Homes By A Hero

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Seminole, FL
Homes By A Hero

Matthew Halliday is a dedicated Realtor and proud Navy Veteran who served honorably aboard the USS Nimitz for five years.

During his military career, he excelled in high-pressure environments, completing two deployments and three high-profile missions. Your Trusted Real Estate Expert and Navy Veteran
As a seasoned real estate agent with a passion for serving others, Matthew Halliday brings a unique blend of skills, experience, and dedication to the table. With a distinguished background in the U.S. Navy and a Master'

s degree in Digital Forensics, Matthew's journey in the real estate industry has been nothing short of remarkable. After proudly serving his country in the Navy, Matthew decided to pursue his passion for real estate and embarked on a career that allows him to continue making a positive impact on people's lives. His commitment to integrity, professionalism, and client satisfaction has been evident since the inception of his business in 2016. Why Choose Matthew as Your Real Estate Agent?
1. Military Values and Work Ethic: Matthew's military background instilled in him a strong sense of discipline, dedication, and attention to detail. He approaches every real estate transaction with the same level of commitment and precision.
2. Digital Forensics Expertise: With a master’s degree in digital Forensics, Matthew's analytical mindset and problem-solving skills are exceptional. He leverages his technical expertise to provide clients with data-driven insights and a thorough understanding of the market.
3. Client-Centric Approach: Matthew's top priority is always his clients' best interests. He takes the time to understand their unique needs and preferences, ensuring a personalized and stress-free experience throughout the buying or selling process.
4. Extensive Market Knowledge: Having been in the real estate business for several years, Matthew has a deep understanding of the local market dynamics, trends, and emerging opportunities. This knowledge empowers his clients to make informed decisions.
5. Strong Negotiation Skills: Matthew's experience in the Navy, coupled with his background in digital forensics, has honed his negotiation abilities. He diligently advocates for his clients' goals, ensuring they get the best possible deal.
6. Tech-Savvy Marketing: As a digital forensics’ expert, Matthew utilizes cutting-edge marketing strategies to maximize property exposure and attract potential buyers. His online presence and use of innovative technologies set him apart in the real estate industry. When Matthew isn't working hard for his clients, you might find him spending quality time with his family or giving back to the community. He believes in the importance of service, both in his career and personal life. Whether you are a first-time homebuyer, a seasoned investor, or looking to sell your property, Matthew Halliday is the real estate agent you can trust. His unwavering commitment to excellence, combined with his military background and digital forensics expertise, ensures a seamless and rewarding real estate journey for every client. Contact Matthew today at 727-510-2073 to discuss your real estate goals and discover how he can help you achieve them. "From Military Service to Real Estate Success - Your Partner Every Step of the Way!"

09/06/2026

𝗧𝗵𝗲 𝗣𝗿𝗼𝗿𝗮𝘁𝗶𝗼𝗻 𝗦𝘂𝗿𝗽𝗿𝗶𝘀𝗲: 𝗪𝗵𝗲𝗻 𝗣𝗿𝗼𝗽𝗲𝗿𝘁𝘆 𝗧𝗮𝘅𝗲𝘀 𝗮𝗻𝗱 𝗛𝗢𝗔 𝗙𝗲𝗲𝘀 𝗖𝗵𝗮𝗻𝗴𝗲 𝘁𝗵𝗲 𝗖𝗹𝗼𝘀𝗶𝗻𝗴 𝗠𝗮𝘁𝗵
A buyer arrives ready to close, confident that the cash-to-close amount is settled, then notices unfamiliar property-tax and HOA adjustments on the settlement statement. The numbers are not necessarily wrong, but nobody has clearly explained who is paying for which days, bills, or special assessments. Matthew uses this real-world escrow surprise to make prorations understandable without burying listeners in legal or accounting jargon. The episode delivers three practical lessons: how to compare the latest settlement statement with earlier estimates, how to distinguish routine prorations from unpaid balances or special assessments, and which questions to ask the escrow officer, lender, agent, and HOA before signing. Buyers learn how to budget for post-closing bills, while sellers learn how inaccurate records or undisclosed assessments can delay completion. The episode ends with a simple line-by-line review habit listeners can use on any settlement statement before money changes hands.
Join me each day talking about anything Real Estate the good the bad and the ugly

