Kimberly Shivers - Heritage One,REALTORS

06/18/2026

Negotiation is one of the most powerful tools you have as a buyer, and failing to use it can cost you. Here's why you should never shy away from negotiation:

✅ You Can Often Get a Better Price 💸
Sellers expect some back-and-forth! A little negotiation on price or terms might save you thousands. Don’t automatically accept the listed price without considering what’s fair for you and your budget.

✅ Leverage Repairs or Credits 🔧
If the home inspection reveals issues, don't hesitate to negotiate repair requests or request a credit toward repairs. You may not want to take on costly repairs yourself, so negotiating these terms can be beneficial.

✅ Ask for Additional Perks or Concessions 🏡
Negotiation isn't just about price. You can also ask the seller for concessions, like covering closing costs or including appliances or furniture in the deal, making the overall value of the home even better.

✅ Be Willing to Walk Away 🚶‍♀️
One of the strongest negotiation tactics is being willing to walk away if the terms aren’t right. If the price or deal doesn’t meet your needs, don't be afraid to step back and look at other options.

✅ Utilize Your Agent’s Expertise 💼
Your agent is there to help negotiate on your behalf! Use their knowledge of local market trends and negotiation strategies to ensure you get the best possible deal.

Negotiation is an essential part of home buying. Don’t leave money on the table – be confident and get the best terms for your dream home!

06/17/2026

Mortgage Term of the Day:
A balloon loan features smaller monthly payments for a set term, but a large lump sum (the “balloon”) is due at the end of that term.

🔹 Lower initial payments
🔹 Large final payment due
🔹 Often used for short-term financing or refinancing

Understanding balloon loans helps you plan your home financing wisely! 🏡💡

06/16/2026

Are you thinking about buying your first home? Check out these tips to help you as your begin your journey!

Buying a home for the first time? NerdWallet has expert advice for every step to homeownership.

06/14/2026

Imagine your perfect backyard view—what does it look like?

06/13/2026

New Listing! Well-Designed Home with Natural Flow Offers Exceptional Living Spaces Throughout. Perfect Choice for a Family Seeking Comfort, Style and Convenience. Great Primary Suite on first floor. Upstairs, a Versatile 2nd Living or Flex Space. Second & Third Bedrooms Share a Full Bath with a Double Vanity. Fourth Bedroom is Conveniently Separate with own Hall Access and Full Bath. Downstairs- Designated Study/Office, Dining Room, Chef’s Kitchen, Cafe Dine Area, Open Living Area with Stone FP, Natural Light Throughout. Finished out 3 car garage with electric outlets. Two 50 gallon water heaters, 2 HVAC units - Natural Gas Heat. 12 Zone Sprinkler System, Wood Fencing, Large Corner Lot, Professionally Maintained Lawn. Many Upgrades and Energy Saving Features. Schedule Your Private Showing Today! MLS ID: 21298195 Kimberly Shivers-Heritage One, Realtors 972.658.5878

06/12/2026

Take a look at this new listing in Sherman! Click below for more information and tag anyone who might be interested!

Kimberly Shivers
Heritage One, Realtors

Beautiful Well-Designed Home with Natural Flow Offers Many Desirable Features & Living Spaces Throughout, Perfect for a Family Looking for Comfort, Style and Convenience. Set Your Appointment Today to View this Very Well-Maintained 4 bdrm, 3.5-bathroom 3 Car Garage Home with a Study-Office, Spacious

06/11/2026

A clutter-free home not only looks more inviting but also gives potential buyers the space to visualize themselves living there. Here’s how to effectively declutter:

✅ Start Early: Begin the decluttering process as soon as you decide to sell. Don’t wait until the last minute—it will make the moving process smoother and quicker.

✅ Tidy Up Every Room: Go through each room and remove unnecessary items. Focus on areas buyers will likely examine, such as countertops, closets, and cabinets.

✅ Donate or Sell Unused Items: If you haven't used something in a year, it’s time to let it go. Donate, sell, or recycle items that are taking up space but aren't adding value.

✅ Maximize Storage Space: Organize shelves, cabinets, and closets. Storage space is an important selling point, so create a sense of abundance by keeping these areas neat and tidy.

✅ Clean & Remove Personal Items: Wipe down surfaces, deep clean carpets and upholstery, and store away family photos or overly personal items. Buyers want to imagine their own life in the space.

✅ Keep It Simple: When it comes to staging, less is more. Use minimal, tasteful decor and leave enough space for buyers to move around freely.

A decluttered home feels more spacious and ready to move into. A small investment of time can lead to a big return when selling your home! ✨

06/10/2026

You may want to make an offer quickly when you've found the perfect home, but make sure you take these five things into consideration before pulling the trigger!

By being prepared, knowing what to expect and working closely with your real estate agent, you can be confident in putting together a strong offer on a home.

06/07/2026

Make your home POP With these fun and bright front door colors that are sure to WOW your potential homebuyers!

A colorful front door lets visitors know there's fun and energy when they step inside your home. We have suggestions for hues that say "welcome!"

06/05/2026

Think owning a home requires a massive down payment? Think again! With certain loans like FHA, you can get started with just 3.5% down!

Here's how it helps:
✅ Lower Upfront Cost – It makes homeownership more accessible, especially for first-time buyers.
✅ Opportunity to Build Equity – Instead of renting, start building your wealth with your own property.
✅ Multiple Loan Options – FHA loans are just one option; ask your lender about others like conventional loans with as little as 3% down!

Don’t let the myth of a 20% down payment hold you back from buying your dream home. Let’s talk about how you can make it happen! 🏠💰