09/04/2026
Your loan type doesn't just affect your rate, it affects your appraisal too. FHA, VA, and USDA appraisals check more than value, they check that the home is safe and sound to live in. And no, a low appraisal doesn't automatically kill your deal, there are options, and an inspection is a completely different report than an appraisal.
If you're buying in Shelby County or Greater Louisville, I'll walk you through exactly what to expect BEFORE you're under contract, not after.
Text, DM or call me to talk about buying, selling, or just ask a question. No pressure, just a plan!