Homes and Loans by Cheryl

05/29/2026

Rates improved during the week ending May 29, 2026, as markets anticipated a peace deal. SUCCESS® Lending is an Equal Housing Lender.

Enjoy this quick update on what's going on in the housing and financial markets.

05/22/2026

Rates crept higher during the week ending May 22, 2026, as inflation fears continued to drive up bond yields globally. SUCCESS® Lending is an Equal Housing Lender.

Enjoy this quick update on what's going on in the housing and financial markets.

05/01/2026

Rates moved higher during the week ending May 1, 2026, as oil prices rose and the Strait of Hormuz remained closed to commercial traffic. SUCCESS® Lending is an Equal Housing Lender.

Enjoy this quick update on what's going on in the housing and financial markets.

04/29/2026

A lot of people wait to buy because they think they need everything perfect first.

The truth? Most buyers don’t start that way.

What actually matters:
✔ Consistent income
✔ A plan (not perfection)
✔ The right guidance along the way

04/28/2026

Renting feels easy… until you realize you’re paying 100% toward something you’ll never own.

Owning doesn’t mean having everything figured out, it just means getting started.

If buying a home is on your radar this year, I can help you map out what that actually looks like
• What you need saved
• What your monthly could look like
• When the timing makes sense

Let’s build a plan that works for you!

04/25/2026

USDA loans are one of the most overlooked options in today’s market.

They offer:
- 0% down payment
- Affordable monthly payments
- Options in many suburban and rural areas

And here’s the part that surprises most people…many areas qualify that you wouldn’t expect.
If you’re open to location and want to keep upfront costs low, this could be a great fit.

04/24/2026

Buying your first home doesn’t have to feel overwhelming, if you take it step by step.

Here’s where to start:
1. Know your budget (not just what you can spend, but what you’re comfortable with)
2. Get pre-approved before you shop
3. Avoid big financial changes during the process
4. Ask questions, this is new, and that’s okay
5. Work with a team that explains everything clearly

The goal isn’t just to buy a home, it’s to feel confident doing it.

04/24/2026

Rates remained unchanged during the week ending April 24, 2026, as the cease fire in the Middle East helped oil prices hold steady. SUCCESS® Lending is an Equal Housing Lender.

Enjoy this quick update on what's going on in the housing and financial markets.

04/22/2026

If you’ve served, there’s a home loan benefit designed specifically for you.

VA loans offer:
- No down payment options
- No private mortgage insurance (PMI)
- Competitive interest rates
- Flexible qualification guidelines

It’s one of the strongest loan options available, but many eligible buyers don’t realize how powerful it is.

04/20/2026

Not every home needs to be perfect on day one.

If you’ve passed on a house because of outdated finishes or needed repairs… you might be overlooking an opportunity. Renovation loans can allow you to finance both the purchase AND the updates into one loan.

That means:
- Lower upfront costs
- Customize the home to your style
- Build value from the start

The “almost perfect” home might be the right one.

04/18/2026

Spring is one of the busiest (and best) times to buy your first home, but having the right game plan matters more than ever.

If you're thinking about buying, here’s where to start:
• Get pre-approved so you know your numbers
• Understand your monthly payment, not just the purchase price
• Be ready to move when the right home hits

The buyers who win in this market aren’t the ones who wait… they’re the ones who are prepared. I’d love to help you map out your next step and make the process feel simple and clear.