09/13/2026
🏡 BUYERS: WHAT IF WAITING FOR THE “PERFECT MARKET” COSTS YOU THE OPPORTUNITY?
Everyone wants lower rates—but lower rates could also bring more buyers back into the market.
Right now, buyers may have something they haven’t had much of in recent years: LEVERAGE.
📊 Existing-home sales are running around 4 million annually, while inventory has grown to roughly 1.62 million homes / 4.9 months of supply.
That can mean:
✅ More homes to choose from ✅ Fewer bidding wars in some markets ✅ More motivated sellers ✅ Opportunities for price negotiations ✅ Seller credits toward closing costs ✅ Rate-buydown opportunities ✅ Builder incentives on new construction
And remember: you negotiate the PRICE when you buy. You may be able to refinance the RATE later.
If rates eventually fall, millions of sidelined buyers could return—and competition may increase again.
The goal isn't to perfectly time the bottom. It's finding the right home + right price + right financing strategy.
As both a Real Estate Broker and Mortgage Broker, I can help you evaluate both sides.
Rene Enriquez | PMI Elite
