid concessions are helping create opportunities for buyers across today's market.

๐Ÿ“ฉ If you're thinking about buying, selling, refinancing, or simply want to understand your options, let's connect.

06/05/2026

๐Ÿค  ๐—•๐˜‚๐—ฏ๐—ฏ๐—ฎ ๐—๐—ฎ๐—ฐ๐—ธ ๐˜€๐—ฎ๐˜†๐˜€ ๐—ต๐—ฒ'๐˜€ ๐˜„๐—ฎ๐—ถ๐˜๐—ถ๐—ป๐—ด ๐—ณ๐—ผ๐—ฟ ๐—ฟ๐—ฎ๐˜๐—ฒ๐˜€ ๐˜๐—ผ ๐—ฑ๐—ฟ๐—ผ๐—ฝ.

Sounds like a smart plan... until you realize rates are only one piece of the puzzle.

What if home prices go up while you're waiting?
What if more buyers jump back into the market?
What if today's seller concessions disappear?

The best time to buy isn't based on headlinesโ€”it's based on your goals, finances, and what's happening in your local market.

๐Ÿก Every buyer's situation is different, which is why it's important to run the numbers before making a decision.

๐Ÿ“ฉ Thinking about buying but unsure whether to wait? Let's talk and see what makes the most sense for you.



๐Ÿ“ฒ Thinking about buying a home?
Let's run the numbers and see what makes sense for your situation.

๐Ÿค  Don't make a Bubba-sized decision without the facts! ๐Ÿก๐Ÿ’ฐ

06/04/2026

๐Ÿก Bubba Jack thought it was still a seller's market... until he looked at what's actually happening.

A lot of buyers are sitting on the sidelines waiting for the "perfect" time to buy. Meanwhile, more homes are hitting the market, sellers are reducing prices, and concessions are making a comeback.

The truth? The market may already be working in buyers' favor more than most people realize.

Before you decide to wait, let's look at the factsโ€”not the headlines.

๐Ÿ“ฉ Send me a message if you'd like to see what's happening in your local market and whether now might be a good time for you to buy.

๐Ÿค 

06/01/2026

๐Ÿ“ˆ๐Ÿก ๐— ๐—ข๐—ก๐——๐—”๐—ฌ ๐— ๐—ข๐—ฅ๐—ง๐—š๐—”๐—š๐—˜ ๐— ๐—”๐—ฅ๐—ž๐—˜๐—ง ๐—จ๐—ฃ๐——๐—”๐—ง๐—˜ ๐Ÿก๐Ÿ“ˆ

Mortgage rates remained relatively stable last week, giving buyers an opportunity to evaluate their options without the volatility we've seen at times over the past few years.

One thing I continue to remind people is that trying to perfectly time the market rarely works. The best time to buy, refinance, or make a move is when it makes sense for YOUR financial situation.

Inventory has improved in many areas, buyers have more choices, and there are still opportunities available for those who are prepared.

If you're wondering what today's market means for you, send me a message and I'd be happy to run the numbers.

Have a great week everyone! ๐Ÿ‘Š
















05/29/2026

๐Ÿก FRIDAY FEATURED ๐Ÿก

This week weโ€™re featuring an incredible luxury home located in the highly sought-after Vintage Oaks community in New Braunfels, TX.

๐Ÿ“1514 Bolognese
๐Ÿ› 4 Bedrooms
๐Ÿ› 2.5 Bathrooms
๐ŸŠ Resort-Style Pool + Outdoor Kitchen
๐ŸŽฌ Detached Casita with Theater Room
๐ŸŒณ Over 1 Acre

This home truly has that Hill Country luxury feel while still being close to everything New Braunfels has to offer.

Open House this Saturday & Sunday hosted by Charlotta Yearwood with eXp Realty.

๐Ÿ“ฒ Charlotta Yearwood
210-906-2470
[email protected]

If you have questions about financing or monthly payments on a home like this, feel free to message me anytime or email me at [email protected].







๐Ÿก๐Ÿ”ฅ

05/25/2026

๐—ช๐—ฎ๐—ถ๐˜โ€ฆ ๐—ต๐—ผ๐˜„ ๐—ถ๐˜€ ๐˜๐—ต๐—ฒ ๐—ฟ๐—ฎ๐˜๐—ฒ ๐—น๐—ผ๐˜„๐—ฒ๐—ฟ?! ๐Ÿค”

Itโ€™s called a 1-0 buydown

๐Ÿ‘‰ And for the next 45 daysโ€ฆ Iโ€™m covering the cost

That means:
โœ” Lower payment in year one
โœ” Less pressure upfront
โœ” Easier for buyers to move now instead of waiting

This has been HUGE for:

Buyers on the fence
Deals that are close but not quite there
Making things actually work in todayโ€™s market

If youโ€™ve been thinking about buyingโ€”or youโ€™re a Realtor with a deal that needs a pushโ€”

๐Ÿ‘‰ Message me and Iโ€™ll run the numbers for you




05/25/2026

๐—ง๐—ผ๐—ฑ๐—ฎ๐˜† ๐˜„๐—ฒ ๐—ฟ๐—ฒ๐—บ๐—ฒ๐—บ๐—ฏ๐—ฒ๐—ฟ ๐—ฎ๐—ป๐—ฑ ๐—ต๐—ผ๐—ป๐—ผ๐—ฟ ๐˜๐—ต๐—ฒ ๐—ฏ๐—ฟ๐—ฎ๐˜ƒ๐—ฒ ๐—บ๐—ฒ๐—ป ๐—ฎ๐—ป๐—ฑ ๐˜„๐—ผ๐—บ๐—ฒ๐—ป ๐˜„๐—ต๐—ผ ๐—บ๐—ฎ๐—ฑ๐—ฒ ๐˜๐—ต๐—ฒ ๐˜‚๐—น๐˜๐—ถ๐—บ๐—ฎ๐˜๐—ฒ ๐˜€๐—ฎ๐—ฐ๐—ฟ๐—ถ๐—ณ๐—ถ๐—ฐ๐—ฒ ๐—ณ๐—ผ๐—ฟ ๐—ผ๐˜‚๐—ฟ ๐—ฐ๐—ผ๐˜‚๐—ป๐˜๐—ฟ๐˜†.

Memorial Day is more than just a holiday โ€” itโ€™s a reminder of the courage and sacrifice that protect the freedoms we enjoy every day.

Please take a moment today to remember those who gave everything for this country and the families who continue to carry that sacrifice with them.

Wishing everyone a safe and meaningful Memorial Day spent with family, friends, and gratitude. โค๏ธ๐Ÿค๐Ÿ’™




Address

84 NE Loop 410
San Antonio, TX
78217

Opening Hours

Monday 9am - 6:30pm
Tuesday 9am - 6:30pm
Wednesday 9am - 6:30pm
Thursday 9am - 6:30pm
Friday 9am - 6:30pm
Saturday 10am - 2pm

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