09/05/2026

𝗧𝗵𝗲 𝗞𝗲𝘆 𝗘𝘅𝗰𝗵𝗮𝗻𝗴𝗲 𝗧𝗿𝗮𝗽: 𝗪𝗵𝗲𝗻 𝗖𝗹𝗼𝘀𝗶𝗻𝗴 𝗗𝗼𝗲𝘀 𝗡𝗼𝘁 𝗠𝗲𝗮𝗻 𝗠𝗼𝘃𝗲-𝗜𝗻
Matthew opens with a recent deal in which the buyer’s funds were delivered, documents were signed, and ownership transferred exactly as planned—yet the seller needed several extra days before moving out. A casual promise about “handing over the keys after closing” left everyone unclear about possession, utilities, insurance, access, and what would happen if the seller stayed longer. This episode explains why the closing date and possession date are not always the same. Buyers, sellers, and agents will learn three essential lessons: put every occupancy detail in writing, define responsibilities during any post-closing stay, and create a firm handoff process for keys, condition, and overstay remedies. Matthew also distinguishes a properly documented rent-back or license agreement from an informal favor, while noting that local forms and legal advice may be necessary. Listeners finish with a practical possession checklist they can use before signing.
Join me each day talking about anything Real Estate the good the bad and the ugly

09/04/2026

𝗧𝗵𝗲 𝗡𝗮𝗺𝗲 𝗚𝗮𝗺𝗲: 𝗪𝗵𝗲𝗻 𝗮 𝗦𝗶𝗺𝗽𝗹𝗲 𝗡𝗮𝗺𝗲 𝗠𝗶𝘀𝗺𝗮𝘁𝗰𝗵 𝗗𝗲𝗹𝗮𝘆𝘀 𝗖𝗹𝗼𝘀𝗶𝗻𝗴
A smooth closing suddenly stops when the buyer’s legal name does not match the loan documents, the seller’s deed, or a prior recorded record. In this episode, Matthew shares a front-line escrow story about a seemingly harmless name mismatch that triggered extra documentation, lender questions, and a race against the closing date. He explains three key lessons: why names, marital status, and ownership vesting must be confirmed early; which documents may be requested when a person has changed names, divorced, or is signing through an entity; and how buyers, sellers, and agents can create a simple information checklist before documents are prepared. Listeners will learn what to disclose, whom to notify, and why guessing at a legal name can create delays or recording problems. The episode closes with a practical five-minute document check listeners can use immediately, plus a concise recap of the steps that keep identity details from becoming a closing-day surprise.
Join me each day talking about anything Real Estate the good the bad and the ugly

09/03/2026

𝗧𝗵𝗲 𝗖𝗼𝘃𝗲𝗿𝗮𝗴𝗲 𝗖𝘂𝗿𝘃𝗲𝗯𝗮𝗹𝗹: 𝗪𝗵𝗲𝗻 𝗛𝗼𝗺𝗲 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗧𝗵𝗿𝗲𝗮𝘁𝗲𝗻𝘀 𝘁𝗼 𝗖𝗮𝗻𝗰𝗲𝗹 𝗬𝗼𝘂𝗿 𝗖𝗹𝗼𝘀𝗶𝗻𝗴
A week before closing, a buyer’s insurer refuses to issue a homeowners policy after reviewing the property’s aging roof, electrical panel, and prior claim history. The loan is approved, the movers are booked, and suddenly the closing date is at risk. Matthew uses this true-to-life escrow scenario to show why insurance is not a last-minute checkbox. He breaks down three lessons: verify insurability early, distinguish a quote from a binding policy, and create a documented backup plan when coverage changes or becomes expensive. Listeners will learn which property details to ask about, how insurance requirements can affect lender approval and escrow timing, and how buyers, sellers, and agents can communicate without making unsupported promises. The episode also covers practical options, including additional inspections, competing carriers, policy adjustments, and negotiating a repair or credit when a legitimate property condition is the obstacle. It closes with a simple insurance-readiness checklist listeners can use immediately.
Join me each day talking about anything Real Estate the good the bad and the ugly

