Homes by Fernando - EXP Realty, LLC - Real Estate Broker

09/21/2026

¡Revisa esta información! Nos alegramos de que esté aquí. Nos enorgullece brindarle el mejor servicio posible, así como las últimas herramientas de vanguardia, para que todas sus transacciones inmobiliarias sean lo más fluidas posible.

3 Things You Can Actually Control About Your Mortgage Rate Right Now

You can't control where mortgage rates go, but you can control your credit, your loan, and the kind of home you buy. Working with a trusted lender can help you lock in the best rate you qualify for. And when you’re ready to make a move that fits your budget, let’s connect.



Call or text me 773.613.9900

Si está intentando comprar una casa, probablemente sea la asequibilidad lo que le quita el sueño.

09/21/2026

We are glad you are here. We take pride in providing you with the best possible service, as well as the latest cutting-edge tools, to make all your real estate transactions as smooth as possible.

3 Things You Can Actually Control About Your Mortgage Rate Right Now

You can't control where mortgage rates go, but you can control your credit, your loan, and the kind of home you buy. Working with a trusted lender can help you lock in the best rate you qualify for. And when you’re ready to make a move that fits your budget, let’s connect.

If you're trying to buy a home, affordability is probably what keeps you up at night.

09/21/2026

Check this out! We are glad you are here. We take pride in providing you with the best possible service, as well as the latest cutting-edge tools, to make all your real estate transactions as smooth as possible.

Mortgage rates have been climbing again, and if you're hoping to buy, that can feel discouraging.

Here’s what you have to remember.

You can't control where rates go. But you can control a few things that shape the rate you actually get: your credit score, the type and term of loan you choose, and whether you buy a newly built home, where builders are often buying down rates to bring buyers in.

Focus there, and you put yourself in a stronger spot without waiting on the market.

Want to talk it through? A trusted lender can help with the numbers, and we can find the home to match. Let's connect.



Call me 773.613.9900

09/20/2026

¡Revisa esta información! Nos alegramos de que esté aquí. Nos enorgullece brindarle el mejor servicio posible, así como las últimas herramientas de vanguardia, para que todas sus transacciones inmobiliarias sean lo más fluidas posible.

The best time to buy a home this year is here.

Realtor.com says September 27–October 3 is expected to bring the best combination of buyer-friendly conditions in 2026.

We’re talking about more homes to choose from, better pricing, less competition, and more time to decide. And maybe that’s enough to offset some of the pressure today’s higher rates are putting on your budget.

Want to find out? Let’s have a quick conversation about what’s expected in our market and what’s available in your price point. Just DM me to get started.

And just so you know, the window doesn’t close after that one week. It’s open all October long.



Call or text me 773.613.9900

09/20/2026

Check this out! We are glad you are here. We take pride in providing you with the best possible service, as well as the latest cutting-edge tools, to make all your real estate transactions as smooth as possible.

The best time to buy a home this year is here.

Realtor.com says September 27–October 3 is expected to bring the best combination of buyer-friendly conditions in 2026.

We’re talking about more homes to choose from, better pricing, less competition, and more time to decide. And maybe that’s enough to offset some of the pressure today’s higher rates are putting on your budget.

Want to find out? Let’s have a quick conversation about what’s expected in our market and what’s available in your price point. Just DM me to get started.

And just so you know, the window doesn’t close after that one week. It’s open all October long.



Call me 773.613.9900

09/19/2026

¡Revisa esta información! Nos alegramos de que esté aquí. Nos enorgullece brindarle el mejor servicio posible, así como las últimas herramientas de vanguardia, para que todas sus transacciones inmobiliarias sean lo más fluidas posible.

Selling this fall? Starting strong matters even more this time of year.

In the fall, buyer activity typically starts to slow while the number of homes for sale climbs. That means fewer buyers may be looking at more options – so you want your house to stand out from day one.

Here’s the cheat sheet for how to make that happen.

Price it for today’s buyers. Not what your neighbor sold for a few years back.

Make your house hard to pass up. Tackle essential repairs and spend time on your curb appeal.

Stay flexible when offers come in. This is not the season to play hardball.

And be ready to adjust when needed. If you keep getting the same feedback from buyers...



Call or text me 773.613.9900

09/19/2026

Check this out! We are glad you are here. We take pride in providing you with the best possible service, as well as the latest cutting-edge tools, to make all your real estate transactions as smooth as possible.

The Best Time To Buy a Home in 2026 Is Almost Here

If you want to buy a house this year, there’s still a way to make it happen, even with today’s rates. This fall gives you the chance to get some of the best seasonal perks the market has to offer.

Want help figuring out when those advantages typically show up in our market?

Let's have a quick conversation about how our market works and the steps you’ll need to take to get ready.



Call me 773.613.9900

Want to buy a house this year, but not sure if the timing’s right? Seasonally, it may actually be a better time to buy than you expect.

09/18/2026

¡Revisa esta información! Nos alegramos de que esté aquí. Nos enorgullece brindarle el mejor servicio posible, así como las últimas herramientas de vanguardia, para que todas sus transacciones inmobiliarias sean lo más fluidas posible.

Waiting for mortgage rates to come down may feel like the only way to make buying a home possible.

But 41% of buyers who waited wish they'd bought sooner – before rates and prices rose again.

Right now, factors like inflation, the economy, and global events are all having an impact on rates – and it’s not in the direction you’d hope.

So, for a lot of buyers, waiting might not pay off. Sometimes it just means putting your life on hold for what feels like too long.

Before you decide to hit pause on your move, talk to a trusted lender. They’ll go over options that can help make buying work at today’s rates, and how to get the best rate you can.

You certainly don’t...



Call or text me 773.613.9900

09/18/2026

I’m excited to share that I’ll be attending REOX 2026 this November 8–10 in Downtown Fort Worth.

I’m looking forward to connecting with professionals across the REO, servicing, and asset disposition space, building new relationships, and continuing to learn from leaders in our industry.

Events like this are a great opportunity to stay engaged, strengthen partnerships, and keep growing in a constantly evolving market.

If you’ll be there, let’s connect.

Fernando Godoy
Real Estate Broker & REO Specialist
Homes by Fernando | eXp Realty

09/18/2026

I’m excited to be attending REignite 2026, the Illinois REALTORS® Fall Conference, September 28–30 in Lombard, Illinois.

Events like REignite are a great opportunity to connect with industry professionals, exchange ideas, learn from experienced speakers, and bring back practical strategies that can strengthen the way we serve our clients and navigate today’s real estate market.

I’m especially looking forward to the conversations, new connections, and fresh perspectives that come from being in the room with professionals from across the industry.

September 28–30, 2026
The Westin Chicago Lombard
Lombard, Illinois

If you’ll be attending REignite too, I’d love to connect.

Fernando Godoy
Real Estate Broker | REALTOR® | REO Specialist
SFR • PSA • SRS • RENE • CSC • ABR
eXp Realty LLC | Homes by Fernando