08/29/2026
Stop letting “I’ll never afford it” keep you out of the San Diego market. Owning a home here is more doable than many buyers realize. 🏡
Here’s a simple budget formula I share with clients:
• Aim to keep your total housing costs (mortgage, taxes, insurance, HOA) around a comfortable portion of your monthly take-home pay.
• Build a “home fund” that covers your down payment, closing costs, and a small emergency cushion so you’re not house rich and cash poor.
Want a game plan tailored to you? Drop “PLAN” in the comments and I’ll send you a simple San Diego-focused budgeting roadmap.