09/02/2026

𝗠𝗼𝗻𝗲𝘆 𝗼𝗻 𝘁𝗵𝗲 𝗠𝗼𝘃𝗲: 𝗔𝘃𝗼𝗶𝗱𝗶𝗻𝗴 𝗗𝗼𝘄𝗻-𝗣𝗮𝘆𝗺𝗲𝗻𝘁 𝗗𝗿𝗮𝗺𝗮 𝗮𝗻𝗱 𝗟𝗮𝘀𝘁-𝗠𝗶𝗻𝘂𝘁𝗲 𝗙𝘂𝗻𝗱𝗶𝗻𝗴 𝗙𝗮𝗶𝗹𝘂𝗿𝗲𝘀
A first-time buyer’s closing nearly collapsed when an unexpected "gift" deposit showed up two days before funding. In this episode Matthew Halliday walks listeners through that real-world escrow scare and then breaks down the three essential lessons every buyer, seller, and agent needs when funds change hands. You’ll get a clear, practical checklist for acceptable down‑payment sources, documentation samples for gifts, 401(k) or sale proceeds, and a step-by-step look at timing traps that trip up underwriting. Matthew explains how escrow and title verify funds, when to use holdbacks or alternative funding paths, and how to communicate with lenders to avoid last‑minute delays. The episode ends with three actionable takeaways, a one‑minute pre‑funding checklist you can run before closing day, and a single practical tip listeners can use immediately to keep their deal on track.
Join me each day talking about anything Real Estate the good the bad and the ugly

09/01/2026

𝗔𝗽𝗽𝗿𝗮𝗶𝘀𝗮𝗹 𝗧𝘂𝗴-𝗼𝗳-𝗪𝗮𝗿: 𝗪𝗶𝗻𝗻𝗶𝗻𝗴 𝘁𝗵𝗲 𝗩𝗮𝗹𝘂𝗲 𝗕𝗮𝘁𝘁𝗹𝗲 𝗪𝗶𝘁𝗵𝗼𝘂𝘁 𝗞𝗶𝗹𝗹𝗶𝗻𝗴 𝘁𝗵𝗲 𝗗𝗲𝗮𝗹
A tense closing-day appraisal that comes in far below the contract price can stop a deal cold. In this episode Matthew opens with a real recent escrow where the appraisal landed $40,000 under contract and the buyer, seller, and agent had 48 hours to act. He explains, in clear step-by-step terms, how appraisals are created, the most common sources of mismatch, and three realistic resolution paths: (1) build a targeted appraisal challenge with stronger comps and evidence; (2) structure a negotiated split or contingency that preserves financing and relationships; (3) use lender- and agent-friendly bridge options or repair credits to keep underwriting intact. Listeners get concrete checklists for what evidence to gather, negotiation scripts to use with sellers and loan officers, and a one-minute action plan to deploy when an appraisal lands low. Designed for buyers, sellers, and agents who want to close confidently and avoid costly delays.
Join me each day talking about anything Real Estate the good the bad and the ugly

