Homes and Loans by Cheryl

09/04/2026

If I were buying my first home in 2026, I wouldn’t try to time the “perfect” market. I’d focus on being prepared. I’d start by understanding what fits comfortably within my budget, getting pre-approved, learning about my loan options, and surrounding myself with a trusted team. The market will continue to change, but being prepared can help you make confident decisions when the right opportunity comes along.

If buying a home is one of your goals this year, I’d love to help you create a plan and understand what your next steps could look like.

09/04/2026

Rates moved higher during the week ending September 4, 2026, due to rising bond yields and expectations of a possible September Fed policy rate hike. SUCCESS® Lending is an Equal Housing Lender.

Enjoy this quick update on what's going on in the housing and financial markets.

09/02/2026

Are you pre-approved and preparing to close on a home?

Try to keep your employment, credit, debts, bank activity, and occupancy plans consistent. Before opening or closing credit, taking out a loan, co-signing, making a major purchase, moving significant amounts of money, or changing how you plan to use the property, contact your loan officer.

Be cautious with closing instructions, too. Independently confirm how and where money should be delivered before sending it.

Link in Comments to learn more about the 10 activities to avoid between mortgage pre-approval and closing.


For general educational purposes only. Mortgage eligibility, terms, documentation, pricing, and approval vary.

08/31/2026

Investment properties can create opportunities for additional income and long-term wealth building. Let’s review financing options and discuss how to position yourself for your next investment purchase.

08/29/2026

Buying your first home is a big milestone, but you don’t have to figure it out alone. From pre-approval to closing day, I’m here to help guide you every step of the way and answer all the questions along the journey.

08/28/2026

Rates improved slightly during the week ending August 28, 2026, despite a report showing stubbornly high inflation. SUCCESS® Lending is an Equal Housing Lender.

Enjoy this quick update on what's going on in the housing and financial markets.

08/27/2026

A pre-approval helps buyers understand their budget and shows sellers you’re serious when it’s time to make an offer. If you’re thinking about buying this year, now is a great time to start the conversation.

08/24/2026

Many buyers think they need perfect credit to buy a home, but that’s not always the case. There may be programs and strategies available to help you move closer to your homeownership goals sooner than you think.

08/21/2026

Rates moved higher during the week ending August 21, 2026, due to pressure from global bond concerns and rising oil prices. SUCCESS® Lending is an Equal Housing Lender.

Enjoy this quick update on what's going on in the housing and financial markets.

08/20/2026

No matter where you are in your journey, every small step counts. Whether you’re preparing to buy now or planning for the future, having a strategy in place can make all the difference.