08/31/2026

New on the Market

08/31/2026

𝗖𝗼𝗹𝗱 𝗙𝗲𝗲𝘁 𝗖𝗹𝗮𝘂𝘀𝗲: 𝗡𝗮𝘃𝗶𝗴𝗮𝘁𝗶𝗻𝗴 𝗕𝘂𝘆𝗲𝗿 & 𝗦𝗲𝗹𝗹𝗲𝗿 𝗕𝗮𝗰𝗸𝗼𝘂𝘁𝘀 𝗮𝗻𝗱 𝗘𝗮𝗿𝗻𝗲𝘀𝘁 𝗠𝗼𝗻𝗲𝘆 𝗗𝗶𝘀𝗽𝘂𝘁𝗲𝘀
Matthew opens with a true story: a buyer backs out three days before closing citing a vague inspection concern, the seller demands forfeiture of earnest money, and the escrow officer is stuck deciding who gets the funds. In this practical, 10-minute monologue Matthew breaks that situation into three actionable lessons every buyer, seller, and agent can use: (1) the legal anatomy of earnest money and common contract contingencies, (2) simple mediation and escrow-handling steps that keep funds safe while the dispute is resolved, and (3) preventive contract language and checklists to reduce the chance of last-minute walkaways. Listeners leave with clear scripts for agents, a short checklist buyers can use before deposit, and a step-by-step flow escrow officers can follow to protect parties and close cleanly.
Join me each day talking about anything Real Estate the good the bad and the ugly

08/30/2026

𝗦𝘂𝗿𝘃𝗲𝘆 𝗦𝘁𝗮𝗻𝗱𝗼𝗳𝗳: 𝗥𝗲𝘀𝗼𝗹𝘃𝗶𝗻𝗴 𝗕𝗼𝘂𝗻𝗱𝗮𝗿𝘆 𝗦𝘂𝗿𝗽𝗿𝗶𝘀𝗲𝘀 𝗧𝗵𝗮𝘁 𝗦𝘁𝗮𝗹𝗹 𝗖𝗹𝗼𝘀𝗶𝗻𝗴𝘀
A buyer shows up to closing expecting keys — and the lender refuses to fund after a new survey reveals a deck and fence crossing the property line and a missing boundary monument. In this focused monologue Matthew walks through that real closing-day scramble and extracts three practical lessons every buyer, seller, and agent can use. You’ll learn when to order and how to read a survey and plat, concrete negotiation options from boundary-line agreements to corrective deeds and escrows, and which title endorsements or survey exceptions lenders accept. The episode includes red-flag checklists to run before offers, scripts to reopen repair or settlement talks without burning bridges, and a closing-ready checklist to keep funding on schedule. At commute length, this episode gives listeners immediate, actionable steps to prevent survey surprises from turning into costly delays.
Join me each day talking about anything Real Estate the good the bad and the ugly

08/29/2026

𝗙𝗶𝗻𝗮𝗹 𝗪𝗮𝗹𝗸, 𝗙𝗶𝗿𝘀𝘁 𝗗𝗲𝗳𝗲𝗻𝘀𝗲: 𝗠𝗮𝘀𝘁𝗲𝗿𝗶𝗻𝗴 𝘁𝗵𝗲 𝗙𝗶𝗻𝗮𝗹 𝗪𝗮𝗹𝗸𝘁𝗵𝗿𝗼𝘂𝗴𝗵 𝘁𝗼 𝗥𝗲𝘀𝗰𝘂𝗲 𝗖𝗹𝗼𝘀𝗶𝗻𝗴𝘀
When a buyer’s final walkthrough found soaked floorboards behind a newly painted baseboard two hours before funding, the closing nearly collapsed. In this episode Matthew Halliday opens with that true escrow-day moment and walks listeners through a focused, actionable approach to the final walkthrough that prevents surprises and protects escrow. You’ll get a clear checklist of what to inspect in the last walk, the realistic negotiation options when problems appear (repairs, credits, documented timelines), and exactly how to coordinate with escrow, the lender, and inspectors to avoid funding delays. The episode closes with a one-minute practical script listeners can use on-site and a recap of the three key takeaways. Practical, non-technical, and aimed squarely at first-time buyers, sellers, and agents who want to finish closings confidently.
Join me each day talking about anything Real Estate the good the bad and the ugly

Address

9170 Oakhurst Road Suite 4
Seminole, FL
33776

Telephone

+17276055001

Website

https://www.isellfl.me/team/matthew-halliday

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